Potomac Insurance Rates:

Potomac, MD homeowners insurance is approximately $731 to $997, about $60-$83/month. Our detailed research shows customers can save as much as $345 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Erie Insurance
Erie company is a good insurance company and they do have a good policy. I would gladly recommend this company to anyone because I have been satisfied with what I have been getting in the company
Progressive
I would definitely recommend Progressive Insurance to anyone who wants to save money on their insurance. Also, the customer service is superb!
State Farm
I would recommend State Farm because it is a very compassionate and responsive company. Each time I had a question, I was always transferred to a caring and knowledgeable customer service.
Allstate
It's very convenient to pay online and i can either pay at one time or monthly.
Allstate
Allstate home insurance is an excellent choice for most first-time home buyers and homeowners looking for specialized coverage.
Usaa
I do not like the lack of physical locations usaa offers in my area--i prefer to do most of my dealings online or by phone, but there are times when meeting someone in person would be beneficial. i do not like that usaa does not offer any sort of discounts for students or online bill pay.
Allstate
Another point that i like about my insurance company was that they bundled my auto insurance with it. i get a rebate at the end of the year.
Usaa
USAA has provided me excellent banking and insurance support over many years. I feel comfortable that my money is being well managed and that our home, life, and car insurance coverage has us well protected. Customer service is excellent.
Usaa
I have gone with USAA for a variety of things because they cater to the military and military veterans. I am willing to shop for new home insurance however, but I don't know where to look.
Farmer's Insurance
The shopping experience, although better than the experience with Liberty Mutual, could still be improved quite a lot. They gather a LOT of information about the home, and they already have quite a bit of information about the home from their property databases. Even so, there were instances where a few days would go by, and the underwriters would ask for additional documentation. Rather than saying that the documentation might impact the premium, they said it might influence whether they are willing to write the policy at all. This is extremely frustrating and stressful for home buyers who are trying to close!
State Farm
OVERALL I HAVE FOUND STATE FARM TO BE EASY TO WORK WITH AND VERY RESPONSIVE. WE HAVEN'T HAD TO FILE ANY CLAIMS SO I CAN'T SPEAK TO THAT PROCESS BUT I AM SURE THEY WOULD BE EQUALLY IMPRESSIVE. OUR AGENT ALWAYS CALLS US ON RENEWAL TO BE SURE WE ARE TAKING ADVANTAGE OF ALL DISCOUNTS AND TO UPDATE COVERAGE AMOUNTS.
Usaa
The premium is reasonable. In fact, it's more than reasonable. This price cannot be beaten. I would not leave this company.
State Farm
They are always helpful. I do wish they would let me know if my insurance premiums are going to go up and be more proactive about finding discounts.
Progressive
I would recommend our insurance to a friend or family member because they are fairly good on customer service, the premiums are reasonable, and for what we pay they do cover a good amount.
Allstate
I would recommend this company, because so far I haven't had any problems with them. However, I also have not made any claims.

Potomac, MD Homeowners Insurance By Home Value

Potomac, MD Home Value Total Homes % of Total Average Potomac, MD Homeowners Insurance
Less than $50,000 63 4.0% $17
$60,000 to $69,999 56 4.0% $60
$70,000 to $79,999 28 2.0% $69
$80,000 to $89,999 41 3.0% $77
$90,000 to $99,999 14 1.0% $86
$100,000 to $124,999 47 3.0% $103
$150,000 to $174,999 139 10.0% $155
$175,000 to $199,999 40 3.0% $181
$200,000 to $249,999 207 15.0% $216
$250,000 to $299,999 212 16.0% $267
$300,000 to $399,999 457 35.0% $345

Top Home Insurance Agents Near Potomac, MD

Home Insurance Company Near Potomac, MD Homeowners Insurance Agency Near Potomac, MD Address
NA Aaa Midatlantic Ins Agcy - Alexandria 2231 Eisenhower Ave, Alexandria, VA, 22314
Travelers Alston & Associates 6234 GEORGIA AVE NW, WASHINGTON, DC, 20011
Travelers Crouch Insurance Service Inc 11350 Random Hills Rd Suite 800, Fairfax, VA, 22030
Nationwide Joseph Swann Agency 5570 Sterrett Pl STE 304, Columbia, MD, 21044-2641
Nationwide Matthew K Boudreau 914 Bay Ridge Rd STE 209, Annapolis, MD, 21403

