Port Royal Insurance Rates:

Port Royal, SC homeowners insurance is nearly $699 to $970, about $58-$80/month. Our thorough research shows customers can save as much as $333 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Port Royal, SC Homeowners Insurance By Home Value

Port Royal, SC Home Value Total Homes % of Total Average Port Royal, SC Homeowners Insurance
Less than $50,000 99 12.0% $108
$60,000 to $69,999 77 9.0% $283
$90,000 to $99,999 14 1.0% $425
$100,000 to $124,999 39 4.0% $492
$125,000 to $149,999 38 4.0% $608
$150,000 to $174,999 120 15.0% $725
$175,000 to $199,999 89 11.0% $834
$200,000 to $249,999 191 24.0% $1009
$250,000 to $299,999 54 6.0% $1225
$300,000 to $399,999 54 6.0% $1559

Top Home Insurance Agents Near Port Royal, SC

Home Insurance Company Near Port Royal, SC Homeowners Insurance Agency Near Port Royal, SC Address
NA Bb&T Insurance Services, Inc 2280 E. Victory Dr. , Savannah, GA, 31404
NA Seacoast Brokers Llc 88 A Main St. , Hilton Head Island, SC, 29926
Nationwide David A Perry & Associates Inc. 23 Plantation Park Dr STE 201, Bluffton, SC, 29910
State Farm Emily Laplante 3575 Maybank Hwy Ste H, Johns Island, SC, 29455-4871
Travelers Thomas J Sheehan Insurance Co. 144 HABERSHAM ST, SAVANNAH, GA, 31401

Cost Of Homeowners Insurance By Street Near Port Royal, SC

Streets in Port Royal Area Homeowners Insurance Cost
Scheper Ln, Seabrook Pl, Harford, Shadow Moss Dr, Seastover, Crippled Oak Rd, Peacock Run, Scipio Rd, Pin Drop Ln, Barrel Landing Rd$1,057
Distant Island Dr, Otter Cir, Waters Ave, Assembly Row, Saipan St, Lagaree Ct, Pinckney Rd, Adventure St, Singleton Hill Cir, Old Grinkley Pl$814
Pinckney Retreat, Dover Ln, Cherry Blvd, State Rd S-7-40, Euhaw St, County Shed Rd, Inlet Rd, Thomasina Dr, State Hwy 280, Wisteria Ln$868
Glaze Dr, S Hermitage Rd, Powell Dr, 13th St, Sergeant Dr, Lady's Island Cmn, Sunset Cir N, Dusty Cir, Landon Way, Hillside Ct$815
Fyall St, Qualls Ln, Battery Point Ln, Frederick Place Cir, Groton Cir, Fox Island Ln, Joe Frazier Rd, State Rd S-7-636, State Hwy 281, Manigault Neck$990
State Rd S-7-466, W Belleview Cir, Ray Cir, Clydesdale Cir S, Rhoda St, Abbey Row, Terry Lee Dr, Spring Island Dr, Saunders Rd, Ellis Pl$808
Wright's Point Cir, State Rd S-7-596, Preserve Ave W, Forest Fields Rd, Orange Ct, Hermitage Rd, State Rd S-7-627, McChesney Ln, Hamar St, Rugrack Rd$840
Barksdale Ln, Wolverine Dr, Pleasant View Ln, Shiloh Ct, Wickecliff Pl, Hermitage Pt, Smilax Ave, King St, Gerald Ln, Yemassee Trace Rd$851
State Rd S-7-538, Bosnia Ave, Brenda Ln, Clark St, Paul Dr, Acorn Hill Ave, Congress St, Shipwright Cir, Village Cir, State Rd S-7-493$861
Roseida Rd, Cydette Ln, Gay Dr, State Rd S-7-526, Stono Ct, Walnut St, Battery Creek Rd, Pond Side, Dawn St, Anchorage Way$819

Port Royal, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Port Royal$123 to $127
Beaufort County$131
Shell Point$125
Beaufort-Port Royal$123

Port Royal, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beaufort County, South Carolina $110 $146 $219
Shell Point CDP, South Carolina $105 $139 $209
Beaufort-Port Royal CCD, Beaufort County, South Carolina $103 $137 $206

Port Royal, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Port Royal, SC4.5%16.6%
Beaufort County4.19%14.25%
Shell Point5.39%18.31%
Beaufort-Port Royal5.04%15.47%

Port Royal Renters Insurance as a Percentage of Rent

Port Royal Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 23 1.0% $335
$200 to $299 55 3.0% $785
$300 to $499 23 1.0% $1235
$500 to $749 185 12.0% $1910
$750 to $999 576 39.0% $2660
$1,000 to $1,499 404 27.0% $3785
$1,500 or more 205 13.0% $5435

