Prairie Ridge Insurance Rates:

Prairie Ridge, WA homeowners insurance is roughly $501 to $680, about $41-$56/month. Our in depth analysis reveals consumers can save upto $236 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Prairie Ridge, WA Homeowners Insurance By Home Value

Prairie Ridge, WA Home Value Total Homes % of Total Average Prairie Ridge, WA Homeowners Insurance
Less than $50,000 104 3.0% $64
$70,000 to $79,999 35 1.0% $206
$80,000 to $89,999 89 2.0% $236
$90,000 to $99,999 74 2.0% $259
$100,000 to $124,999 247 7.0% $300
$125,000 to $149,999 192 5.0% $377
$150,000 to $174,999 400 12.0% $448
$175,000 to $199,999 337 10.0% $519
$200,000 to $249,999 843 25.0% $625
$250,000 to $299,999 643 19.0% $761
$300,000 to $399,999 298 9.0% $973

Top Home Insurance Agents Near Prairie Ridge, WA

Home Insurance Company Near Prairie Ridge, WA Homeowners Insurance Agency Near Prairie Ridge, WA Address
Travelers Ab Insurance & Associates Llc 2412 4TH AVE E, OLYMPIA, WA, 98506
Farmers Charles Mccready 33650 6th Ave S Ste 110, Federal Way, WA, 98003
Farmers Darwin Goldsmith 33650 6th Ave S Ste 110, Federal Way, WA, 98003
State Farm Hayk Tadevosyan 1420 156th Ave NE Ste S, Bellevue, WA, 98007-4421
Allstate Khankham Thavongsack 14915 NE 20th St, Bellevue, WA, 98007

Cost Of Homeowners Insurance By Street Near Prairie Ridge, WA

Streets in Prairie Ridge Area Homeowners Insurance Cost
223rd Ave E, 232nd Avenue Ct E, Orting North Rde, 216th Ave E, 171st Ave E, 218th Ave E, Prairie Ridge Dr, Greenbelt Dr E, 200th Avenue Ct E, 190th Avenue Ct E$601
209th Ave E, 234th Avenue Extended E, 196th Ave E, 206th Ave E, 191st Ave E, 223rd Avenue Ct E, 218th Avenue Ct E, 199th Ave E, 215th Avenue Ct E, 184th Avenue Ct E$597
220th Avenue Ct E, 189th Ave E, 106th Street Ct E, 216th Ave Ct E, 199th Ave E, 219th Avct E, 216th Ave E, 120th St Ct E, Tacoma Pipeline Rd E, 207th Avenue Ct E$596
205th Avenue Ct E, 203rd Ave Ct E, 226th Avenue Ct E, Ridgewood Dr E, 191st Ave E, 173rd Ave Ct E, 200th Ave Ct E, 221st Avenue Ct E, 123rd St Ct E, Greenwood Pl E$601
232nd Ave E, 115th St Ct E, 211th Ave E, 229th Avenue Ct E, 175th Ave E, 225th Avenue Ct E, 111th St E, 200th Ave Ct E, McCutcheon Rd E, Ridgewood Dr E$597

Prairie Ridge, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Prairie Ridge$88 to $90
Prairie Heights$90
South Prairie$89
Crocker$87

Prairie Ridge, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Prairie Heights CDP, Washington $91 $121 $182
South Prairie town, Washington $89 $118 $177
Buckley CCD, Pierce County, Washington $89 $119 $179

Prairie Ridge, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Prairie Ridge, WA2.9%12.5%
Prairie Heights2.76%9.44%
South Prairie2.66%8.15%
Buckley2.67%9.85%

Prairie Ridge Renters Insurance as a Percentage of Rent

Prairie Ridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 22 3.0% $1922
$750 to $999 109 18.0% $2672
$1,000 to $1,499 319 54.0% $3797
$1,500 or more 139 23.0% $5447

Prairie Ridge, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Prairie Ridge Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,100$4,500
Net Savings to Prairie Ridge Home Owner from High Deductible Plan $600

Prairie Ridge, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Prairie Ridge, WA Home Replacement Value MORE than Home Value Prairie Ridge, WA Home Replacement Value LESS than Home Value
Replacement Value $310,500 $203,000
Insurance Premium based on Replacement Value $1,075 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $71,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year