Potomac, MD Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Potomac, MD

Streets in Potomac Area Homeowners Insurance Cost
Carter Rd, York Manor Way, Garden Ct, Fox Meadow Ln, Carter Ct, Scandia Way, Judy Pl, Auto Park Ave, Alloway Dr, Pittsfield Ct$None
Nantucket Pl, Richview Ct, Norton Rd, Colebrook Ave, Vendome Ter, Greenlane Ct, Eagle Ridge Ct, Split Tree Rd, Winterset Ct, Westlake Ter$880
Deborah Dr, Sorrel Ave, Clover Ln, Aqueduct Ct, Canterbury Way, Ardnave Pl, Watchwater Way, Liberty Ln, Linda View Ln, Althea Ct$815
Hamilton Spring Ct, Herb Farm Dr, Potomac Crest Dr, Accord Ct, Echo Ct, Charleston Ct, Bentana Way, Bit and Spur Ln, Hall Rd, Cherbourg Dr$885
Charen Ct, Congressional Pkwy, Paddock Ct, Bells Ridge Dr, Ivymount Ter, Inglewood Dr, Firethorn Ct, E Lynfield Dr, Beman Woods Ct, Sandalfoot Dr$None

Potomac, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Potomac$129 to $132
Cabin John$129
Travilah$134
Glen Echo$124

Potomac, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cabin John CDP, Maryland $108 $143 $215
Travilah CDP, Maryland $112 $149 $224
Glen Echo town, Maryland $104 $138 $207

Potomac, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Potomac, MD1.9%7.2%
Cabin John2.15%7.53%
Travilah1.87%7.48%
North Bethesda2.37%7.61%

Potomac Renters Insurance as a Percentage of Rent

Potomac Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 46 2.0% $253
$200 to $299 76 4.0% $703
$500 to $749 23 1.0% $1828
$1,000 to $1,499 428 25.0% $3703
$1,500 or more 1,055 64.0% $5353

Average Cost Of Home Insurance By Company In Areas Nearby Potomac For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
530,000 1,000 Masonry 25 Encompass Home/Auto Insurance Co. 1,725
480,000 500 Frame 35 Esurance Insurance Co. 1,261
480,000 500 Frame 35 Farmers Mutual Fire Ins. Co. Of Salem Cty 1,246
480,000 500 Frame 35 Lm Insurance Corp. 1,292
530,000 1,000 Masonry 25 Lititz Mutual Insurance Co. 1,236
580,000 1,000 Frame 15 Qbe Insurance Corp. 1,595
480,000 500 Frame 35 Selective Ins. Co. Of South Carolina 1,446
530,000 1,000 Masonry 25 State Auto Property & Casualty Ins. Co. 1,236
530,000 1,000 Masonry 25 Universal North America Insurance Co. 1,450
530,000 1,000 Masonry 25 Universal Property & Casualty Ins. Co. 1,644

Potomac, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Potomac Homeowner Insurance Premium Example $3,900$3,400
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $28,500$28,000
Net Savings to Potomac Home Owner from High Deductible Plan $500

Potomac, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Potomac, MD Home Replacement Value MORE than Home Value Potomac, MD Home Replacement Value LESS than Home Value
Replacement Value $800,500 $481,500
Insurance Premium based on Replacement Value $4,075 $2,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $169,500 Risk Exposure from Under Insuring Coverage is $149,500
Premium Impact Insurance cheaper by $750/year Insurance costlier by $875/year

