Port Washington Insurance Rates:

Port Washington, NY homeowners insurance is nearly $599 to $818, about $49-$68/month. Our detailed analysis shows customers can save upto $283 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Port Washington, NY Homeowners Insurance By Home Value

Port Washington, NY Home Value Total Homes % of Total Average Port Washington, NY Homeowners Insurance
Less than $50,000 30 14.0% $21
$60,000 to $69,999 21 9.0% $63
$100,000 to $124,999 8 3.0% $106
$150,000 to $174,999 29 13.0% $155
$200,000 to $249,999 41 19.0% $219
$250,000 to $299,999 10 4.0% $269
$300,000 to $399,999 75 35.0% $340

Top Home Insurance Agents Near Port Washington, NY

Home Insurance Company Near Port Washington, NY Homeowners Insurance Agency Near Port Washington, NY Address
NA Professional Insurance Associates, Inc. 429 Hackensack St, Carlstadt, NJ, 7072
NA Fucci & Friedman Inc. 186 W Main St Unit 7, Sayville, NY, 11782
Travelers Links Insurance Services Llc 1821 HWY 71, WALL, NJ, 7719
Travelers Ohlert-Ruggiere Inc 8911 Jamaica Avenue Woodhaven, NYC, NY, 11421
Liberty Mutual Independent Robert Alan Agency 115 N MAIN ST, NEW CITY, NY, 10956

Cost Of Homeowners Insurance By Street Near Port Washington, NY

Streets in Port Washington Area Homeowners Insurance Cost
Jeannette Dr, Newbury Rd, Carey Pl, Hill Rd, Willowdale Ave, Shoreview Rd, Ohio Ave, Luquer Rd, Pulaski Pl, Henderson Ave$701
Guilford Rd, Woodlawn Rd, Oak Tree Ln, Harbor View Rd, Tibbits Ln, Wisteria Path, Bayside Ave, Neulist Ave, Concord Rd, Ridgeway Rd$None
Rockwood Ave, Murray Ave, Tianderah Rd, Barkers Pt Rd, Barkers Point Rd, Herbert Ave, Davis Rd, Belleview Ave, Alden Ln, Round Hill Ln$None
Cornwells Beach Rd, Crescent Rd, Lynn Rd, Smull Pl, Shorewood Dr, Birchwood Ave, Links Ct, Briarcliff Dr, Wyndham Way, Summit Rd$None
Seacoast Ln, Columbia Pl, Schooner Ln, Sloanes Ct, Allison St, Ivy Way, Roger Dr, Mackey Ave, East Rd, Millpond Rd$722

Port Washington, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Port Washington$105 to $108
Baxter Estates$109
Plandome Manor$114
Port Washington North$108

Port Washington, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Baxter Estates village, New York $109 $145 $218
Plandome Manor village, New York $115 $153 $230
Flower Hill village, New York $115 $153 $230

Port Washington, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Port Washington, NY1.5%5.9%
Baxter Estates1.51%6.05%
Plandome Manor1.59%6.37%
Flower Hill1.59%6.37%

Port Washington Renters Insurance as a Percentage of Rent

Port Washington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 40 2.0% $1192
$500 to $749 89 6.0% $1867
$750 to $999 134 9.0% $2617
$1,000 to $1,499 245 16.0% $3742
$1,500 or more 962 65.0% $5392

Port Washington, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Port Washington Homeowner Insurance Premium Example $9,300$8,800
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $38,700$37,700
Net Savings to Port Washington Home Owner from High Deductible Plan $1,000

Port Washington, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Port Washington, NY Home Replacement Value MORE than Home Value Port Washington, NY Home Replacement Value LESS than Home Value
Replacement Value $1,260,000 $780,000
Insurance Premium based on Replacement Value $11,100 $6,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $220,000 Risk Exposure from Under Insuring Coverage is $260,000
Premium Impact Insurance cheaper by $2,300/year Insurance costlier by $1,925/year