Example Prairie Ridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmerican Family InsuranceFarmers Insurance
Monthly Premium 285764
Year Built 201419852002
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible > $10,000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Prairie Ridge, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 265,000 Tile Roof 2,090 5 > $10,000 Deductible 60 2 Stone Siding yes
1991 220,000 Tile Roof 1,630 3 $1000-$2500 Deductible 230 5 Vinyl siding No
1999 285,000 Composition Roof 2,160 4 $1000-$2500 Deductible 220 6 Brick siding No
2003 165,000 Tile Roof 1,400 3 $500 Deductible 430 10 Vinyl siding No
2009 235,000 Composition Roof 2,370 3 > $10,000 Deductible 190 6 Stone Siding No
2012 410,000 Wood Shake Roof 3,130 4 $2500-$5000 Deductible 420 5 Fiber-Cement Siding yes
2009 235,000 Shingles Roof 2,390 4 $500- $1000 Deductible 760 12 Vinyl siding No
2011 200,000 Composition Roof 1,420 3 $5000 to $10,000 Deductible 40 1 Stone Siding No
1983 260,000 Slate Shingles Roof 1,910 4 $2500-$5000 Deductible 50 1 Wood siding yes
2011 475,000 Tile Roof 4,920 5 > $10,000 Deductible 200 3 Stone Siding No
2008 290,000 Slate Shingles Roof 2,270 4 $1000-$2500 Deductible 120 2 Stucco siding yes
2013 120,000 Asphalt Shingles Roof 1,270 3 $1000-$2500 Deductible 60 3 Stucco siding No
2011 390,000 Membrane Roof 2,760 4 $500 Deductible 220 2 Fiber-Cement Siding No
2011 175,000 Shingles Roof 1,290 3 $5000 to $10,000 Deductible 70 3 Wood siding yes
2014 210,000 Tile Roof 1,660 3 $5000 to $10,000 Deductible 500 12 Stucco siding yes
1982 500,000 Membrane Roof 4,110 5 $500- $1000 Deductible 1020 9 Wood siding No
2004 240,000 Composition Roof 1,960 4 $1000-$2500 Deductible 260 6 Wood siding No
2014 210,000 Slate Shingles Roof 2,080 5 $5000 to $10,000 Deductible 30 1 Wood siding No
2013 260,000 Composition Roof 2,580 4 > $10,000 Deductible 460 12 Stone Siding yes
2007 470,000 Wood Shake Roof 3,330 5 $500 Deductible 390 3 Vinyl siding No
2013 330,000 Asphalt Shingles Roof 2,710 4 $1000-$2500 Deductible 210 3 Fiber-Cement Siding No
1983 195,000 Wood Shake Roof 1,630 4 $2500-$5000 Deductible 300 8 Brick siding yes
1999 430,000 Wood Shake Roof 3,720 5 $2500-$5000 Deductible 80 1 Brick siding No
2012 260,000 Metal Roof 2,390 3 $500 Deductible 400 6 Wood siding yes
2010 310,000 Membrane Roof 2,600 4 $5000 to $10,000 Deductible 380 9 Stone Siding yes
1988 365,000 Wood Shake Roof 3,180 4 $2500-$5000 Deductible 140 3 Brick siding No
2009 155,000 Slate Shingles Roof 1,650 3 $5000 to $10,000 Deductible 130 6 Stone Siding No
2006 465,000 Tile Roof 3,380 4 > $10,000 Deductible 120 2 Brick siding No
1986 225,000 Asphalt Shingles Roof 2,040 4 $1000-$2500 Deductible 80 2 Fiber-Cement Siding No
1988 355,000 Slate Shingles Roof 2,500 4 $5000 to $10,000 Deductible 420 8 Wood siding yes
2001 550,000 Composition Roof 4,640 5 > $10,000 Deductible 420 7 Fiber-Cement Siding yes
2013 600,000 Slate Shingles Roof 4,810 5 $5000 to $10,000 Deductible 1060 12 Fiber-Cement Siding yes
1989 520,000 Membrane Roof 4,640 5 $1000-$2500 Deductible 300 3 Vinyl siding yes
1981 255,000 Metal Roof 2,570 4 > $10,000 Deductible 80 3 Fiber-Cement Siding yes