How Much Does Portland, OR Home Insurance Cost?
Portland, OR Average Homeowners Insurance Cost
$789
Homeowners Insurance Cost - Portland, OR
$352,700
Median Home Value - Portland, OR
Portland, OR Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$9.47 | $779.53 |
| $1000 Deductible | -$83.79 | $705.21 |
| $1500 Deductible | -$125.14 | $663.86 |
| $2000 Deductible | -$186.36 | $602.64 |
| $2500 Deductible | -$222.5 | $566.5 |
Portland, OR Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$166 | $623 |
| 30 year old | +$12 | $801 |
| 40 year old | +$21 | $810 |
| 50 year old | +$30 | $819 |
| Above 50 year old | +$38 | $827 |
Portland, OR Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$110 | $679 |
| Superior | -$79 | $710 |
| Masonry | -$39 | $750 |
| Brick | -$39 | $750 |
| Hail Resistant Roof | -$24 | $765 |
Portland, OR Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$16 | $805 |
| Swimming Pool With A Diving Board | +$39 | $828 |
| Swimming Pool With Slide | +$47 | $836 |
Portland, OR Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $24 | $765 |
| Police Department | $8 | $781 |
Portland, OR Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$331.38 | $1,120 |
| Filing a Second Liability Claim | +$299.82 | $1,089 |
| Filing a Second Theft Claim | +$299.82 | $1,089 |
| Filing a Second Water Claim | +$260.37 | $1,049 |
| Filing a Fire Claim | +$157.8 | $947 |
| Filing a Liability Claim | +$149.91 | $939 |
| Filing a Theft Claim | +$149.91 | $939 |
| Filing a Water Claim | +$126.24 | $915 |
| Filing a Weather Claim | +$126.24 | $915 |