Pottstown Insurance Rates:

Pottstown, PA homeowners insurance is roughly $608 to $826, about $50-$68/month. Our all inclusive guide shows customers can save as much as $286 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Last but not least i like that i have the flexibility to add additional coverages if needed while maintaining a low deductible.
Progressive
Progressive has this handy auto quoting tool that shows the prices of its competitors, which helps you with the decision about what plan you want to get.
Allstate
I think the premium is very high, to be honest, I don't think anyone with a low paying job would be able to afford that amount every month. I would like it to be a bit lower despite me being able to pay for it. Other companies don't really offer anything better for my home specifically.
State Farm
The only interaction I have had recently was a claim about 8 months ago and it was a very smooth easy process. I was highly impressed with the customer service provided.
Allstate
They are really good with customer service and the reason I choose to pay a little more for my premiums. They are always willing to help and are quite competent in meeting all of the needs I may have that arise.

Pottstown, PA Homeowners Insurance By Home Value

Pottstown, PA Home Value Total Homes % of Total Average Pottstown, PA Homeowners Insurance
Less than $50,000 165 3.0% $129
$50,000 to $59,999 84 1.0% $265
$60,000 to $69,999 77 1.0% $329
$70,000 to $79,999 188 3.0% $387
$80,000 to $89,999 294 5.0% $437
$90,000 to $99,999 460 8.0% $487
$100,000 to $124,999 996 18.0% $566
$125,000 to $149,999 957 17.0% $709
$150,000 to $174,999 977 18.0% $838
$175,000 to $199,999 475 8.0% $967
$200,000 to $249,999 378 7.0% $1168
$250,000 to $299,999 204 3.0% $1426
$300,000 to $399,999 144 2.0% $1814

Top Home Insurance Agents Near Pottstown, PA

Home Insurance Company Near Pottstown, PA Homeowners Insurance Agency Near Pottstown, PA Address
State Farm Emily Lee 8037 Old York Rd, Elkins Park, PA, 19027-1413
Erie Fitzgerald Insurance Agency Inc. 21 Bishop Hollow Road, Newtown Square, PA, 19073
State Farm Stephen Simmons 12 Lewisville Rd, Elkton, MD, 21921-2101
Nationwide Thomas J Lennon Lutcf 1305 Cottman Ave, Philadelphia, PA, 19111
State Farm Tom Mclaughlin 504 Bath Rd, Bristol, PA, 19007-3105

Cost Of Homeowners Insurance By Street Near Pottstown, PA

Streets in Pottstown Area Homeowners Insurance Cost
Eden St, Grant St, King St, Clearview St, S Franklin St, Hale St, Terrace Ln, N Franklin St, Quinter St, Park Blvd$721
Sprogell Ave, Boone Ct, Bringhurst Aly, W Buttonwood St, Locust Aly, Master St, Park Ct, Rosedale Dr, N Evans St, Union Aly$720
N Evans St, Potts Dr, S Price St, Morris St, Lee Ave, Mervine St, Logan St, Lesher Aly, Union Aly, Industrial Ave$725
Lesher Aly, Rowan Aly, N Price St, Old Glasgow St, W 10th St, W Chestnut, Pine Aly, Sembling Ave, S Charlotte St, W Beech St$722
Nightingale St, E 7th St, Orange St, Orange St, Maplewood Dr, N State St, Buttonwood Aly, Kenneth Ave, Summit Ln, Isabella St$726

Pottstown, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pottstown$107 to $109
South Pottstown$112
Kenilworth$114
Pottsgrove$113

Pottstown, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Pottstown CDP, Pennsylvania $93 $124 $186
Kenilworth CDP, Pennsylvania $95 $127 $190
Halfway House CDP, Pennsylvania $95 $127 $190

Pottstown, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pottstown, PA4.1%9.3%
South Pottstown4.28%10.96%
Kenilworth3.22%11.1%
Halfway House2.98%10.41%

Pottstown Renters Insurance as a Percentage of Rent

Pottstown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 138 3.0% $344
$200 to $299 154 3.0% $794
$300 to $499 432 10.0% $1244
$500 to $749 1,213 30.0% $1919
$750 to $999 1,235 30.0% $2669
$1,000 to $1,499 736 18.0% $3794
$1,500 or more 111 2.0% $5444

Pottstown, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Pottstown Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Pottstown Home Owner from High Deductible Plan $600

