Port Wentworth Insurance Rates:

Port Wentworth, GA homeowners insurance is nearly $764 to $1,043, about $63-$86/month. Our thorough guide indicates shoppers can save as much as $361 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I dislike that the home insurance policy is actually subcontracted to a company that Im less familiar with ever though I deal directly with Geico.
State Farm
I would recommend State Farm. We are completely satisfied with the company and the prices that it offers. We have had no concerns or issues but they have been very helpful.

Port Wentworth, GA Homeowners Insurance By Home Value

Port Wentworth, GA Home Value Total Homes % of Total Average Port Wentworth, GA Homeowners Insurance
Less than $50,000 87 2.0% $126
$70,000 to $79,999 177 5.0% $388
$80,000 to $89,999 53 1.0% $442
$90,000 to $99,999 207 6.0% $497
$100,000 to $124,999 294 9.0% $578
$125,000 to $149,999 311 9.0% $723
$150,000 to $174,999 608 19.0% $858
$175,000 to $199,999 501 15.0% $985
$200,000 to $249,999 627 19.0% $1193
$250,000 to $299,999 201 6.0% $1455
$300,000 to $399,999 84 2.0% $1853

Top Home Insurance Agents Near Port Wentworth, GA

Home Insurance Company Near Port Wentworth, GA Homeowners Insurance Agency Near Port Wentworth, GA Address
NA Professional Insurance Agency 509 W Ogeechee St 509 W Ogeechee St, Sylvania, GA, 30467
State Farm Andy Corrivea 2048 Pearl St, Beaufort, SC, 29902-3836
State Farm Mike Holland 5859 Abercorn St Ste 4 Bldg 2, Savannah, GA, 31405-5530
Travelers Morris & Templeton Ins Agency Inc 7180 HODGSON MEMORIAL DR, SAVANNAH, GA, 31406
Travelers Pc & L Agency Inc 12 Lafayette Pl 12 Lafayette Pl , Hilton Head Island, SC, 29926

Cost Of Homeowners Insurance By Street Near Port Wentworth, GA

Streets in Port Wentworth Area Homeowners Insurance Cost
Keller Rd, Clifton Dr, Fries Rd, Fall Lake Way, Bushwood Dr, Old Mill Rd, Barnwell Gardens Rd, Ballasalla Loop, Nicholson Dr, Benton Blvd$902
Robins Dr, Appleby Rd, Cantyre St, Pleasant Ave, Osteen St, Coleraine Dr, Barnsley Rd, Thompson Rd, Mincey Blvd, Grange Rd$900
Basswood Dr, Dixie St, Grand View Dr, Robert B Miller Jr, State Rte 30, Old Hwy 21, Timber Crest Ct, Fox Glen Ct, Chenoa Ct, Pinehurst Pl$900
Lake Pointe Dr, Ashleigh Ln, Armstead Ave, Chestnut Cir, White Dogwood Ln, Flonnel Ave, Summer Lake Way, Willow Point Ln, Dorset Rd, Towne Lake Way$904
Town Lake Ct, Clearwater Cir, Tea Olive Cir, Bonnybridge Rd, Mill St, Copper Creek Cir, Meinhard Rd, Winter Lake Dr, Pooler Pkwy, Cordage Cir$908

Port Wentworth, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Port Wentworth$134 to $136
Pooler$137
Garden City$129
Rincon$135

Port Wentworth, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pooler city, Georgia $114 $152 $228
Garden City city, Georgia $108 $144 $216
Rincon CCD, Effingham County, Georgia $113 $151 $226

Port Wentworth, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Port Wentworth, GA5.1%18.2%
Pooler4.74%20.7%
Garden City7.12%19.38%
Rincon5.2%17.83%

Port Wentworth Renters Insurance as a Percentage of Rent

Port Wentworth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 168 7.0% $1929
$750 to $999 773 35.0% $2679
$1,000 to $1,499 988 45.0% $3804
$1,500 or more 226 10.0% $5454

Average Cost Of Home Insurance By Company In Areas Nearby Port Wentworth For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$300,000 veneer Alfa Insurance Corporation $2266 $2079 $1853
$200,000 frame American Modern Select Insurance Company N/A $2518.23 $2140.50
$300,000 veneer Bankers Standard Insurance Company N/A $2957 $2614
$250,000 veneer Foremost Signature Insurance Company $2663 $2638 N/A
$100,000 frame General Casualty Company Of Wisconsin N/A $674.00 $615.00
$350,000 veneer Georgia Farm Bureau Casualty Insurance Company $2497 $2375 $2105
$200,000 veneer Horace Mann Property And Casualty Insurance Company N/A $2105 $1898
$100,000 frame State Auto Property And Casualty Insurance Company N/A N/A $1353.00
$75,000 frame The Armed Forces Insurance Corporation $563 $507 $428
$75,000 veneer Trustgard Insurance Company $920.00 $795.00 $636.00

