Port Neches Insurance Rates:

Port Neches, TX homeowners insurance is approximately $877 to $1,196, about $73-$99/month. Our in depth analysis reveals consumers can save as much as $414 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Port Neches, TX Homeowners Insurance By Home Value

Port Neches, TX Home Value Total Homes % of Total Average Port Neches, TX Homeowners Insurance
Less than $50,000 328 8.0% $197
$50,000 to $59,999 94 2.0% $414
$60,000 to $69,999 287 7.0% $508
$70,000 to $79,999 256 6.0% $591
$80,000 to $89,999 163 4.0% $674
$90,000 to $99,999 263 6.0% $746
$100,000 to $124,999 485 12.0% $871
$125,000 to $149,999 461 11.0% $1088
$150,000 to $174,999 481 12.0% $1285
$175,000 to $199,999 302 7.0% $1482
$200,000 to $249,999 321 8.0% $1783
$250,000 to $299,999 159 4.0% $2188
$300,000 to $399,999 319 8.0% $2779

Top Home Insurance Agents Near Port Neches, TX

Home Insurance Company Near Port Neches, TX Homeowners Insurance Agency Near Port Neches, TX Address
Travelers Goosehead Insurance 3016 NETHERLAND AVE, NEDERLAND, TX, 77627
State Farm Grant Anderson 1115 N 5th St Ste 101B, Silsbee, TX, 77656-3863
Travelers J S Edwards & Sherlock Insurance Agency Llp 2355 INTERSTATE 10 EAST, BEAUMONT, TX, 77704
Farmers Jeffrey Jeff Burdick Lutcf 411 S.h. 124, Winnie, TX, 77665
State Farm Scott Mcmanus 910 Sampson St Ste A, Westlake, LA, 70669-5346

Cost Of Homeowners Insurance By Street Near Port Neches, TX

Streets in Port Neches Area Homeowners Insurance Cost
Orchard Ave, Hardwood Dr, Anselmo Ave, Olympic Dr, E Kitchen Dr, Dryden Rd, Canal St, S Twin City Hwy, Cheryl Ct, 77th St$1,052
Poole Ave, Ordway St, Taft Ave, Lewis Foster Dr, Ditch, Farm Rd 366, Kandywood Dr, Kings Row, Central Ave, Lake Arthur Dr$1,005
Combs Dr, Barnett Pl, Baker Ave, Van Buren St, Deering St, Nelson St, Sierra Dr, Pinetop Rd, Matterhorn Dr, Coke Rd$1,022
Hansen Blvd, Holstead Ave, Dieu St, Touraine Ave, Sierra Cir, Saba Ln, Port Neches Atlantic Rd, Ave K, Andes Dr, Oxford Dr$1,021
Brittany Ave, Coolidge St, Angelle Dr, Real Blvd, Real St, Brekenridge Ct, Lazy Ln, Williams Ave, Victor Dr, Vassar Ave$1,052

Port Neches, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Port Neches$154 to $156
Port Arthur$152
Nederland$154
Central Gardens$153

Port Neches, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Port Arthur CCD, Jefferson County, Texas $152 $202 $303
Nederland city, Texas $154 $205 $308
Groves city, Texas $152 $203 $305

Port Neches, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Port Neches, TX6.4%17.9%
Port Arthur7.09%22.24%
Nederland7.11%18.73%
Groves6.94%21.39%

Port Neches Renters Insurance as a Percentage of Rent

Port Neches Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 51 5.0% $1249
$500 to $749 180 19.0% $1924
$750 to $999 352 38.0% $2674
$1,000 to $1,499 252 27.0% $3799
$1,500 or more 68 7.0% $5449

Port Neches, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Port Neches Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,500$8,900
Net Savings to Port Neches Home Owner from High Deductible Plan $600

Port Neches, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Port Neches, TX Home Replacement Value MORE than Home Value Port Neches, TX Home Replacement Value LESS than Home Value
Replacement Value $133,500 $86,000
Insurance Premium based on Replacement Value $1,050 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $250/year