Example Potomac Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualTravelers
Monthly Premium 401458306
Year Built 197920081994
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount More than 10000000More than 10000000$700000-$800000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Potomac, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 905,000 Wood Shake Roof 2,210 5 $500- $1000 Deductible 1370 3 Brick siding yes
2001 1,180,000 Asphalt Shingles Roof 2,720 5 $500 Deductible 3000 6 Stucco siding yes
1985 700,000 Shingles Roof 2,060 4 $2500-$5000 Deductible 880 3 Vinyl siding No
1976 570,000 Tile Roof 1,630 5 $2500-$5000 Deductible 1920 10 Wood siding No
1994 1,855,000 Metal Roof 4,840 5 $2500-$5000 Deductible 2510 7 Fiber-Cement Siding yes
2004 1,205,000 Asphalt Shingles Roof 3,340 5 $2500-$5000 Deductible 1770 6 Vinyl siding yes
2008 925,000 Asphalt Shingles Roof 2,410 4 $1000-$2500 Deductible 2580 10 Stucco siding yes
1987 820,000 Metal Roof 1,750 4 $1000-$2500 Deductible 2250 10 Stucco siding yes
1990 840,000 Tile Roof 2,190 4 $2500-$5000 Deductible 1700 8 Vinyl siding yes
1989 1,000,000 Slate Shingles Roof 2,710 4 $500- $1000 Deductible 830 3 Fiber-Cement Siding yes
1976 1,125,000 Slate Shingles Roof 2,800 4 $2500-$5000 Deductible 3650 12 Fiber-Cement Siding No
1980 970,000 Composition Roof 2,700 4 $500- $1000 Deductible 1540 6 Vinyl siding yes
1983 1,825,000 Metal Roof 4,830 5 > $10,000 Deductible 2360 12 Vinyl siding No
1980 895,000 Wood Shake Roof 1,970 5 > $10,000 Deductible 180 1 Brick siding No
1997 1,630,000 Tile Roof 4,180 5 $1000-$2500 Deductible 640 2 Fiber-Cement Siding No
1974 930,000 Tile Roof 2,700 4 $500- $1000 Deductible 2700 9 Fiber-Cement Siding yes
1985 1,660,000 Tile Roof 4,260 5 $2500-$5000 Deductible 3360 12 Fiber-Cement Siding yes
1974 770,000 Shingles Roof 1,960 4 > $10,000 Deductible 1300 7 Stone Siding yes
1973 1,930,000 Asphalt Shingles Roof 4,450 5 $500 Deductible 3900 9 Vinyl siding No
2004 850,000 Wood Shake Roof 1,930 4 $5000 to $10,000 Deductible 2350 7 Vinyl siding yes
2001 1,400,000 Membrane Roof 3,080 4 $5000 to $10,000 Deductible 1900 7 Brick siding No
1990 955,000 Membrane Roof 2,750 5 $1000-$2500 Deductible 230 1 Stucco siding No
1988 1,460,000 Asphalt Shingles Roof 3,110 5 $5000 to $10,000 Deductible 2130 7 Wood siding yes
1986 700,000 Shingles Roof 2,050 4 $500 Deductible 2200 8 Wood siding No
2003 1,185,000 Asphalt Shingles Roof 2,760 4 $5000 to $10,000 Deductible 980 3 Stucco siding No
1999 1,175,000 Membrane Roof 3,550 5 $2500-$5000 Deductible 2740 9 Wood siding yes
1983 1,005,000 Shingles Roof 2,550 4 $5000 to $10,000 Deductible 900 3 Fiber-Cement Siding No
1994 1,375,000 Metal Roof 3,550 5 > $10,000 Deductible 210 1 Wood siding No
1994 1,010,000 Asphalt Shingles Roof 2,650 5 $5000 to $10,000 Deductible 250 1 Brick siding No
1970 1,615,000 Shingles Roof 3,630 5 $500 Deductible 480 1 Wood siding No
1990 1,325,000 Membrane Roof 3,260 5 $5000 to $10,000 Deductible 2030 9 Wood siding yes
1970 1,590,000 Metal Roof 4,450 5 $5000 to $10,000 Deductible 2030 6 Vinyl siding yes
1972 805,000 Metal Roof 1,760 5 $500- $1000 Deductible 1640 6 Stone Siding yes
1986 1,420,000 Composition Roof 3,010 4 $500 Deductible 2420 5 Stone Siding yes

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