Prairie Village Insurance Rates:

Prairie Village, KS homeowners insurance is approximately $898 to $1,224, about $74-$102/month. Our complete guide shows customers can save upto $424 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
When you call them and ask for help, they will be very helpful and professional. they tell you what you should do.
Progressive
The time frame wouldn't allow me to select a policy that would extend to the end of my rental agreement so i will have to fix it for a month or two.
Aaa
The premium we received was significantly less cost than other competitors locally and online. thankfully, we are able to afford our policy with relative ease.
Allstate
I don't really use the website very much. I just usually call my insurance agent if I need information about any of my policies
Aaa
I have not heard about the company's mobile app. No representative I have spoken with has mentioned it before. If I had heard about it I would have checked it out.
Amica Mutual Insurance
I dislike that they are very hard to get a claim approved and they have very high deductibles. They are a bit higher priced than other insurance companies.
Progressive
Everything I had to say about the company. The customer service from beginning to end has been superior. I felt very comfortable in my situation.
Nationwide
I find it easy to access the website and check out my coverages. Everything is well explained. The site is easy to navigate.
Farm Bureau
I will never change from Farm Bureau. They are easy to talk to, easy to understand and everything is always perfect.

Prairie Village, KS Homeowners Insurance By Home Value

Prairie Village, KS Home Value Total Homes % of Total Average Prairie Village, KS Homeowners Insurance
Less than $50,000 95 1.0% $116
$90,000 to $99,999 94 1.0% $477
$100,000 to $124,999 241 3.0% $552
$125,000 to $149,999 913 13.0% $690
$150,000 to $174,999 1,101 16.0% $817
$175,000 to $199,999 1,117 16.0% $945
$200,000 to $249,999 1,601 23.0% $1146
$250,000 to $299,999 921 13.0% $1401
$300,000 to $399,999 710 10.0% $1773

Top Home Insurance Agents Near Prairie Village, KS

Home Insurance Company Near Prairie Village, KS Homeowners Insurance Agency Near Prairie Village, KS Address
NA C And A Ii 8301 State Line Rd Ste Gc Kansas City, Kansas City, MO, 64114
Travelers Advanced Risk Management Llc 912 Ne Douglas St Lees Summit, Lee's Summit, MO, 64086
State Farm Jane Mcginnis 4518 W 89th St Ste 110, Prairie Vlg, KS, 66207-2293
Liberty Mutual Independent Marrs And Davolt Llc Dba G M Peters Agency 11 N WATER ST, LIBERTY, MO, 64068
Travelers Twin Lakes Insurance Agency 608 SW 3RD ST, LEES SUMMIT, MO, 64063

Cost Of Homeowners Insurance By Street Near Prairie Village, KS

Streets in Prairie Village Area Homeowners Insurance Cost
S Homestead Dr, Linden Dr, Sheridan Dr, Rainbow Dr, W 87th Pl, W 78th Pl, Overhill Cir, Brookbank Ln, Colonial Dr, Mission Dr$1,444
Juniper Ln, Reinhardt St, Compton Ct, W 63rd, Overhill Rd, Willow Ln, W 77th Pl, Seneca Rd, Roe Blvd, Stratford Rd$1,063
Rosewood Ln, Cedar Dr, Shadow Ln, Windsor Cir, Prairie Ln, Romany Rd, Delmar Ln, Russell Ln, Hodges Dr, 87th St$1,171
Wenonga Rd, Maple Ln, on the Mall, Fonticello St, Eastvale Dr, Brookridge Dr, el Monte Dr, Cherokee Dr, W 75th Pl, Tomahawk Cir$1,456
Overhill Rd, Dearborn Cir, Rainbow Ave, Briar Ln, W 74th Pl, Russell Rd, Sunrise Dr, Ash Ln, Verona Rd, Belinder Ave$1,531

Prairie Village, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Prairie Village$158 to $161
Mission Hills$230
Fairway$167
Mission$153

Prairie Village, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mission Hills city, Kansas $230 $306 $459
Fairway city, Kansas $167 $223 $335
Mission city, Kansas $154 $205 $308

Prairie Village, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Prairie Village, KS5.6%15.7%
Mission Hills3.2%12.77%
Fairway5.78%13.25%
Mission6.37%17.41%

Prairie Village Renters Insurance as a Percentage of Rent

Prairie Village Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 31 1.0% $1219
$500 to $749 158 8.0% $1894
$750 to $999 432 23.0% $2644
$1,000 to $1,499 856 45.0% $3769
$1,500 or more 377 20.0% $5419