Example Port Neches Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceGEICO Insurance
Monthly Premium 92100103
Year Built 196119771984
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$125000-$150000$250000-$300000
Deductible $2500-$5000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Port Neches, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 410,000 Tile Roof 4,590 5 > $10,000 Deductible 960 9 Wood siding No
1969 195,000 Metal Roof 2,550 5 $2500-$5000 Deductible 740 6 Fiber-Cement Siding yes
1967 130,000 Slate Shingles Roof 1,320 3 $2500-$5000 Deductible 320 4 Stucco siding No
1982 285,000 Tile Roof 2,860 4 $1000-$2500 Deductible 1050 6 Brick siding No
1975 125,000 Wood Shake Roof 1,640 5 $500- $1000 Deductible 530 8 Fiber-Cement Siding No
1966 100,000 Tile Roof 1,270 3 $500 Deductible 580 6 Wood siding No
1963 165,000 Tile Roof 1,990 3 $1000-$2500 Deductible 150 2 Brick siding yes
1986 365,000 Membrane Roof 3,870 5 $5000 to $10,000 Deductible 220 1 Fiber-Cement Siding yes
1965 125,000 Metal Roof 1,280 3 $2500-$5000 Deductible 270 4 Wood siding No
1987 205,000 Slate Shingles Roof 2,220 3 $500 Deductible 920 8 Fiber-Cement Siding No
1962 145,000 Slate Shingles Roof 1,890 3 $2500-$5000 Deductible 660 8 Stucco siding yes
1967 240,000 Shingles Roof 3,210 4 $500 Deductible 1450 9 Fiber-Cement Siding No
1970 130,000 Tile Roof 1,520 3 $1000-$2500 Deductible 910 10 Stone Siding yes
1976 340,000 Shingles Roof 3,800 5 > $10,000 Deductible 350 3 Brick siding No
1977 95,000 Wood Shake Roof 1,230 3 $1000-$2500 Deductible 600 9 Stucco siding No
1969 190,000 Slate Shingles Roof 2,160 3 $5000 to $10,000 Deductible 830 9 Wood siding yes
1985 215,000 Slate Shingles Roof 3,170 4 $500- $1000 Deductible 520 5 Wood siding No
1976 390,000 Wood Shake Roof 3,910 5 $500 Deductible 1810 7 Brick siding yes
1984 150,000 Slate Shingles Roof 2,260 3 $1000-$2500 Deductible 200 2 Fiber-Cement Siding No
1984 140,000 Composition Roof 2,080 3 $2500-$5000 Deductible 730 9 Wood siding No
1974 100,000 Composition Roof 1,200 3 $500- $1000 Deductible 130 2 Stone Siding yes
1965 180,000 Composition Roof 2,370 3 $500 Deductible 90 1 Vinyl siding No
1985 170,000 Metal Roof 1,730 4 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding yes
1962 180,000 Shingles Roof 2,170 3 $2500-$5000 Deductible 870 9 Stucco siding No
1961 115,000 Shingles Roof 1,470 3 $500- $1000 Deductible 420 5 Brick siding yes
1971 170,000 Membrane Roof 2,360 3 $5000 to $10,000 Deductible 590 9 Stone Siding yes
1961 260,000 Shingles Roof 2,860 5 > $10,000 Deductible 1510 12 Vinyl siding No
1984 155,000 Wood Shake Roof 2,100 3 $500 Deductible 590 6 Stucco siding yes
1980 405,000 Composition Roof 4,750 5 $500- $1000 Deductible 2320 9 Wood siding No
1961 325,000 Slate Shingles Roof 4,800 5 $2500-$5000 Deductible 1630 10 Vinyl siding No
1960 140,000 Metal Roof 1,980 4 $1000-$2500 Deductible 180 2 Wood siding yes
1987 230,000 Asphalt Shingles Roof 3,200 4 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding No
1973 360,000 Asphalt Shingles Roof 4,320 5 $1000-$2500 Deductible 770 4 Brick siding No
1965 115,000 Slate Shingles Roof 1,630 5 $1000-$2500 Deductible 230 3 Brick siding No