Portsmouth Insurance Rates:

Portsmouth, NH homeowners insurance is about $617 to $842, about $51-$70/month. Our thorough guide indicates shoppers can save upto $291 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
If i have an issue, i end up dealing with the customer service line for state farm and not my individual agent office.
State Farm
They are very helpful when i call customer service. they always answer the questions that i have and are always willing to help.
American Family
They were cheaper than all the other insurance companies when i was searching for car insurance while living in chicago.
Allstate
I like the ease of service and the fact that they know exactly what I need. There is not a long wait time for them on the phone.
Travelers
I cannot answer for others, but Travelers sends me home tips and tricks on seasonal things to prepare for, e.g. Gutter cleanings, checking if your furnace or AC are working properly, and so forth.
State Farm
I do not like the app because there is not an app that I am aware of.
Liberty Mutual
Liberty mutual always sends very timely correspondence and during claims, they have always communicated very effectively and nearly immediately. I don't see any way that their communication could be improved and I'm happy with them in this regard.
State Farm
Slow and sometimes kicks me out of the app. Difficult to view policies sometimes.

Portsmouth, NH Homeowners Insurance By Home Value

Portsmouth, NH Home Value Total Homes % of Total Average Portsmouth, NH Homeowners Insurance
Less than $50,000 231 6.0% $51
$50,000 to $59,999 39 1.0% $116
$80,000 to $89,999 54 1.0% $189
$100,000 to $124,999 64 1.0% $247
$125,000 to $149,999 137 3.0% $313
$150,000 to $174,999 82 2.0% $364
$175,000 to $199,999 249 6.0% $422
$200,000 to $249,999 779 20.0% $510
$250,000 to $299,999 778 20.0% $626
$300,000 to $399,999 1,301 34.0% $794

Top Home Insurance Agents Near Portsmouth, NH

Home Insurance Company Near Portsmouth, NH Homeowners Insurance Agency Near Portsmouth, NH Address
Travelers John E Biggio 399 WINTHROP ST, WINTHROP, MA, 2152
Travelers Journeay Insurance Agency Inc 8 W MAIN ST, MERRIMAC, MA, 1860
Travelers Shamrock Ins Inc 66 SOUTH STATE ST, CONCORD, NH, 3301
NA Ronald L Lemieux 100 Kent Pl, Newmarket, NH, 3857
Allstate Chalmers- York 286 York St, York, ME, 3909

Cost Of Homeowners Insurance By Street Near Portsmouth, NH

Streets in Portsmouth Area Homeowners Insurance Cost
Harding Rd, Pearson St, Grist Mill Ln, Haven Rd, Sanderling Way, Oak Ave, Franklin Dr, Woodbury Ave, Mirona Rd, Beechwood St$710
Regina Rd, Cranfield St, Martha Ter, Thornton St Exd, Cliff Rd, Dover St, Court St, Rand Ct, Garfield Rd, Simonds Rd$711
Clinton St, Elwyn Rd, State Rte 16, Orchard St, Neals Ln, Willer Ln, Aldrich Rd, Little Harbor Rd, Desfosses Ave, White Cedar Blvd$721
Bow St, Congress St, Boyan Pl, Edmond Ave, Harrison Ave, Sewall Rd, State St, Edgewood Rd, Moebus Ter, Hancock St$768
Pamela Dr, Gardner St, Saratoga Way, Vaughan St, McGee Dr, Fells Rd, Peverly Hill Rd, Broad St, Columbia St, Denise St$714

Portsmouth, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Portsmouth$108 to $110
Newington$115
New Castle$141
Greenland$112

Portsmouth, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newington town, Rockingham County, New Hampshire $116 $154 $231
New Castle town, Rockingham County, New Hampshire $141 $188 $282
Greenland town, Rockingham County, New Hampshire $113 $150 $225

Portsmouth, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Portsmouth, NH2.9%7.4%
Newington3.06%6.84%
New Castle2.44%9.39%
Greenland2.61%7.46%

Portsmouth Renters Insurance as a Percentage of Rent

Portsmouth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 212 4.0% $768
$300 to $499 287 6.0% $1218
$500 to $749 205 4.0% $1893
$750 to $999 1,007 22.0% $2643
$1,000 to $1,499 1,783 39.0% $3768
$1,500 or more 928 20.0% $5418

