Portland, CT homeowners insurance is roughly $739 to $1,007, about $61-$83/month. Our detailed guide shows customers can save upto $349 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Portland, CT | Homeowners Insurance Agency Near Portland, CT | Address |
|---|---|---|
| Nationwide | Grand Associates Llc | 934 State St, New Haven, CT, 6511 |
| Travelers | Sinclair Ins Group Inc | 4 TOWER DRIVE, WALLINGFORD, CT, 6492 |
| State Farm | Talline Carvalho | 15 Federal Rd Unit 1, Danbury, CT, 06810-5010 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lake Pocotopaug CDP, Connecticut | $108 | $143 | $215 |
| Cromwell town, Middlesex County, Connecticut | $107 | $143 | $214 |
| East Hampton town, Middlesex County, Connecticut | $108 | $144 | $216 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Portland, CT | 3.4% | 8.7% |
| Lake Pocotopaug | 3.93% | 11.2% |
| Cromwell | 3.47% | 7.88% |
| East Hampton | 3.52% | 10.63% |
| Portland Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 13 | 2.0% | $332 |
| $200 to $299 | 50 | 7.0% | $782 |
| $300 to $499 | 38 | 5.0% | $1232 |
| $500 to $749 | 92 | 14.0% | $1907 |
| $750 to $999 | 165 | 25.0% | $2657 |
| $1,000 to $1,499 | 191 | 29.0% | $3782 |
| $1,500 or more | 101 | 15.0% | $5432 |
| Streets in Portland Area | Homeowners Insurance Cost |
|---|---|
| Freedom Way, Rose Hill Rd, Dogwood Dr, Willow St, Appletree la, Old Mill Ln, Tryon St, Wellyn Dr, Airline Ave, Buddy Ln | $887 |
| Williams St, Old Homestead Village, Buttonhook Ln, Gloria Hts, Ridgeview Rd, Taylor Dr, Thompson Hill Rd, Farrell Rd, Scenic Dr, White Birch Bend | $881 |
| Paley Farms Rd, Earl St, Butler Ln, Palmer Rd, Mountain Laurel Way, Riverside St, Edwards Rd, Bel Aire Ter, Fairview St, Stewart Hill Rd | $884 |
| Goodrich Ln, Copper Beech Ln, Ames Hollow Rd, Grandview Ter, Sage Hollow Rd, Old Carriage Rd, Great Hill Rd, Hartfield Rd, Summercrisp Dr, Edgewood Rd | $882 |
| Ferry Ln, Rockwood Dr, Brownstone Ave, Arvid Rd, Wagon Wheel Ln, Cote Ln, Hilltop Dr, Culver Ln, Murphy Rd, Allison Dr | $882 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Portland | $130 to $133 |
| Lake Pocotopaug | $129 |
| Cromwell | $128 |
| Middletown | $127 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly Portland Homeowner Insurance Premium Example | $5,700 | $5,300 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $41,300 | $40,500 |
| Net Savings to Portland Home Owner from High Deductible Plan | $800 | |
| Scenario | Portland, CT Home Replacement Value MORE than Home Value | Portland, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $370,000 | $277,000 |
| Insurance Premium based on Replacement Value | $3,225 | $2,400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $56,500 | Risk Exposure from Under Insuring Coverage is $36,500 |
| Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $500/year |
| Insurance Company | Farmers Insurance | Liberty Mutual | Travelers |
| Monthly Premium | 129 | 197 | 261 |
| Year Built | 1947 | 1982 | 1960 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $250000-$300000 | $500000-$600000 | $350000-$400000 |
| Deductible | > $10,000 Deductible | > $10,000 Deductible | $500- $1000 Deductible |