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Portland, OR Home Values & Insurance Rates

Portland, OR Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,923 3.0% $36
$100,000 to $124,999 2,544 2.0% $173
$125,000 to $149,999 3,693 3.0% $214
$150,000 to $174,999 7,303 7.0% $255
$175,000 to $199,999 8,332 8.0% $297
$200,000 to $249,999 23,706 23.0% $356
$250,000 to $299,999 20,234 20.0% $434
$300,000 to $399,999 28,679 28.0% $552

Top Home Insurance Agents Near Portland, OR

Home Insurance Company Near Portland, OR Homeowners Insurance Agency Near Portland, OR Address
NA Michael V Wells Insurance 7412 Sw Beaverton Hillsdale Hwy #112 , Portland, OR, 97225
Farmers Amanda Knight 219 Davidson Ave, Woodland, WA, 98674
Farmers Daniel Babjar 9945 SE Oak St, Portland, OR, 97216
Farmers Kim Hoang 17259 SW Baseline Rd, Beaverton, OR, 97006
Allstate Ted Sheldon Freeland 644 N State St, Lake Oswego, OR, 97034

Estimated Home Insurance By Street Area Near Portland, OR

Portland Area Estimated House Insurance
SE Drake St, SW Virginia Ln, SE Crosswhite Way, SE Oak St, SE Needham Ct, SE Kempton Ct, Shireva Ct, SE Bob Schumacher Rd, SE Trona Ln, SE Westfork St$447
SE 43rd Ct, SE Oxford Ln, SE 58th Ave, SE 157th Ave, SE Beatrice St, SE Waverly Dr, SE 42nd Ave, SE Scott St, Elk Rock Rd, SE Maple Hill Ln$447
SE 92nd Ct, SE Stanley Pl, SE McBrod Ave, SE 134th Ave, Knaus Rd, SW Iron Mountain Blvd, SW Rye Rd, SE Cook Ct, SE 53rd Pl, SE Donatello Loop$507
SE Andover Pl, SE Mason Hill Dr, SE Ochoco St, SE Gia Ct, SW C Ave, SW G Ave, Atwater Rd, SE Derek Ct, SE Exeter Dr, SE Stevens Way$478
SE 145th Ave, SE 162nd Ave, Boca Ratan Dr, SE Cambray Way, SE 34th Ave, SE 94th Pl, SE 81st Ave, SE 150th Ave, SE Willow St, SE 92nd Pl$479

Savings on home insurance for senior occupied homes

PlaceSavings
Portland$68 to $70
Portland East$67
Maywood Park$68
Portland West$72

Portland, OR Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Portland, OR2.1%6.7%
Portland East2.23%7.12%
Maywood Park2.21%7.6%
Portland West1.7%4.96%

Portland Renters Insurance as a Percentage of Rent

Portland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 2,332 2.0% $328
$200 to $299 3,234 2.0% $778
$300 to $499 4,626 4.0% $1228
$500 to $749 24,416 21.0% $1903
$750 to $999 34,500 30.0% $2653
$1,000 to $1,499 28,422 25.0% $3778
$1,500 or more 13,901 12.0% $5428

Portland, OR Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
97210 $574,000 $520
97201 $569,700 $520
97205 $498,300 $500
97212 $464,300 $500
97232 $447,100 $490
97221 $420,700 $500
97231 $419,600 $480
97229 $419,500 $490
97214 $390,200 $490
97215 $361,600 $470
97219 $357,700 $480
97202 $356,500 $470
97209 $352,900 $470
97204 $332,800 $470
97227 $330,900 $470
97213 $314,100 $470
97211 $312,200 $470
97217 $268,800 $460
97218 $258,800 $460
97206 $231,700 $450
97203 $228,400 $450
97216 $215,600 $450
97220 $215,100 $450
97236 $210,100 $450
97266 $197,500 $450
97233 $194,700 $450

Portland, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Portland Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,700$11,100
Net Savings to Portland Home Owner from High Deductible Plan $600

Portland, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Portland, OR Home Replacement Value MORE than Home Value Portland, OR Home Replacement Value LESS than Home Value
Replacement Value $152,500 $111,000
Insurance Premium based on Replacement Value $525 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Portland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 504536
Year Built 198120141966
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$300000-$350000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Portland, OR Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Portland East CCD, Multnomah County, Oregon $57 $75 $113
Maywood Park city, Oregon $57 $76 $114
Portland West CCD, Multnomah County, Oregon $60 $80 $120

Sample Home Insurance Rates for Portland, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 330,000 Slate Shingles Roof 1,870 4 $1000-$2500 Deductible 730 10 Stucco siding No
1980 440,000 Composition Roof 3,650 5 $2500-$5000 Deductible 180 2 Stucco siding yes
2014 315,000 Wood Shake Roof 1,990 3 > $10,000 Deductible 30 1 Brick siding yes
1943 160,000 Wood Shake Roof 1,070 2 $2500-$5000 Deductible 380 12 Wood siding yes
1976 140,000 Slate Shingles Roof 1,100 2 $500- $1000 Deductible 110 5 Fiber-Cement Siding No
1988 330,000 Composition Roof 1,970 4 $5000 to $10,000 Deductible 670 12 Stone Siding yes
1961 140,000 Tile Roof 920 2 $500- $1000 Deductible 220 7 Stone Siding yes
2013 485,000 Wood Shake Roof 2,960 4 $5000 to $10,000 Deductible 360 5 Vinyl siding No
1933 140,000 Composition Roof 559 1 $500 Deductible 260 8 Stucco siding No