Pottstown, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pottstown, PA Home Replacement Value MORE than Home Value Pottstown, PA Home Replacement Value LESS than Home Value
Replacement Value $183,500 $129,500
Insurance Premium based on Replacement Value $850 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $38,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $75/year

Example Pottstown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceTravelers
Monthly Premium 9116876
Year Built 195919621943
Home Details 3 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$350000-$400000$200000-$250000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Pottstown, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1952 175,000 Membrane Roof 2,350 4 $500- $1000 Deductible 470 5 Stone Siding yes
1967 200,000 Slate Shingles Roof 2,650 4 $500 Deductible 640 7 Fiber-Cement Siding No
1959 275,000 Wood Shake Roof 3,740 5 $500 Deductible 310 4 Stucco siding No
1956 290,000 Membrane Roof 3,880 5 $500- $1000 Deductible 150 1 Vinyl siding yes
1953 155,000 Metal Roof 1,950 3 $500- $1000 Deductible 380 9 Stucco siding No
1963 160,000 Slate Shingles Roof 1,610 3 $1000-$2500 Deductible 420 8 Stone Siding yes
1947 100,000 Tile Roof 1,300 2 $500- $1000 Deductible 40 1 Stone Siding yes
1945 220,000 Asphalt Shingles Roof 2,250 3 $500 Deductible 370 5 Stone Siding yes
1968 110,000 Composition Roof 1,260 3 $500 Deductible 460 12 Wood siding yes
1962 190,000 Metal Roof 1,920 4 $500- $1000 Deductible 240 3 Vinyl siding yes
1963 195,000 Metal Roof 1,900 4 $1000-$2500 Deductible 590 8 Stucco siding No
1960 85,000 Asphalt Shingles Roof 1,010 2 $500 Deductible 260 8 Wood siding yes
1961 105,000 Metal Roof 1,350 2 $2500-$5000 Deductible 50 2 Brick siding No
1960 235,000 Metal Roof 2,320 3 $1000-$2500 Deductible 330 3 Stucco siding yes
1946 225,000 Shingles Roof 2,530 4 > $10,000 Deductible 560 12 Stucco siding No
1957 205,000 Membrane Roof 1,980 4 $500- $1000 Deductible 700 9 Wood siding yes
1966 150,000 Wood Shake Roof 1,840 3 $500- $1000 Deductible 50 1 Fiber-Cement Siding No
1955 155,000 Slate Shingles Roof 1,510 2 $2500-$5000 Deductible 370 8 Brick siding No
1952 195,000 Wood Shake Roof 1,920 4 $5000 to $10,000 Deductible 300 5 Vinyl siding No
1959 380,000 Metal Roof 4,250 5 $1000-$2500 Deductible 930 6 Brick siding yes
1958 190,000 Slate Shingles Roof 2,010 4 $2500-$5000 Deductible 670 10 Wood siding yes
1954 190,000 Shingles Roof 2,220 3 $5000 to $10,000 Deductible 580 10 Stucco siding No
1950 320,000 Wood Shake Roof 3,180 5 $500 Deductible 1400 9 Stone Siding No
1947 355,000 Wood Shake Roof 4,040 5 $500 Deductible 260 2 Vinyl siding No
1940 110,000 Shingles Roof 1,360 2 $2500-$5000 Deductible 90 2 Vinyl siding yes
1944 140,000 Membrane Roof 1,420 3 $500- $1000 Deductible 580 12 Stone Siding yes
1954 65,000 Metal Roof 960 2 $500- $1000 Deductible 60 3 Fiber-Cement Siding yes
1940 205,000 Asphalt Shingles Roof 2,950 5 $500 Deductible 620 10 Vinyl siding yes
1956 155,000 Slate Shingles Roof 1,570 2 $5000 to $10,000 Deductible 320 9 Stone Siding yes
1962 215,000 Asphalt Shingles Roof 2,430 5 $500 Deductible 680 10 Vinyl siding yes
1947 270,000 Asphalt Shingles Roof 3,290 4 $1000-$2500 Deductible 800 8 Wood siding yes
1964 335,000 Shingles Roof 3,700 5 > $10,000 Deductible 70 1 Brick siding yes
1964 230,000 Tile Roof 2,740 5 $1000-$2500 Deductible 350 4 Brick siding No
1947 165,000 Tile Roof 2,260 3 $500- $1000 Deductible 380 7 Stone Siding No