Average Cost Of Home Insurance By Company In Areas Nearby Prairie Village For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Metropolitan Property & Casualty Insurance Company 1,373 1,954 2,358
100,000 Safeco Insurance Company Of America 1,549 2,896 3,407
200,000 Allstate Vehicle And Property Insurance Company 1,421 1,697 1,751
200,000 American Family Mutual Insurance Company 2,706 3,788 4,236
200,000 Armed Forces Insurance Exchange 4,435 5,220 5,275
200,000 Nationwide Affinity Insurance Company Of America 2,082 3,171 3,556
200,000 Travelers Home And Marine Insurance Company (The) 1,850 2,879 3,599
300,000 Marysville Mutual Insurance Company 2,795 3,413 4,192
300,000 Travelers Property Casualty Insurance Company 2,659 4,081 5,063
300,000 Usaa General Indemnity Company 4,605 4,742 4,742

Prairie Village, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$9,500
Yearly Prairie Village Homeowner Insurance Premium Example $4,000$2,500
Out of Pocket Expense During Claim$500$9,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $28,500$27,000
Net Savings to Prairie Village Home Owner from High Deductible Plan $1,500

Prairie Village, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Prairie Village, KS Home Replacement Value MORE than Home Value Prairie Village, KS Home Replacement Value LESS than Home Value
Replacement Value $946,000 $661,500
Insurance Premium based on Replacement Value $14,575 $10,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $107,500 Risk Exposure from Under Insuring Coverage is $177,000
Premium Impact Insurance cheaper by $2,725/year Insurance costlier by $1,675/year

Example Prairie Village Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmNationwide Insurance
Monthly Premium 211337299
Year Built 195119651975
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$300000-$350000$400000-$500000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Prairie Village, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 670,000 Wood Shake Roof 4,970 5 > $10,000 Deductible 1480 3 Vinyl siding No
1964 220,000 Metal Roof 1,720 3 > $10,000 Deductible 110 1 Stone Siding yes
1970 205,000 Metal Roof 1,710 4 > $10,000 Deductible 660 6 Vinyl siding yes
1969 265,000 Wood Shake Roof 2,120 4 $500 Deductible 720 3 Fiber-Cement Siding No
1962 285,000 Shingles Roof 2,920 4 $5000 to $10,000 Deductible 730 5 Stucco siding yes
1964 165,000 Slate Shingles Roof 1,350 3 $2500-$5000 Deductible 620 5 Brick siding No
1957 170,000 Composition Roof 1,330 3 $500 Deductible 1000 6 Stone Siding No
1982 310,000 Membrane Roof 3,080 4 $500- $1000 Deductible 580 2 Brick siding No
1986 185,000 Membrane Roof 1,770 4 $500- $1000 Deductible 2070 8 Wood siding yes
1952 155,000 Tile Roof 1,350 3 $5000 to $10,000 Deductible 680 7 Fiber-Cement Siding yes
1971 355,000 Membrane Roof 3,060 4 $500 Deductible 5320 12 Wood siding yes
1980 340,000 Asphalt Shingles Roof 2,900 5 > $10,000 Deductible 2440 12 Stone Siding No
1975 185,000 Slate Shingles Roof 1,550 3 $5000 to $10,000 Deductible 620 5 Stone Siding yes
1987 155,000 Composition Roof 1,490 3 $2500-$5000 Deductible 950 7 Vinyl siding yes
1972 280,000 Asphalt Shingles Roof 2,760 5 $5000 to $10,000 Deductible 1940 8 Fiber-Cement Siding yes
1966 245,000 Metal Roof 2,270 3 $2500-$5000 Deductible 1130 5 Brick siding No
1953 170,000 Composition Roof 1,260 3 $1000-$2500 Deductible 440 4 Stucco siding yes
1985 215,000 Composition Roof 1,560 3 $2500-$5000 Deductible 880 5 Stucco siding No
1984 395,000 Shingles Roof 2,890 4 $2500-$5000 Deductible 1460 6 Wood siding No
1982 325,000 Wood Shake Roof 2,320 5 $500- $1000 Deductible 650 2 Wood siding yes
1973 535,000 Wood Shake Roof 3,920 5 $5000 to $10,000 Deductible 2980 7 Fiber-Cement Siding yes
1979 245,000 Slate Shingles Roof 2,070 3 $500- $1000 Deductible 1120 5 Brick siding No
1989 190,000 Asphalt Shingles Roof 1,820 3 $500 Deductible 380 2 Vinyl siding yes
1980 390,000 Shingles Roof 3,260 4 $500 Deductible 5060 12 Vinyl siding No
1951 315,000 Asphalt Shingles Roof 2,710 4 $500 Deductible 2230 5 Brick siding No
1967 245,000 Metal Roof 1,820 4 $500 Deductible 2080 6 Stucco siding yes
1988 230,000 Tile Roof 1,760 3 > $10,000 Deductible 790 5 Vinyl siding yes