Port Wentworth, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Port Wentworth Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,800$5,200
Net Savings to Port Wentworth Home Owner from High Deductible Plan $600

Port Wentworth, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Port Wentworth, GA Home Replacement Value MORE than Home Value Port Wentworth, GA Home Replacement Value LESS than Home Value
Replacement Value $192,500 $146,500
Insurance Premium based on Replacement Value $800 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Port Wentworth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceTravelers
Monthly Premium 7012554
Year Built 201220112013
Home Details 5 Beds, 2 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$250000-$300000$150000-$175000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Port Wentworth, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 160,000 Shingles Roof 1,640 2 $500- $1000 Deductible 120 2 Fiber-Cement Siding No
2012 135,000 Slate Shingles Roof 1,710 2 $500 Deductible 210 3 Vinyl siding No
2011 150,000 Wood Shake Roof 1,340 3 $2500-$5000 Deductible 260 5 Vinyl siding No
2014 335,000 Membrane Roof 3,300 5 $500 Deductible 550 4 Fiber-Cement Siding yes
2014 110,000 Metal Roof 1,350 2 $500 Deductible 440 10 Fiber-Cement Siding yes
2010 310,000 Tile Roof 2,990 5 $5000 to $10,000 Deductible 460 8 Wood siding No
2014 210,000 Composition Roof 1,780 3 $500 Deductible 1080 10 Wood siding No
2013 310,000 Tile Roof 2,710 5 > $10,000 Deductible 80 1 Stucco siding No
2013 180,000 Membrane Roof 1,770 2 $500- $1000 Deductible 80 1 Stone Siding yes
2010 150,000 Tile Roof 1,770 4 $500- $1000 Deductible 680 12 Brick siding No
2014 160,000 Slate Shingles Roof 1,990 4 $500- $1000 Deductible 510 8 Vinyl siding No
2011 200,000 Metal Roof 1,660 5 $2500-$5000 Deductible 100 2 Stone Siding yes
2014 120,000 Shingles Roof 1,000 2 $2500-$5000 Deductible 390 10 Wood siding yes
2011 425,000 Composition Roof 4,900 5 > $10,000 Deductible 850 12 Wood siding No
2011 130,000 Metal Roof 1,100 2 $1000-$2500 Deductible 280 6 Stone Siding No
2013 155,000 Composition Roof 1,620 4 $1000-$2500 Deductible 180 3 Vinyl siding yes
2014 205,000 Tile Roof 2,250 4 > $10,000 Deductible 360 10 Fiber-Cement Siding No
2010 155,000 Shingles Roof 1,590 3 $1000-$2500 Deductible 280 5 Brick siding No
2012 205,000 Slate Shingles Roof 2,260 4 > $10,000 Deductible 410 9 Wood siding No
2012 225,000 Composition Roof 2,360 3 > $10,000 Deductible 410 7 Fiber-Cement Siding yes
2011 340,000 Asphalt Shingles Roof 3,020 4 $1000-$2500 Deductible 1330 12 Fiber-Cement Siding yes
2012 225,000 Composition Roof 1,990 3 $500 Deductible 380 5 Wood siding yes
2011 480,000 Metal Roof 4,380 5 $2500-$5000 Deductible 150 1 Stucco siding yes
2012 150,000 Asphalt Shingles Roof 1,750 4 $1000-$2500 Deductible 550 12 Vinyl siding No
2010 135,000 Metal Roof 1,410 3 $500- $1000 Deductible 170 3 Stucco siding No
2013 315,000 Asphalt Shingles Roof 3,410 5 $500 Deductible 800 5 Stone Siding yes
2011 135,000 Metal Roof 1,210 2 $2500-$5000 Deductible 450 10 Fiber-Cement Siding yes
2014 100,000 Shingles Roof 980 2 $500- $1000 Deductible 310 8 Stone Siding No
2010 125,000 Membrane Roof 1,490 3 $1000-$2500 Deductible 600 12 Vinyl siding No
2013 195,000 Asphalt Shingles Roof 1,710 4 $500- $1000 Deductible 540 6 Wood siding yes
2013 420,000 Wood Shake Roof 4,260 5 $5000 to $10,000 Deductible 870 8 Stucco siding No
2013 220,000 Slate Shingles Roof 2,200 5 $1000-$2500 Deductible 230 3 Stucco siding yes
2011 185,000 Slate Shingles Roof 1,840 4 $500- $1000 Deductible 460 7 Stone Siding No
2010 100,000 Shingles Roof 920 2 $2500-$5000 Deductible 80 2 Vinyl siding No