Poughkeepsie Insurance Rates:

Poughkeepsie, NY homeowners insurance is roughly $527 to $715, about $43-$59/month. Our in depth guide reveals consumers can save as much as $248 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They have friendly employees as well who care about you a lot and want to spend a lot of time making sure that you are well cared for.
Geico
I do not like the customer service at my home insurance company. when i call their toll free phone number, it often takes me several minutes before i get the chance to talk to a real person. that is very frustrating.
Usaa
When i had a plumbing issue, they sent me a list of recovery companies to do the restoration and let me pick one.
Allstate
I haven't looked at other companies but I believe I'm getting a good deal for my premium and it's great so far.
Ameriprise
The website is easy to navigate and works well.
Liberty Mutual
They are extremely responsive whenever I have called them and try to help us in the best possible way.
Usaa
USAA offered us a lower premium than quotes we got from Geico and state farm. That was our primary reason for selecting them for coverage.
Usaa
I use the company for all my insurance policies and it is easy to deal with them. The rate is nice and when I comparison shop I have yet to find a cheaper option in the marketplace.

Poughkeepsie, NY Homeowners Insurance By Home Value

Poughkeepsie, NY Home Value Total Homes % of Total Average Poughkeepsie, NY Homeowners Insurance
Less than $50,000 412 4.0% $55
$70,000 to $79,999 107 1.0% $167
$100,000 to $124,999 231 2.0% $248
$125,000 to $149,999 198 2.0% $310
$150,000 to $174,999 310 3.0% $366
$175,000 to $199,999 567 5.0% $428
$200,000 to $249,999 2,180 22.0% $509
$250,000 to $299,999 2,786 29.0% $627
$300,000 to $399,999 2,650 27.0% $794

Top Home Insurance Agents Near Poughkeepsie, NY

Home Insurance Company Near Poughkeepsie, NY Homeowners Insurance Agency Near Poughkeepsie, NY Address
NA Dke Risk Solutions, Llc 900 Bedford St 3Rd Floor, Stamford, CT, 6901
Travelers Emanuel H George Agency Inc 27 N BROADWAY, TARRYTOWN, NY, 10591
State Farm Matt Staropoli 51 Ramapo Rd, Garnerville, NY, 10923-1719
Liberty Mutual Independent Montagno Insurance Agency 344 ROBBINS ST, WATERBURY, CT, 6708
Travelers Ralph Parnes Associates Inc 180 OLD TAPPAN RD BLDG 6, OLD TAPPAN, NJ, 7675

Cost Of Homeowners Insurance By Street Near Poughkeepsie, NY

Streets in Poughkeepsie Area Homeowners Insurance Cost
S Woodlawn Ave, Spring Manor Cir, Carmen Dr, Tall Tree Ln, Ritter Dr, Yale Ct, Wiltse Ln, Marple Rd, Kelsey Rd, Vanek Rd$611
Saddle Rock Dr, Cedar Valley Rd, Marcinelli Ct, Peacock Ln, Center Ave, Cleveland Dr, Donny Dr, College Ave, Heathbrook Dr, Townsend Blvd$634
Corlies Ave, Diane Ct, Garden St Exd, Forrest Ct, Bayberry Ln, Barnes Dr, Marwood Dr, Peach Rd, Delavergne Ave, Imperial Blvd$612
Tree Top Ln, Gale Dr, Gilmore Blvd S, Butternut Way, Emmott Pl, N Grand Ave, Van Duzer Dr, Alda Dr, Eastern Pkwy, Wood St$619
Pond St, Eldorado Dr, Dara Ln, Essex Rd, Veterans Pl, Violet Ave, Shady Tree Ln, Treadwell Cir, Camelot Rd, Hamlin Rd$616

Poughkeepsie, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Poughkeepsie$93 to $95
Spackenkill$95
Crown Heights$93
Arlington$92

