Portsmouth Insurance Rates:

Portsmouth, VA homeowners insurance is roughly $615 to $833, about $51-$69/month. Our exhaustive research shows customers can save upto $289 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I would highly recommend progressive to anyone looking for home insurance. we have not had a bad experience since being with the company.
Progressive
I heard the company is not accredited. sometimes, they are to find when there is an accident. when you call for help, you get to transfer a lot. nobody can help you out.
Amica
When i have had claims with amica i thought they were very fair with me. in both cases (car and house claim) i felt that they paid me an adequate amount of the damages and i did not have to argue with them.

Portsmouth, VA Homeowners Insurance By Home Value

Portsmouth, VA Home Value Total Homes % of Total Average Portsmouth, VA Homeowners Insurance
Less than $50,000 788 3.0% $94
$80,000 to $89,999 337 1.0% $333
$90,000 to $99,999 452 2.0% $369
$100,000 to $124,999 2,169 10.0% $427
$125,000 to $149,999 2,228 10.0% $535
$150,000 to $174,999 3,409 16.0% $637
$175,000 to $199,999 2,937 14.0% $738
$200,000 to $249,999 3,698 18.0% $883
$250,000 to $299,999 2,178 10.0% $1086
$300,000 to $399,999 1,801 8.0% $1375

Top Home Insurance Agents Near Portsmouth, VA

Home Insurance Company Near Portsmouth, VA Homeowners Insurance Agency Near Portsmouth, VA Address
Nationwide Mills Hunter March 908 W Washington St, Suffolk, VA, 23434-6242
Farmers Teressa Penland 63 Wythe Creek Rd Ste 1, Hampton, VA, 23666
Nationwide W T Jennings Insurance Agency Inc 1112 Eden Way N STE B100, Chesapeake, VA, 23320
Travelers George Duvall And Associates 2832 S LYNNHAVEN RD, VIRGINIA BEACH, VA, 23452
Liberty Mutual Independent London & Norfolk Ltd 999 Waterside Dr #2500, Norfolk, VA, 23510

Cost Of Homeowners Insurance By Street Near Portsmouth, VA

Streets in Portsmouth Area Homeowners Insurance Cost
Woodstock St, Forestdale Dr, Gust Ln, Bickford Pkwy, Margaret Ave, Barclay Ave, Pepperwood Pl, 5th St, Loren Cres, Yorkshire Rd$705
Parish Ln, Catawba Trl, Bingham Dr, Ferguson Dr, Bedford Ct, Sunset Pt, Carney St, Cherokee Rd, Water Lilly Rd, Clubhouse Rd$743
Kay Rd, East Rd, Granada Rd, Nansemond Cres, Adams St, Alden Ave, Moonlit Ave, Wesley St, Liston Ln, Western Branch Blvd$737
Stanley Rd, Maupin Ave, Old Church Cir, Dogwood Dr, Meredith Dr, A St, Aylwin Rd, Goode Way, Trafalgar Arch, Winston Rd$740
Woodside Ln, Cedar Ln, Hatton Pt Ln, Point West Dr, Shelby St, Gust Ln, Baywood Ln, Nevada St, Williamson Rd, Mount Vernon Ave$738
Summit Ave, Reese Dr, Mallard Cir, Scott St, Quebec St, Fairfax Ave, Axson St, Oakleaf Pl, Westminster Dr, Windymille Dr$712
Hanbury Ave, Middle St, Anndora Rd, Twine Ave, Marlboro Rd, Pearl St, Broomhill Ave, Plover Dr, Rolfe Ter, McDaniel St$725
Wilcox Ave, Quiet Ct, Maryland Ave, Springwood Dr, Burr Ln, Prentis Ave, Raven St, Bowden St, Thornwood St, Warfield Dr$701
Duke Dr, Louisa Ave, Buckingham Dr, Rapidan St, Leedale Ave, Finchley Rd, Ace Parker Dr, Lynn Dr, Holly Rd, Bismarck Myrick St$732
State Rte 164, Two Oaks Ct, Fairview Cir N, Colin Dr N, Ballard Ave, Apache Rd, Queen St, Randolph St, Fulton Ave, Mc Kinley St$776

Portsmouth, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Portsmouth$108 to $110
Norfolk$109
Carrollton$114
Chesapeake$112

Portsmouth, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Norfolk city, Virginia $92 $122 $183
Carrollton CDP, Virginia $95 $127 $190
Newport district, Isle of Wight County, Virginia $95 $127 $190

Portsmouth, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Portsmouth, VA4%11.7%
Norfolk3.72%11.57%
Carrollton3.24%12.21%
Newport3.21%12.83%

Portsmouth Renters Insurance as a Percentage of Rent

Portsmouth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 708 4.0% $343
$200 to $299 453 3.0% $793
$300 to $499 915 6.0% $1243
$500 to $749 1,964 13.0% $1918
$750 to $999 4,454 30.0% $2668
$1,000 to $1,499 5,037 34.0% $3793
$1,500 or more 1,149 7.0% $5443

Portsmouth, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Portsmouth Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $8,400$7,400
Net Savings to Portsmouth Home Owner from High Deductible Plan $1,000

Portsmouth, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Portsmouth, VA Home Replacement Value MORE than Home Value Portsmouth, VA Home Replacement Value LESS than Home Value
Replacement Value $205,500 $127,000
Insurance Premium based on Replacement Value $1,050 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $175/year

Example Portsmouth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualErie Insurance
Monthly Premium 7215284
Year Built 195019961985
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$400000-$500000$300000-$350000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Portsmouth, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 205,000 Shingles Roof 2,340 3 $5000 to $10,000 Deductible 400 10 Fiber-Cement Siding yes
1992 240,000 Slate Shingles Roof 2,070 3 $5000 to $10,000 Deductible 470 7 Brick siding yes
1960 320,000 Slate Shingles Roof 3,240 5 > $10,000 Deductible 240 3 Vinyl siding No
1951 165,000 Composition Roof 1,390 3 $2500-$5000 Deductible 410 7 Stone Siding No
1942 290,000 Tile Roof 2,970 4 $5000 to $10,000 Deductible 210 3 Fiber-Cement Siding yes
1986 325,000 Shingles Roof 3,440 5 $2500-$5000 Deductible 760 9 Vinyl siding No
1974 385,000 Slate Shingles Roof 3,150 4 > $10,000 Deductible 550 6 Stone Siding yes
1968 175,000 Wood Shake Roof 1,630 4 $500- $1000 Deductible 130 2 Fiber-Cement Siding No
1973 195,000 Composition Roof 1,630 4 $500 Deductible 1080 10 Stucco siding yes
1999 330,000 Composition Roof 2,930 5 $2500-$5000 Deductible 1270 12 Stucco siding No
1958 255,000 Membrane Roof 2,280 4 $500 Deductible 1090 9 Vinyl siding No
1948 155,000 Tile Roof 1,360 3 $1000-$2500 Deductible 340 5 Stucco siding No
1946 430,000 Asphalt Shingles Roof 4,560 5 $500 Deductible 1510 9 Fiber-Cement Siding yes
1956 285,000 Metal Roof 2,280 4 $500- $1000 Deductible 630 5 Vinyl siding No
1955 135,000 Wood Shake Roof 1,561 3 $2500-$5000 Deductible 230 4 Wood siding yes