Powder Springs Insurance Rates:

Powder Springs, GA homeowners insurance is nearly $758 to $1,029, about $63-$85/month. Our all inclusive analysis indicates shoppers can save as much as $357 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
I like that my local allstate agency has several representatives who are willing and able to answer questions during business hours. one even helped me once with a mix up when the appraiser was a bit late getting to my house. it's nice to have local "real people" with names and faces instead of just an overseas call center.
Allstate
I am on the easy pay plan, so payments are automatically withdrawn each month which makes it easy for me. they also have an app where i can see all of my policies, documents and easy access to id cards.
Travelers
The insurance company is easy to reach. The customer service is easy to reach. The premium is fine. The coverage is adequate. My interaction with them during the claim I made was very good.
Geico
I like that it's easy to use and it's very intuitive in the way that they have you navigate the pages. Everything that I need to know is shown to me right on the front page and if I ever have any questions it's very easy to find the answers or speak to a customer service representative.
Allstate
i recently had my roof replaced. I very much dislike how long the claim process took. it was very drawn out as well as having to deal with more than one assessor. it made the whole process even more confusing than it already was.
Allstate
So far I have no complaints. They supplied all of the necessary documents in a timely fashion when we were closing on our new house.
Geico
I would recommend this company for home insurance. The rates are reasonable and the customer service is great. Although, it would be a good idea to shop around for other companies to make comparisons.

Powder Springs, GA Homeowners Insurance By Home Value

Powder Springs, GA Home Value Total Homes % of Total Average Powder Springs, GA Homeowners Insurance
Less than $50,000 417 4.0% $143
$50,000 to $59,999 158 1.0% $303
$60,000 to $69,999 373 3.0% $375
$70,000 to $79,999 217 2.0% $438
$80,000 to $89,999 422 4.0% $491
$90,000 to $99,999 410 4.0% $554
$100,000 to $124,999 1,143 11.0% $643
$125,000 to $149,999 1,920 18.0% $804
$150,000 to $174,999 2,002 19.0% $947
$175,000 to $199,999 1,303 12.0% $1090
$200,000 to $249,999 815 7.0% $1314
$250,000 to $299,999 510 4.0% $1609
$300,000 to $399,999 555 5.0% $2047

Top Home Insurance Agents Near Powder Springs, GA

Home Insurance Company Near Powder Springs, GA Homeowners Insurance Agency Near Powder Springs, GA Address
NA Ron E Widener & Associates 6887 Oak Ridge Commerce Way , Austell, GA, 30168
NA Ameritrust Insurance Group 2198 Austell Rd Sw 2198 Austell Rd Sw , Marietta, GA, 30008
Farmers Erick Deberry 277 Highway 74 N Ste 304, Peachtree City, GA, 30269
Allstate Reid Nix 5295 Stone Mountain Hwy Ste F, Stone Mountain, GA, 30087
State Farm Ron Greene Bldg 100 4255 Wade Grn Rd NW Ste 125, Kennesaw, GA, 30144-1792

Cost Of Homeowners Insurance By Street Near Powder Springs, GA

Streets in Powder Springs Area Homeowners Insurance Cost
Hopkins Rd, Sophy Ct SW, Wild Horse Dr, Woodcliff Way, Shipp Rd, Bethany Ln SW, Hubert Dr, Woodcrest Way, Villa Lake Rd, C H James Pkwy$894
Cool Water Ct, Lindley Rd, Atlanta Hwy, Kipling Dr, Reese Farms Ct, McNeel Industrial Blvd, Hopeland Ct, Forest Hill Rd, Silver Springs Blvd, Woodpond Cove SW$890
Blythewood Cir, Bengal Dr, Bob Adair Cir, Hopeland Dr, Brownsville Rd, Manna Ln SW, China Berry Dr SW, China Berry Dr SW, Shallow Springs Ct, Lost Lakes Dr SW$900
Autumn Run Dr SW, Nectar Dr, Creekside Ln, Bygone Ct, Anderson Farm Rd, Thomas St, Port Ln, New Horizon St, Flowering Branch, Vine Ridge Dr$894
Lindley Way, Autumn Breeze Ln SW, McMichen Ct, Hideaway Hills Ln SW, Harvest Moon Ct SW, Coolwood Cove SW, New Macland Rd, Cedar Ridge Rd, Elberta Ter, Manna Ln$894
Cross Creek Dr, Wicklow Way, Pinetree Ct, Poplar Trl, High Pines Ct E, New Towne Dr, Lindley Ln, Oglethorpe Ct SW, China Berry Ln, Jackson Way$896
Dillard St, Sophy Dr, Parks Dr, Barnwood Pl, St Claire Ct, Moon Cabin Dr, Preston Place Ct, Jennings Ct, Hiram Rd SW, Barrett Ct$915
Fambrough Dr, Spring Tide Ln SW, Brianna Ct, Steinbeck Ln NW, Sharon Springs, Apache Ct NW, Greenes Ln, C H James Pkwy, Cemetary St, Hemingway Dr NW$893
Stallion Ct, Ruby Ct, Red Haven Ct, New Macland Rd, Silver Meadow Dr SW, George David Way, Birdfield Ct, Silvercrest Ct SW, Spring Green Way, Delhi Dr$916
Grandiflora Pl SW, Legend Hollow Ln SW, Ten Oaks Cir, Mountain Oaks Ct SW, Rose Petal Ln SW, Linholli Cir, Tupelo Dr SW, Meek Rd, Flowering Springs, Elliott Rd$908

Powder Springs, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Powder Springs$133 to $136
Austell$133
Lithia Springs$132
Cobb County$138