Example Port Washington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualNationwide Insurance
Monthly Premium 372493523
Year Built 195619671949
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $500000-$600000$800000-$900000$800000-$900000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Port Washington, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1953 715,000 Slate Shingles Roof 2,320 5 $5000 to $10,000 Deductible 1820 6 Vinyl siding No
1969 765,000 Shingles Roof 2,850 5 $1000-$2500 Deductible 1900 4 Stucco siding No
1949 890,000 Metal Roof 2,370 3 $500- $1000 Deductible 4190 9 Stone Siding yes
1958 1,110,000 Wood Shake Roof 3,330 5 > $10,000 Deductible 3210 7 Vinyl siding No
1960 665,000 Membrane Roof 1,950 3 > $10,000 Deductible 1770 6 Stucco siding No
1952 510,000 Composition Roof 1,570 3 $2500-$5000 Deductible 920 3 Vinyl siding yes
1967 710,000 Slate Shingles Roof 2,400 5 $2500-$5000 Deductible 3140 8 Wood siding No
1952 435,000 Slate Shingles Roof 1,210 3 $500- $1000 Deductible 2620 8 Brick siding No
1968 585,000 Membrane Roof 1,820 3 > $10,000 Deductible 1900 10 Brick siding No
1960 750,000 Shingles Roof 1,910 5 > $10,000 Deductible 3280 9 Stone Siding No
1947 375,000 Asphalt Shingles Roof 1,210 3 $1000-$2500 Deductible 1900 7 Fiber-Cement Siding No
1955 580,000 Metal Roof 1,710 3 $500- $1000 Deductible 4520 9 Stucco siding yes
1963 1,265,000 Asphalt Shingles Roof 3,290 5 $500- $1000 Deductible 4510 7 Stone Siding yes
1959 505,000 Wood Shake Roof 1,570 3 $500 Deductible 860 2 Stucco siding yes
1958 1,340,000 Wood Shake Roof 3,430 5 $500- $1000 Deductible 5130 6 Vinyl siding yes
1969 875,000 Metal Roof 3,320 4 $2500-$5000 Deductible 3860 9 Stone Siding No
1945 635,000 Membrane Roof 1,930 4 $500 Deductible 6120 10 Wood siding yes
1955 715,000 Shingles Roof 1,880 3 $2500-$5000 Deductible 1420 4 Brick siding No
1951 1,380,000 Wood Shake Roof 4,200 5 $2500-$5000 Deductible 1890 3 Brick siding yes
1947 640,000 Shingles Roof 2,390 5 $500 Deductible 3130 5 Brick siding No
1945 1,010,000 Composition Roof 3,240 4 > $10,000 Deductible 3300 9 Fiber-Cement Siding yes
1952 1,440,000 Asphalt Shingles Roof 3,700 5 $5000 to $10,000 Deductible 540 1 Vinyl siding yes
1963 975,000 Metal Roof 2,590 4 $1000-$2500 Deductible 3540 7 Stone Siding yes
1965 725,000 Membrane Roof 2,080 4 > $10,000 Deductible 5170 12 Stone Siding No
1961 1,070,000 Composition Roof 3,060 4 $5000 to $10,000 Deductible 4660 7 Fiber-Cement Siding yes
1946 1,190,000 Membrane Roof 3,220 4 $1000-$2500 Deductible 2400 3 Stone Siding yes
1962 495,000 Asphalt Shingles Roof 1,590 3 > $10,000 Deductible 2580 9 Vinyl siding yes
1954 550,000 Tile Roof 1,650 3 $2500-$5000 Deductible 1580 5 Stucco siding No
1962 715,000 Slate Shingles Roof 2,680 4 $500- $1000 Deductible 4300 8 Vinyl siding yes
1944 675,000 Metal Roof 1,850 4 $500 Deductible 5790 9 Brick siding yes
1954 725,000 Composition Roof 1,890 3 $1000-$2500 Deductible 1030 2 Stone Siding yes
1942 710,000 Tile Roof 2,360 3 $1000-$2500 Deductible 3380 5 Wood siding No
1958 845,000 Membrane Roof 2,250 3 $2500-$5000 Deductible 2720 7 Stone Siding yes
1969 1,070,000 Metal Roof 3,350 5 $5000 to $10,000 Deductible 6620 12 Stucco siding yes