Port Orchard Insurance Rates:

Port Orchard, WA homeowners insurance is nearly $509 to $690, about $42-$57/month. Our extensive research shows customers can save as much as $239 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I'm not familiar with what other companies offer or their pricing. Our premium is very affordable and we are completely satisfied.
State Farm
I would recommend State Farm because they have great customer service, competitive rates, and are always available. There is a reason they insure more homes than any other company.
Allstate
I have not had a bad experience with my home insurance as of yet. I have not had a lot of experiences with the customer service but, what experiences I had have all been good.
State Farm
I would recommend this company because their customer service is wonderful and they are very attentive to your needs and are quick to find answers if they do not know them.
State Farm
What i like about state farm is they always answer my calls and get back with me quickly. so nice!
Allstate
They were late applying our insurance payment to our account and said that we were behind when we were not. they didn't resolve the issue, yet
State Farm
State farm home owners insurance plan seem to be affordable and on par with other insurance companies that we looked at when choosing our plans
State Farm
I like that I can speak with my agent directly. I like that I trust the company to pay if I have an issue. I like having 24/7 service.
State Farm
I never receive communication from them. I just know that everything is OK with my mortgage company. I would have like to have more link with them
Amica Mutual Insurance
The customer service is one of the best and I have not had a bad experience with them since I have been a customer. Every time I call I have been happy with the results.
State Farm
They are friendly and very knowledgeable about the different coverages. They are very quick to respond to emails and they send me weekly/monthly updates via email.
Progressive
They are very strict about their policies and deadlines. I got nasty letters for being a few days late paying the policy.
Allstate
The only negative I can say is the upsale part when it is time to renew.
Allstate
I would recommend Allstate to anyone. I have always had a great experience with them and they have covered any problem I have ever had.
Geico
I WOULD HIGHLY RECOMMEND GEICO FOR HOUSE INSURANCE. THEY ARE PROMPT AND GET THINGS DONE WHEN NEEDED. THEIR PRICES ARE GREAT. CUSTOMER SERVICE IS EXCELLENT.
Geico
We got mostly everything we wanted and needed with our insurance policy. The only disappointing part was we were told we couldn't put up our trampoline without a fenced yard.

Port Orchard, WA Homeowners Insurance By Home Value

Port Orchard, WA Home Value Total Homes % of Total Average Port Orchard, WA Homeowners Insurance
Less than $50,000 633 3.0% $53
$100,000 to $124,999 724 4.0% $257
$125,000 to $149,999 642 3.0% $323
$150,000 to $174,999 1,505 9.0% $383
$175,000 to $199,999 1,697 10.0% $443
$200,000 to $249,999 3,924 24.0% $533
$250,000 to $299,999 3,249 20.0% $652
$300,000 to $399,999 3,461 21.0% $832

Top Home Insurance Agents Near Port Orchard, WA

Home Insurance Company Near Port Orchard, WA Homeowners Insurance Agency Near Port Orchard, WA Address
State Farm Dan Mcclung 1911 Main St, Sumner, WA, 98390-1819
Allstate David Lilley 22010 17Th Ave Se Ste F, Bothell, WA, 98021
Allstate Josh Boender 21110 76th Ave W Ste C, Edmonds, WA, 98026
Travelers Porter Whidbey Insurance Inc 5595 S Harbor Ave , Freeland, WA, 98249
Allstate Thomas Abraham 21010 108th Ave SE, Kent, WA, 98031

Port Orchard, WA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Port Orchard, WA

Streets in Port Orchard Area Homeowners Insurance Cost
Lake View Dr SE, Lynwood Center Rd NE, Vesper Pl SE, Glenn Ct SE, SE Branson Ct, Parade Grounds Ave NE, Olympic Dr SE, McDonald Ave NE, Prospect St W, 161st St NW$709
SW Hunter Rd, Sunnyslope Rd SW, Blacksmith Dr SE, Woodside Ln SW, SE Cherry St, Eagle Harbor Dr NE, SE Converse Ct, Blakely Heights Dr NE, Cedar Crescent Dr SE, Wyatt Way NW$693
NE Birkland Rd, Arnold Ave, SE Heather Ln, Crest Dr SE, SW Alta Vista Dr, NE Mabrey Ln, Country Club Way SE, Rodstal Ln SE, Steamboat Loop E, Canary Pl SE$603
Row Ln SE, Carriage Pl SE, Siler Ln SE, Bluff Ln NE, E Collins Rd, SE Conifer Ln, New Sweden Rd NE, SE Krista St, Puget Dr SE, Carter Ave SW$602
Pottery Ave, Holmes Ave SE, Snowridge Ave, Silverleaf Ct, Lidstrom Rd SE, Hoover Ave SE, Fern Ct SE, Tremont St SW, Fircrest Dr SE, NE Gordon Ave$593
SE Command Pt, Aqua Ln SE, Builder Ln SW, SE Haida Dr, SE North St, SE Easy Street Ln, Sleigh Ave SW, SE Garfield St, Tremont St SW, Colchester Dr E$601
Campus Pkwy, SE Castlewood Dr, Villa Ct SE, Van Decar Rd SE, E Blakely Ct NE, Feigley Rd SW, E Aguilar Ct, SE Scofield Rd, Virginia Rd E, Westminster Dr SE$610
SE Dover Ct, Bill Point Crst NE, NE Baker Hill Rd, W State Rte 16, Kidd Ave SE, NE Blakely Heights Dr, Marianne Ln SE, Cedar Ln SE, Baby Doll Rd SE, E Cricket Ln$588
SE Sweet Home Ln Pvt, Jackson Ave SE, Opdal Rd E, New Dove Ln SE, Connery Ln E, SE Lori Linda Ct, Ross St, NE Country Club Rd, SE Berry Rd, Tunnelwood Ct NE$599
SE Crestview Ln, Crane Ave E, NE Sunny Hill Cir, Cypress Ct SE, SE Cain Ln, Marlin Dr SE, SE Grandhaven St, Spring Creek Rd SE, Landing Ln SE, NE Log Yard Rd$600