Poughkeepsie, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Spackenkill CDP, New York $95 $126 $189
Crown Heights CDP, New York $93 $124 $186
Arlington CDP, New York $92 $123 $185

Poughkeepsie, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Poughkeepsie, NY2.3%6.1%
Spackenkill2.16%5.28%
Crown Heights2.48%6.02%
Arlington2.49%5.8%

Poughkeepsie Renters Insurance as a Percentage of Rent

Poughkeepsie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 116 2.0% $1234
$500 to $749 302 6.0% $1909
$750 to $999 1,018 21.0% $2659
$1,000 to $1,499 2,514 53.0% $3784
$1,500 or more 677 14.0% $5434

Poughkeepsie, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly Poughkeepsie Homeowner Insurance Premium Example $2,100$1,500
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,300$16,500
Net Savings to Poughkeepsie Home Owner from High Deductible Plan $1,800

Poughkeepsie, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Poughkeepsie, NY Home Replacement Value MORE than Home Value Poughkeepsie, NY Home Replacement Value LESS than Home Value
Replacement Value $353,000 $238,000
Insurance Premium based on Replacement Value $3,400 $2,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $79,500
Premium Impact Insurance cheaper by $775/year Insurance costlier by $350/year

Example Poughkeepsie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 233172209
Year Built 198219961978
Home Details 3 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $350000-$400000$200000-$250000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Poughkeepsie, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 220,000 Wood Shake Roof 1,420 2 $2500-$5000 Deductible 1300 12 Stone Siding yes
1984 805,000 Membrane Roof 4,800 5 $500 Deductible 5200 8 Vinyl siding yes
1998 155,000 Wood Shake Roof 1,090 2 $1000-$2500 Deductible 1160 12 Vinyl siding No
1961 130,000 Slate Shingles Roof 940 2 $500- $1000 Deductible 440 6 Brick siding yes
1972 520,000 Asphalt Shingles Roof 4,010 5 $500- $1000 Deductible 1170 3 Vinyl siding yes
1986 350,000 Tile Roof 2,130 5 > $10,000 Deductible 690 4 Stone Siding yes
1996 455,000 Asphalt Shingles Roof 3,640 5 $500 Deductible 1670 5 Stone Siding yes
1998 345,000 Membrane Roof 2,340 5 > $10,000 Deductible 120 1 Brick siding yes
1997 270,000 Membrane Roof 1,600 3 $5000 to $10,000 Deductible 500 3 Brick siding No
1999 610,000 Slate Shingles Roof 3,960 5 $500- $1000 Deductible 2730 5 Brick siding yes
1945 370,000 Slate Shingles Roof 3,180 4 $2500-$5000 Deductible 2080 9 Stucco siding yes
1970 275,000 Composition Roof 1,950 3 $500- $1000 Deductible 1280 8 Wood siding yes
1973 120,000 Tile Roof 1,020 2 $2500-$5000 Deductible 350 7 Brick siding yes
1980 205,000 Wood Shake Roof 1,230 2 $2500-$5000 Deductible 100 1 Wood siding No
1964 805,000 Membrane Roof 4,780 5 $500- $1000 Deductible 920 2 Fiber-Cement Siding No
1981 385,000 Tile Roof 2,260 3 $500 Deductible 3260 9 Wood siding No
1944 235,000 Asphalt Shingles Roof 1,450 3 $2500-$5000 Deductible 620 4 Brick siding No
1999 255,000 Composition Roof 1,720 5 > $10,000 Deductible 1050 9 Wood siding yes
1975 620,000 Composition Roof 4,060 5 $2500-$5000 Deductible 2720 5 Stone Siding No
1947 220,000 Wood Shake Roof 1,500 3 $500- $1000 Deductible 160 1 Brick siding yes
1985 525,000 Tile Roof 3,740 5 $500- $1000 Deductible 520 1 Vinyl siding No
1966 565,000 Metal Roof 3,460 5 $1000-$2500 Deductible 4670 10 Brick siding No