Portsmouth, VA homeowners insurance is roughly $615 to $833, about $51-$69/month. Our exhaustive research shows customers can save upto $289 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Portsmouth, VA | Homeowners Insurance Agency Near Portsmouth, VA | Address |
|---|---|---|
| Liberty Mutual Independent | London & Norfolk Ltd | 999 Waterside Dr #2500, Norfolk, VA, 23510 |
| Nationwide | Mills Hunter March | 908 W Washington St, Suffolk, VA, 23434-6242 |
| Farmers | Teressa Penland | 63 Wythe Creek Rd Ste 1, Hampton, VA, 23666 |
| Nationwide | W T Jennings Insurance Agency Inc | 1112 Eden Way N STE B100, Chesapeake, VA, 23320 |
| Travelers | George Duvall And Associates | 2832 S LYNNHAVEN RD, VIRGINIA BEACH, VA, 23452 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Norfolk city, Virginia | $92 | $122 | $183 |
| Carrollton CDP, Virginia | $95 | $127 | $190 |
| Newport district, Isle of Wight County, Virginia | $95 | $127 | $190 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Portsmouth, VA | 4% | 11.7% |
| Norfolk | 3.72% | 11.57% |
| Carrollton | 3.24% | 12.21% |
| Newport | 3.21% | 12.83% |
| Portsmouth Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 708 | 4.0% | $343 |
| $200 to $299 | 453 | 3.0% | $793 |
| $300 to $499 | 915 | 6.0% | $1243 |
| $500 to $749 | 1,964 | 13.0% | $1918 |
| $750 to $999 | 4,454 | 30.0% | $2668 |
| $1,000 to $1,499 | 5,037 | 34.0% | $3793 |
| $1,500 or more | 1,149 | 7.0% | $5443 |
| Streets in Portsmouth Area | Homeowners Insurance Cost |
|---|---|
| Woodstock St, Forestdale Dr, Gust Ln, Bickford Pkwy, Margaret Ave, Barclay Ave, Pepperwood Pl, 5th St, Loren Cres, Yorkshire Rd | $705 |
| Parish Ln, Catawba Trl, Bingham Dr, Ferguson Dr, Bedford Ct, Sunset Pt, Carney St, Cherokee Rd, Water Lilly Rd, Clubhouse Rd | $743 |
| Kay Rd, East Rd, Granada Rd, Nansemond Cres, Adams St, Alden Ave, Moonlit Ave, Wesley St, Liston Ln, Western Branch Blvd | $737 |
| Stanley Rd, Maupin Ave, Old Church Cir, Dogwood Dr, Meredith Dr, A St, Aylwin Rd, Goode Way, Trafalgar Arch, Winston Rd | $740 |
| Woodside Ln, Cedar Ln, Hatton Pt Ln, Point West Dr, Shelby St, Gust Ln, Baywood Ln, Nevada St, Williamson Rd, Mount Vernon Ave | $738 |
| Summit Ave, Reese Dr, Mallard Cir, Scott St, Quebec St, Fairfax Ave, Axson St, Oakleaf Pl, Westminster Dr, Windymille Dr | $712 |
| Hanbury Ave, Middle St, Anndora Rd, Twine Ave, Marlboro Rd, Pearl St, Broomhill Ave, Plover Dr, Rolfe Ter, McDaniel St | $725 |
| Wilcox Ave, Quiet Ct, Maryland Ave, Springwood Dr, Burr Ln, Prentis Ave, Raven St, Bowden St, Thornwood St, Warfield Dr | $701 |
| Duke Dr, Louisa Ave, Buckingham Dr, Rapidan St, Leedale Ave, Finchley Rd, Ace Parker Dr, Lynn Dr, Holly Rd, Bismarck Myrick St | $732 |
| State Rte 164, Two Oaks Ct, Fairview Cir N, Colin Dr N, Ballard Ave, Apache Rd, Queen St, Randolph St, Fulton Ave, Mc Kinley St | $776 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Portsmouth | $108 to $110 |
| Norfolk | $109 |
| Carrollton | $114 |
| Chesapeake | $112 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Portsmouth Homeowner Insurance Premium Example | $1,700 | $1,300 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $14,300 | $13,100 |
| Net Savings to Portsmouth Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Portsmouth, VA Home Replacement Value MORE than Home Value | Portsmouth, VA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $160,500 | $107,000 |
| Insurance Premium based on Replacement Value | $725 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $30,000 | Risk Exposure from Under Insuring Coverage is $23,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $150/year |
| Insurance Company | Erie Insurance | GEICO Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 62 | 67 | 179 |
| Year Built | 1966 | 1990 | 1940 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $400000-$500000 |
| Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible | $500- $1000 Deductible |