Portsmouth, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Portsmouth Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,100$10,500
Net Savings to Portsmouth Home Owner from High Deductible Plan $600

Portsmouth, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Portsmouth, NH Home Replacement Value MORE than Home Value Portsmouth, NH Home Replacement Value LESS than Home Value
Replacement Value $350,500 $265,000
Insurance Premium based on Replacement Value $1,950 $1,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $56,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $175/year

Example Portsmouth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 5863254
Year Built 199819611944
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$200000-$250000$600000-$700000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Portsmouth, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 415,000 Membrane Roof 2,220 4 > $10,000 Deductible 380 3 Fiber-Cement Siding yes
1942 400,000 Tile Roof 2,040 3 > $10,000 Deductible 790 7 Brick siding yes
1942 425,000 Membrane Roof 2,200 5 $500- $1000 Deductible 1380 8 Stone Siding yes
1967 305,000 Composition Roof 1,670 2 $500- $1000 Deductible 410 3 Vinyl siding No
1944 205,000 Metal Roof 1,250 2 $5000 to $10,000 Deductible 390 9 Brick siding No
1947 320,000 Slate Shingles Roof 1,910 4 $2500-$5000 Deductible 640 7 Vinyl siding No
1944 365,000 Slate Shingles Roof 2,270 3 $500 Deductible 130 1 Stucco siding No
1992 185,000 Wood Shake Roof 1,080 2 $1000-$2500 Deductible 420 7 Vinyl siding yes
1995 420,000 Membrane Roof 2,800 4 $2500-$5000 Deductible 1340 9 Wood siding No
1962 125,000 Metal Roof 930 2 $1000-$2500 Deductible 240 5 Wood siding yes
1993 340,000 Composition Roof 2,190 4 $5000 to $10,000 Deductible 580 7 Wood siding yes
1962 260,000 Membrane Roof 1,490 3 $2500-$5000 Deductible 710 6 Fiber-Cement Siding yes
1966 260,000 Tile Roof 1,610 2 $5000 to $10,000 Deductible 540 8 Brick siding No
1991 485,000 Shingles Roof 2,500 4 > $10,000 Deductible 590 4 Brick siding No
1948 260,000 Tile Roof 1,750 5 $2500-$5000 Deductible 160 2 Stone Siding yes
1993 250,000 Slate Shingles Roof 1,790 4 > $10,000 Deductible 470 7 Fiber-Cement Siding No
1947 575,000 Asphalt Shingles Roof 3,490 5 > $10,000 Deductible 130 1 Fiber-Cement Siding No
1947 290,000 Metal Roof 1,850 3 $5000 to $10,000 Deductible 760 12 Brick siding yes
1941 270,000 Composition Roof 1,480 3 $500 Deductible 1510 10 Fiber-Cement Siding No
1999 700,000 Wood Shake Roof 3,610 5 $500 Deductible 2530 7 Wood siding yes
1962 315,000 Metal Roof 2,140 3 > $10,000 Deductible 450 6 Stone Siding yes
1995 285,000 Wood Shake Roof 1,550 3 $5000 to $10,000 Deductible 230 3 Stone Siding yes
1943 630,000 Asphalt Shingles Roof 3,440 5 $1000-$2500 Deductible 1860 8 Brick siding yes
1998 240,000 Slate Shingles Roof 1,460 2 $500- $1000 Deductible 600 7 Stucco siding yes
1963 260,000 Membrane Roof 1,680 4 $500 Deductible 110 1 Wood siding yes
1965 220,000 Composition Roof 1,660 2 $500 Deductible 730 8 Wood siding yes
1993 365,000 Membrane Roof 2,620 4 $1000-$2500 Deductible 1070 7 Brick siding No
1947 610,000 Wood Shake Roof 3,140 5 $2500-$5000 Deductible 2500 10 Brick siding yes
1947 300,000 Composition Roof 1,730 2 $1000-$2500 Deductible 1030 9 Stone Siding No
1965 355,000 Tile Roof 2,490 4 $1000-$2500 Deductible 310 3 Stucco siding yes
1949 550,000 Asphalt Shingles Roof 2,890 5 $1000-$2500 Deductible 1500 8 Vinyl siding No
1964 290,000 Tile Roof 1,670 2 $500 Deductible 1360 12 Stone Siding No