Portage, IN homeowners insurance is nearly $672 to $910, about $56-$75/month. Our in depth analysis shows customers can save as much as $316 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Portage, IN | Homeowners Insurance Agency Near Portage, IN | Address |
|---|---|---|
| Allstate | Bob Burkus | 570 Vale Park Rd Ste C, Valparaiso, IN, 46385 |
| Allstate | Brent Mcnitt | 822 E Michigan Ave, Paw Paw, MI, 49079 |
| State Farm | Jess Neely | 19271 Darden Rd, South Bend, IN, 46637-3967 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| South Bend city, Indiana | $119 | $159 | $239 |
| Roseland town, Indiana | $119 | $158 | $237 |
| St. Joseph County, Indiana | $122 | $163 | $245 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Portage, IN | 7.4% | 21.0% |
| South Bend | 7.1% | 19.72% |
| Roseland | 7.7% | 19.38% |
| St. Joseph County | 6.37% | 19.63% |
| Portage Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 359 | 3.0% | $363 |
| $200 to $299 | 579 | 4.0% | $813 |
| $300 to $499 | 1,577 | 13.0% | $1263 |
| $500 to $749 | 3,800 | 32.0% | $1938 |
| $750 to $999 | 3,531 | 30.0% | $2688 |
| $1,000 to $1,499 | 1,500 | 12.0% | $3813 |
| $1,500 or more | 260 | 2.0% | $5463 |
| Streets in Portage Area | Homeowners Insurance Cost |
|---|---|
| Kendall St, W Acacia Pl, Raven Hill Dr, Oakcrest Dr, Whippoorwill Dr, Dover Dr, Cavanaugh Dr, W Cherry Pointe Dr, E Locust Grove, Rue du Lac West Dr | $833 |
| Erskine Blvd, W Victoria St, Grandview Ave, Pecan Rd, Main Ave, Hudson Ave, Benedict Ave, S Esther St, Clemens Dr, W Wayne St | $820 |
| Kendall St, Caroline St, Miller Rd, N Falcon St, Clemens St, Lawndale Ave, S Sunnyside Ave, Edgewater Dr, White Pine Dr, Arabian Ct | $798 |
| Rue Mallarme St, Windfall Ct, E Altgeld St, S Kentucky St, Turnock St, Gerencser Dr, Rose Quartz Ln, Dennis Dr, S Lake St, Rye Ct | $837 |
| Allerton Dr, W Dean St, N Sommers St, S 36th St, Country Club Ln, N Edison Ave, Belleville Cir, Kenmore Dr, Moss St, W Chippewa Ave | $791 |
| Trappers Pass, Pecan Rd, Boynton Ave, Drexel Ave, Hydraulic Ave, S 34th St, W Tasher St, S Scott St, Teton Ct, W Madison St | $797 |
| Goodhew Dr, Weymouth Ct, Dundee St, Portage Rd, Reynolds St, Baley Ct, Florence Ave, Windyridge Dr, Fremont St, Kent Ln | $777 |
| Crescent Cir, Rockne Dr, Ash Ln, Milton St, Concord Ave, S 29th St, Vernon Dr, Saint Vincent St, W North Shore Dr, Nash Ave | $777 |
| Hunter Run Cir, Kerslake Ct, N Esther St, Westview Ln, Hollywood Blvd, Locust Bend, New Energy Dr, N Harvest Pointe Dr, E Dean St, Larne Dr | $837 |
| Rupel St, Greenbrook Dr, Tonti St, Mina St, Montgolfier Pl, Prast Blvd, S St Louis Blvd, Janice Bell Ct, Saint Johns Way, Pintail Dr | $788 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Portage | $118 to $120 |
| South Bend | $119 |
| Roseland | $118 |
| St. Joseph County | $122 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Portage Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,400 | $6,800 |
| Net Savings to Portage Home Owner from High Deductible Plan | $600 | |
| Scenario | Portage, IN Home Replacement Value MORE than Home Value | Portage, IN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $186,500 | $125,000 |
| Insurance Premium based on Replacement Value | $850 | $575 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $33,000 | Risk Exposure from Under Insuring Coverage is $28,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $150/year |
| Insurance Company | Chubb Group of Insurance | American Family Insurance | State Farm |
| Monthly Premium | 42 | 46 | 48 |
| Year Built | 1952 | 1960 | 1945 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $125000-$150000 | $175000-$200000 | $125000-$150000 |
| Deductible | $2500-$5000 Deductible | > $10,000 Deductible | $500- $1000 Deductible |