Porter Insurance Rates:

Porter, NY homeowners insurance is approximately $504 to $683, about $42-$56/month. Our in depth analysis indicates shoppers can save as much as $237 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Porter, NY Homeowners Insurance By Home Value

Porter, NY Home Value Total Homes % of Total Average Porter, NY Homeowners Insurance
Less than $50,000 135 6.0% $106
$50,000 to $59,999 27 1.0% $231
$70,000 to $79,999 154 7.0% $332
$80,000 to $89,999 169 7.0% $379
$90,000 to $99,999 127 5.0% $426
$100,000 to $124,999 406 18.0% $492
$125,000 to $149,999 368 17.0% $616
$150,000 to $174,999 231 10.0% $729
$175,000 to $199,999 149 6.0% $842
$200,000 to $249,999 227 10.0% $1014
$250,000 to $299,999 72 3.0% $1239
$300,000 to $399,999 78 3.0% $1571

Top Home Insurance Agents Near Porter, NY

Home Insurance Company Near Porter, NY Homeowners Insurance Agency Near Porter, NY Address
Travelers Becker Able Agency Inc 2476 ELMWOOD AVENUE, KENMORE, NY, 14217
Travelers Bruce Lucsok Agency Inc 6928 Williams Road, Niagara Falls, NY, 14304
Allstate Robert Seelbach 8870 Main St, Williamsville, NY, 14221
Travelers Selk Family & Business Insurance 1190 Orchard Park Rd Ste 1 , West Seneca, NY, 14224
Nationwide William Atallah 2568 Elmwood Ave, Kenmore, NY, 14217-1938

Cost Of Homeowners Insurance By Street Near Porter, NY

Streets in Porter Area Homeowners Insurance Cost
Woodcliff Dr, Estes St, Lakeside Ln, Cherry St, Ransomville Rd, Cain Rd, N Creek Rd, Weeks Cir, Wingate Pl, Manor Dr$592
Elliot St, Northfield Dr, Groveland Ave, Fox Point Cir, Dickersonville Rd, Powell Dr, Brookshire Rd, Academy St, Four Mile Dr, S Lake St$596
Balmer Rd, Fieldcrest Dr, Harrison Ln, Wilksmore St, Cothran Rd, Braley Rd, Elm St, Curtis Ave, Oak Ave, Beach Ave$591
Hinman St, Blairville Rd, Creek Rd, Sunrise Ln, Andre Pl, Beech Ave, Parker Rd, Meadow Dr, Campbell St, Glenvale Rd$595
Oak St, Marys Ln, Old Lake Rd, Swain Rd, Parkdale Dr, Brentwood Dr, Carrollwood Dr, Parkside Pl, Lutts Rd, Porter Center Rd$596

Porter, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Porter$88 to $91
Ransomville$88
Lewiston$89
Tuscarora Nation$87

Porter, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ransomville CDP, New York $89 $118 $177
Youngstown village, New York $89 $118 $177
Lewiston town, Niagara County, New York $89 $119 $179

Porter, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Porter, NY3.8%8.1%
Ransomville4.25%7.83%
Youngstown3.81%8.51%
Lewiston3.36%8.64%

Porter Renters Insurance as a Percentage of Rent

Porter Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 6 1.0% $797
$300 to $499 11 2.0% $1247
$500 to $749 186 48.0% $1922
$750 to $999 115 29.0% $2672
$1,000 to $1,499 58 14.0% $3797
$1,500 or more 11 2.0% $5447

Porter, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$6,000
Yearly Porter Homeowner Insurance Premium Example $3,100$2,100
Out of Pocket Expense During Claim$1,000$6,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $19,600$18,600
Net Savings to Porter Home Owner from High Deductible Plan $1,000

Porter, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Porter, NY Home Replacement Value MORE than Home Value Porter, NY Home Replacement Value LESS than Home Value
Replacement Value $174,000 $110,000
Insurance Premium based on Replacement Value $1,775 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $350/year