Powder Springs, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Austell CCD, Cobb County, Georgia $133 $177 $266
Lithia Springs CDP, Georgia $132 $176 $264
Hiram CCD, Paulding County, Georgia $132 $176 $264

Powder Springs, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Powder Springs, GA5.2%20.8%
Austell5.3%23.37%
Lithia Springs5.93%22.63%
Hiram5.58%19.08%

Powder Springs Renters Insurance as a Percentage of Rent

Powder Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 24 1.0% $1260
$500 to $749 138 7.0% $1935
$750 to $999 353 18.0% $2685
$1,000 to $1,499 1,018 52.0% $3810
$1,500 or more 401 20.0% $5460

Average Cost Of Home Insurance By Company In Areas Nearby Powder Springs For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$300,000 frame American National General Insurance Company N/A $1062 $1034
$350,000 veneer Country Mutual Insurance Company $1297.21 $1148.77 $952.51
$300,000 veneer Liberty Insurance Corporation N/A $1284 $1221
$250,000 frame Lm Insurance Corporation N/A $1225 $1158
$200,000 veneer Owners Insurance Company $563.22 $526.38 $479.00
$350,000 veneer Owners Insurance Company $953.73 $891.34 $811.11
$350,000 veneer Praetorian Insurance Company N/A $814 $686
$350,000 veneer Preserver Insurance Company N/A $1562 $1386.00
$300,000 veneer Safeco Insurance Company Of Indiana $1593 $1492 $1375
$200,000 veneer The Travelers Home And Marine Insurance Company N/A N/A $1209

Powder Springs, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Powder Springs Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Powder Springs Home Owner from High Deductible Plan $600

Powder Springs, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Powder Springs, GA Home Replacement Value MORE than Home Value Powder Springs, GA Home Replacement Value LESS than Home Value
Replacement Value $183,000 $133,000
Insurance Premium based on Replacement Value $1,100 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Powder Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmerican Family InsuranceLiberty Mutual
Monthly Premium 12315488
Year Built 201019992002
Home Details 4 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $250000-$300000$300000-$350000$250000-$300000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Powder Springs, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 280,000 Composition Roof 2,720 5 $2500-$5000 Deductible 1030 9 Brick siding No
1988 260,000 Composition Roof 2,550 4 $500- $1000 Deductible 710 7 Brick siding yes
2013 430,000 Composition Roof 4,880 5 $5000 to $10,000 Deductible 1160 10 Vinyl siding yes
1987 255,000 Slate Shingles Roof 2,920 5 $5000 to $10,000 Deductible 410 7 Brick siding No
1982 420,000 Wood Shake Roof 4,640 5 $500- $1000 Deductible 1000 5 Wood siding No
2003 285,000 Composition Roof 2,640 4 $500- $1000 Deductible 570 7 Fiber-Cement Siding yes
2009 190,000 Slate Shingles Roof 2,330 5 $1000-$2500 Deductible 240 3 Wood siding No
2005 215,000 Composition Roof 2,550 4 > $10,000 Deductible 600 12 Vinyl siding No
2013 370,000 Wood Shake Roof 3,610 5 $2500-$5000 Deductible 750 6 Brick siding yes
1990 325,000 Membrane Roof 3,380 5 $500 Deductible 330 2 Vinyl siding No
1997 195,000 Shingles Roof 2,450 5 $1000-$2500 Deductible 290 4 Stone Siding No
2011 150,000 Asphalt Shingles Roof 1,650 5 $5000 to $10,000 Deductible 280 7 Vinyl siding No
1982 260,000 Tile Roof 3,120 5 $1000-$2500 Deductible 620 7 Fiber-Cement Siding No
1992 210,000 Wood Shake Roof 2,600 5 $2500-$5000 Deductible 240 4 Brick siding No
1981 285,000 Composition Roof 3,220 4 $1000-$2500 Deductible 520 4 Fiber-Cement Siding yes
2000 465,000 Shingles Roof 4,670 5 > $10,000 Deductible 460 4 Stucco siding yes
2009 365,000 Asphalt Shingles Roof 4,050 5 $1000-$2500 Deductible 1300 12 Stone Siding yes
1984 135,000 Shingles Roof 1,720 5 $500- $1000 Deductible 140 3 Stucco siding yes
2010 420,000 Wood Shake Roof 4,670 5 $2500-$5000 Deductible 640 7 Vinyl siding No
2006 225,000 Wood Shake Roof 2,070 4 > $10,000 Deductible 150 3 Stone Siding No
1984 190,000 Wood Shake Roof 2,450 4 $500- $1000 Deductible 740 12 Fiber-Cement Siding No
1991 470,000 Shingles Roof 4,250 5 > $10,000 Deductible 1000 7 Vinyl siding No
1992 210,000 Membrane Roof 2,010 5 $500 Deductible 160 3 Brick siding yes
2005 175,000 Tile Roof 2,240 5 $2500-$5000 Deductible 850 12 Fiber-Cement Siding No
2012 170,000 Composition Roof 1,890 4 $2500-$5000 Deductible 240 4 Wood siding No
1993 360,000 Asphalt Shingles Roof 3,670 5 $1000-$2500 Deductible 620 6 Fiber-Cement Siding No
2003 150,000 Composition Roof 1,760 5 $500 Deductible 510 9 Wood siding yes
2005 425,000 Wood Shake Roof 3,990 5 $500 Deductible 410 3 Wood siding No
2010 430,000 Asphalt Shingles Roof 4,110 5 $1000-$2500 Deductible 360 3 Stone Siding yes
1981 340,000 Membrane Roof 3,070 4 > $10,000 Deductible 810 10 Stone Siding yes