Port Orchard, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Port Orchard$89 to $92
Bethel$89
Parkwood$88
Gorst$90

Port Orchard, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bethel CDP, Washington $75 $99 $149
East Port Orchard CDP, Washington $74 $99 $148
Parkwood CDP, Washington $74 $98 $147

Port Orchard, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Port Orchard, WA2.9%11.2%
Bethel2.67%11.12%
East Port Orchard2.68%11.64%
Parkwood2.95%11.62%

Port Orchard Renters Insurance as a Percentage of Rent

Port Orchard Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 293 4.0% $791
$300 to $499 308 4.0% $1241
$500 to $749 835 13.0% $1916
$750 to $999 1,911 29.0% $2666
$1,000 to $1,499 2,287 35.0% $3791
$1,500 or more 733 11.0% $5441

Port Orchard, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$5,400
Yearly Port Orchard Homeowner Insurance Premium Example $2,500$1,500
Out of Pocket Expense During Claim$1,400$5,400
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $13,900$12,900
Net Savings to Port Orchard Home Owner from High Deductible Plan $1,000

Port Orchard, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Port Orchard, WA Home Replacement Value MORE than Home Value Port Orchard, WA Home Replacement Value LESS than Home Value
Replacement Value $291,000 $181,000
Insurance Premium based on Replacement Value $1,000 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $63,500 Risk Exposure from Under Insuring Coverage is $46,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Port Orchard Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 515948
Year Built 198320021992
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$250000-$300000$200000-$250000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Port Orchard, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 470,000 Wood Shake Roof 3,270 4 > $10,000 Deductible 530 7 Stucco siding No
2005 230,000 Tile Roof 1,710 5 $500- $1000 Deductible 240 4 Stone Siding yes
2006 300,000 Shingles Roof 1,950 5 $2500-$5000 Deductible 60 1 Fiber-Cement Siding No
1995 555,000 Asphalt Shingles Roof 4,310 5 $2500-$5000 Deductible 610 8 Stucco siding yes
1996 485,000 Membrane Roof 4,000 5 $500 Deductible 740 8 Brick siding No
2011 320,000 Membrane Roof 2,390 5 $5000 to $10,000 Deductible 120 2 Stone Siding No
2001 220,000 Shingles Roof 1,670 3 $5000 to $10,000 Deductible 40 1 Fiber-Cement Siding yes
2002 720,000 Metal Roof 4,880 5 $2500-$5000 Deductible 450 4 Stone Siding No
2002 190,000 Slate Shingles Roof 1,700 3 $500- $1000 Deductible 370 7 Fiber-Cement Siding No
1994 410,000 Asphalt Shingles Roof 2,880 4 $500 Deductible 930 8 Vinyl siding No
1992 495,000 Slate Shingles Roof 4,390 5 $1000-$2500 Deductible 130 1 Vinyl siding No
2009 315,000 Asphalt Shingles Roof 2,370 5 $500- $1000 Deductible 170 2 Stucco siding yes
1981 670,000 Wood Shake Roof 4,250 5 $1000-$2500 Deductible 560 5 Stone Siding No
1992 330,000 Wood Shake Roof 2,470 4 $500 Deductible 180 2 Stone Siding yes
2010 175,000 Membrane Roof 1,320 3 $500- $1000 Deductible 360 9 Stone Siding No
2006 455,000 Wood Shake Roof 3,190 5 $1000-$2500 Deductible 1320 12 Fiber-Cement Siding No
2008 275,000 Membrane Roof 2,340 4 $5000 to $10,000 Deductible 180 4 Wood siding yes
2001 345,000 Asphalt Shingles Roof 2,580 5 $2500-$5000 Deductible 410 7 Brick siding yes
1991 225,000 Shingles Roof 1,840 4 $500 Deductible 240 5 Brick siding No
1991 590,000 Wood Shake Roof 3,940 5 > $10,000 Deductible 70 1 Fiber-Cement Siding No
2008 250,000 Composition Roof 1,710 5 $1000-$2500 Deductible 60 1 Brick siding yes
1995 280,000 Wood Shake Roof 2,180 4 $500 Deductible 200 3 Brick siding No
2005 250,000 Slate Shingles Roof 2,050 4 > $10,000 Deductible 310 9 Vinyl siding No
1984 330,000 Tile Roof 2,620 5 $500 Deductible 60 1 Stucco siding yes
2013 455,000 Membrane Roof 3,770 5 $5000 to $10,000 Deductible 130 2 Stone Siding yes
1985 485,000 Membrane Roof 3,010 4 $5000 to $10,000 Deductible 240 4 Brick siding No
2004 570,000 Metal Roof 4,200 5 $500 Deductible 490 4 Brick siding No
1988 310,000 Tile Roof 1,920 4 $2500-$5000 Deductible 110 2 Fiber-Cement Siding No
2010 330,000 Wood Shake Roof 2,660 4 $1000-$2500 Deductible 170 2 Wood siding No
1987 340,000 Tile Roof 2,650 4 $1000-$2500 Deductible 960 10 Wood siding No
1984 250,000 Membrane Roof 1,950 4 $500 Deductible 80 1 Stone Siding yes
2011 635,000 Slate Shingles Roof 4,290 5 > $10,000 Deductible 390 4 Stone Siding No
1984 240,000 Composition Roof 2,170 4 $500 Deductible 340 6 Vinyl siding yes

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