Example Porter Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 122140233
Year Built 198619401967
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Porter, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 230,000 Wood Shake Roof 2,320 4 $500- $1000 Deductible 530 3 Fiber-Cement Siding No
1971 285,000 Shingles Roof 3,270 5 $500 Deductible 1460 6 Fiber-Cement Siding yes
1947 350,000 Metal Roof 3,910 5 $5000 to $10,000 Deductible 1750 12 Wood siding yes
1982 120,000 Wood Shake Roof 1,280 3 $2500-$5000 Deductible 170 3 Stucco siding yes
1963 205,000 Membrane Roof 3,030 4 $500- $1000 Deductible 580 4 Brick siding yes
1970 285,000 Wood Shake Roof 3,730 5 $500 Deductible 430 2 Brick siding No
1981 125,000 Asphalt Shingles Roof 1,550 5 $2500-$5000 Deductible 200 2 Stone Siding yes
1944 180,000 Tile Roof 2,280 3 $2500-$5000 Deductible 1040 10 Stone Siding No
1941 200,000 Membrane Roof 2,690 5 $500- $1000 Deductible 340 2 Vinyl siding No
1963 245,000 Shingles Roof 2,960 5 > $10,000 Deductible 400 4 Fiber-Cement Siding No
1982 225,000 Wood Shake Roof 2,680 4 $1000-$2500 Deductible 110 1 Stucco siding yes
1964 215,000 Asphalt Shingles Roof 2,190 3 > $10,000 Deductible 790 8 Vinyl siding No
1975 220,000 Asphalt Shingles Roof 2,340 4 > $10,000 Deductible 1090 12 Brick siding yes
1973 180,000 Metal Roof 2,710 4 $1000-$2500 Deductible 1160 7 Vinyl siding yes
1982 250,000 Shingles Roof 2,880 4 $500- $1000 Deductible 690 4 Wood siding No
1989 185,000 Asphalt Shingles Roof 1,890 3 $500 Deductible 280 2 Wood siding yes
1962 235,000 Shingles Roof 2,430 4 $1000-$2500 Deductible 560 3 Stucco siding yes
1943 205,000 Membrane Roof 2,210 5 > $10,000 Deductible 590 6 Wood siding No
1966 150,000 Asphalt Shingles Roof 1,710 3 $500- $1000 Deductible 1360 12 Stucco siding yes
1962 245,000 Wood Shake Roof 2,970 4 $1000-$2500 Deductible 1960 12 Vinyl siding No
1973 210,000 Composition Roof 2,170 3 $500 Deductible 1210 7 Fiber-Cement Siding yes
1947 155,000 Composition Roof 1,860 5 $2500-$5000 Deductible 750 9 Stucco siding No
1983 210,000 Metal Roof 2,160 4 > $10,000 Deductible 750 8 Wood siding No
1982 115,000 Metal Roof 1,330 3 $500 Deductible 190 3 Stucco siding No
1967 175,000 Metal Roof 2,530 4 $2500-$5000 Deductible 290 3 Brick siding yes
1978 300,000 Slate Shingles Roof 4,340 5 $500 Deductible 1900 8 Stucco siding No
1968 430,000 Slate Shingles Roof 4,600 5 $500 Deductible 3220 10 Fiber-Cement Siding yes
1943 465,000 Tile Roof 4,940 5 $5000 to $10,000 Deductible 1420 5 Vinyl siding No
1973 110,000 Composition Roof 1,640 3 $500 Deductible 800 10 Stone Siding No
1988 150,000 Composition Roof 1,930 3 $2500-$5000 Deductible 190 2 Wood siding No
1982 235,000 Asphalt Shingles Roof 2,740 4 $500 Deductible 1250 6 Stucco siding No
1947 175,000 Asphalt Shingles Roof 2,480 4 $2500-$5000 Deductible 660 7 Vinyl siding yes
1989 105,000 Metal Roof 1,270 3 $500 Deductible 630 6 Fiber-Cement Siding yes
1960 170,000 Slate Shingles Roof 2,110 5 $500- $1000 Deductible 540 5 Stone Siding yes