Port Royal, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly Port Royal Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,600$13,600
Net Savings to Port Royal Home Owner from High Deductible Plan $1,000

Port Royal, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Port Royal, SC Home Replacement Value MORE than Home Value Port Royal, SC Home Replacement Value LESS than Home Value
Replacement Value $267,000 $175,000
Insurance Premium based on Replacement Value $1,950 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $400/year

Example Port Royal Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceLiberty Mutual
Monthly Premium 1905394
Year Built 199419852010
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$75000-$100000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Port Royal, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 95,000 Slate Shingles Roof 1,080 2 $2500-$5000 Deductible 300 8 Brick siding No
1992 170,000 Metal Roof 1,420 3 $1000-$2500 Deductible 1120 9 Vinyl siding No
1986 180,000 Tile Roof 1,950 4 $500- $1000 Deductible 130 1 Brick siding No
2012 350,000 Tile Roof 2,770 5 $2500-$5000 Deductible 200 1 Wood siding No
2010 355,000 Wood Shake Roof 2,950 5 $500- $1000 Deductible 820 3 Stone Siding yes
1998 195,000 Metal Roof 1,680 5 $2500-$5000 Deductible 250 2 Wood siding No
1980 135,000 Tile Roof 1,450 3 $500- $1000 Deductible 690 8 Fiber-Cement Siding No
1984 190,000 Asphalt Shingles Roof 2,100 5 $500- $1000 Deductible 950 9 Brick siding No
1986 275,000 Metal Roof 2,180 3 $5000 to $10,000 Deductible 1200 8 Wood siding yes
2014 200,000 Composition Roof 2,340 4 $1000-$2500 Deductible 630 5 Stone Siding yes
2013 235,000 Slate Shingles Roof 1,850 3 $2500-$5000 Deductible 1440 10 Vinyl siding yes
1982 145,000 Metal Roof 1,670 4 $500- $1000 Deductible 510 5 Fiber-Cement Siding No
1994 150,000 Membrane Roof 1,490 2 $500- $1000 Deductible 310 4 Vinyl siding No
1990 125,000 Wood Shake Roof 1,170 2 $1000-$2500 Deductible 680 10 Vinyl siding No
1993 160,000 Slate Shingles Roof 1,740 3 $500- $1000 Deductible 190 2 Fiber-Cement Siding No
1980 170,000 Asphalt Shingles Roof 1,580 3 $5000 to $10,000 Deductible 540 8 Wood siding No
2013 125,000 Asphalt Shingles Roof 1,350 3 $1000-$2500 Deductible 260 4 Fiber-Cement Siding No
1985 175,000 Asphalt Shingles Roof 1,420 2 $1000-$2500 Deductible 60 1 Stone Siding yes
1994 150,000 Shingles Roof 1,160 2 $1000-$2500 Deductible 700 8 Stucco siding No
2010 285,000 Metal Roof 3,140 4 > $10,000 Deductible 90 1 Wood siding yes
2014 255,000 Shingles Roof 2,150 3 $500 Deductible 170 1 Fiber-Cement Siding No
1992 155,000 Shingles Roof 1,280 2 $1000-$2500 Deductible 340 4 Fiber-Cement Siding No
2012 175,000 Wood Shake Roof 1,720 2 $1000-$2500 Deductible 450 6 Stucco siding yes
1980 170,000 Asphalt Shingles Roof 1,750 4 $2500-$5000 Deductible 300 3 Brick siding No
2011 165,000 Shingles Roof 1,420 2 $500 Deductible 330 3 Stone Siding No
2011 275,000 Tile Roof 3,140 4 $5000 to $10,000 Deductible 110 1 Wood siding No
1985 245,000 Metal Roof 2,580 5 $500 Deductible 1570 9 Fiber-Cement Siding No
2002 270,000 Asphalt Shingles Roof 2,390 3 $500 Deductible 870 4 Vinyl siding No
1984 405,000 Wood Shake Roof 3,570 5 $2500-$5000 Deductible 2030 12 Stucco siding yes
2013 260,000 Composition Roof 2,380 4 $1000-$2500 Deductible 790 6 Stucco siding No
1994 275,000 Metal Roof 2,870 4 $500 Deductible 350 2 Vinyl siding No
1999 215,000 Metal Roof 2,490 4 $500 Deductible 1100 7 Fiber-Cement Siding No
2007 305,000 Asphalt Shingles Roof 2,580 4 $500 Deductible 210 1 Wood siding yes
1989 125,000 Asphalt Shingles Roof 1,450 2 $1000-$2500 Deductible 140 2 Vinyl siding No