Portsmouth, RI homeowners insurance is approximately $967 to $1,320, about $80-$110/month. Our comprehensive guide indicates shoppers can save upto $457 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Portsmouth, RI | Homeowners Insurance Agency Near Portsmouth, RI | Address |
|---|---|---|
| Travelers | Legacy Insurance Agency Group | 213 Main St, Wareham, MA, 2571 |
| Allstate | Sugeidy Mendez | 58 Greenville Ave, Johnston, RI, 2919 |
| Nationwide | Joseph W Blaeser | 72 Tupelo St, Bristol, RI, 02809-2810 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Bristol town, Bristol County, Rhode Island | $169 | $225 | $338 |
| Middletown town, Newport County, Rhode Island | $170 | $227 | $341 |
| Newport East CDP, Rhode Island | $169 | $225 | $338 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Portsmouth, RI | 4.3% | 12.8% |
| Bristol | 4.24% | 13.78% |
| Middletown | 4.46% | 12.84% |
| Newport East | 4.77% | 13.32% |
| Portsmouth Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 21 | 1.0% | $773 |
| $300 to $499 | 29 | 1.0% | $1223 |
| $500 to $749 | 169 | 10.0% | $1898 |
| $750 to $999 | 187 | 11.0% | $2648 |
| $1,000 to $1,499 | 533 | 31.0% | $3773 |
| $1,500 or more | 714 | 42.0% | $5423 |
| Streets in Portsmouth Area | Homeowners Insurance Cost |
|---|---|
| Hilltop Dr, Jo Anne Ave, Rainbow Hts, Pearl St, Beach St, Duffy Ter, Donna Dr, Douglas Ave, Alden Ave, Valhalla Dr | $1,152 |
| Soares Dr, Mason Ave, Molleur Rd, High Hawk Rd, Coral St, Power, Silvania Rd, Potomac Rd, Center View Dr, Cherokee Dr | $1,183 |
| Fairview Ave, Carnegie Abbey Ln, Peggy Ln, Richard Dr, Sigourney Rd, Faulkner Cir, Atlantic Ave, Gormley Ave, Jesse Dr, Patriots Way | $1,167 |
| Stevens Rd, Eyler Dr, State Rte 114, Pioneer Ln, Pheasant Dr, Homestead Ln, Fischer Cir, Water St, Turnpike Ave, Col Christopher Greene Rd | $1,189 |
| Bleu Ln, Oakland Farm Rd, Mariel Rose Dr, Pleasant St, Edda Ave, Rebels Way, Wamsutta Ln, Aquidneck Ave, Dove St, Herreshoff Ln | $1,154 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Portsmouth | $170 to $172 |
| Bristol | $169 |
| Middletown | $170 |
| Tiverton | $166 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $9,400 |
| Yearly Portsmouth Homeowner Insurance Premium Example | $4,900 | $3,300 |
| Out of Pocket Expense During Claim | $1,400 | $9,400 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $30,800 | $29,200 |
| Net Savings to Portsmouth Home Owner from High Deductible Plan | $1,600 | |
| Scenario | Portsmouth, RI Home Replacement Value MORE than Home Value | Portsmouth, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $520,000 | $384,000 |
| Insurance Premium based on Replacement Value | $5,500 | $4,075 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $68,000 | Risk Exposure from Under Insuring Coverage is $68,000 |
| Premium Impact | Insurance cheaper by $700/year | Insurance costlier by $725/year |
| Insurance Company | Amica Mutual Insurance Company | Nationwide Insurance | GEICO Insurance |
| Monthly Premium | 526 | 236 | 264 |
| Year Built | 1948 | 1982 | 1972 |
| Home Details | 5 Beds, 2 Baths | 2 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $700000-$800000 | $300000-$350000 | $300000-$350000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |