Port Isabel Insurance Rates:

Port Isabel, TX homeowners insurance is about $859 to $1,186, about $71-$98/month. Our detailed analysis indicates shoppers can save as much as $408 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Port Isabel, TX Homeowners Insurance By Home Value

Port Isabel, TX Home Value Total Homes % of Total Average Port Isabel, TX Homeowners Insurance
Less than $50,000 131 14.0% $235
$50,000 to $59,999 85 9.0% $511
$60,000 to $69,999 38 4.0% $633
$70,000 to $79,999 15 1.0% $725
$80,000 to $89,999 131 14.0% $827
$90,000 to $99,999 44 4.0% $919
$100,000 to $124,999 80 8.0% $1073
$125,000 to $149,999 141 15.0% $1338
$150,000 to $174,999 11 1.0% $1584
$175,000 to $199,999 86 9.0% $1829
$200,000 to $249,999 70 7.0% $2197
$250,000 to $299,999 28 3.0% $2687
$300,000 to $399,999 35 3.0% $3423

Top Home Insurance Agents Near Port Isabel, TX

Home Insurance Company Near Port Isabel, TX Homeowners Insurance Agency Near Port Isabel, TX Address
Allstate Christine Bermea 413 W Pike Blvd Ste D, Weslaco, TX, 78596
Farmers Leticia Salmon 1454 PAREDES LINE RD ste a, Brownsville, TX, 78521
Allstate Ramiro Lerma 795 Paredes Line Rd, Brownsville, TX, 78521
State Farm Rick Armendariz 800 E. Alton Gloor Blvd., Brownsville, TX, 78526
Liberty Mutual Independent Texas Insurance Managers 410 E Harrison, Harlingen, TX, 78550

Cost Of Homeowners Insurance By Street Near Port Isabel, TX

Streets in Port Isabel Area Homeowners Insurance Cost
S Musina St, Center Line Rd, W Tarpon St, W Lantana St, E Aries Dr, Jackson Ave, E Bonnet Cr, Palma Ln, Granada Ave, Hockaday Dr$1,074
Co Rd 374, A Ct, W Georgia Ruth Dr, la Hacienda Rd, E Sheepshead St, E San Jose Rd, W Palm St, Rhode Island Ave, Padre Blvd, W Red Snapper St$1,125
W Harrison St, Bahia Dr, Suntrail Rd, W Hickman Ave, Palm Dr, Buena Vista Dr, W Retama St, Pino Dr, Co Rd 745, W Davis St$1,053
Sevilla Ave, Tarpon Fields Dr, W Mesquite St, Golf House Dr, S San Roman Rd, E Kingfish St, W Esperanza St, Orange Ln, Oklahoma St, W Sheepshead St$1,123
Palm St, E Retama St, E Huisache St, Chachalaca Dr, Chachalaca Bend, W Aries Dr, W Capricorn Dr, W Bonnet Cr, Port Rd, Corral St$1,086

Port Isabel, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Port Isabel$151 to $155
Laguna Heights$148
Laguna Vista$157
South Padre Island$167

Port Isabel, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Laguna Heights CDP, Texas $124 $165 $247
Laguna Vista town, Texas $132 $175 $263
South Padre Island town, Texas $140 $186 $279

Port Isabel, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Port Isabel, TX7.5%21.8%
Laguna Heights11.02%22.5%
Laguna Vista6.0%16.17%
South Padre Island4.25%9.89%

Port Isabel Renters Insurance as a Percentage of Rent

Port Isabel Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 2.0% $354
$200 to $299 74 10.0% $804
$300 to $499 236 32.0% $1254
$500 to $749 154 20.0% $1929
$750 to $999 169 22.0% $2679
$1,000 to $1,499 85 11.0% $3804

Port Isabel, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Port Isabel Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $6,600$6,100
Net Savings to Port Isabel Home Owner from High Deductible Plan $500

Port Isabel, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Port Isabel, TX Home Replacement Value MORE than Home Value Port Isabel, TX Home Replacement Value LESS than Home Value
Replacement Value $181,500 $107,000
Insurance Premium based on Replacement Value $1,450 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,500 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $375/year

Example Port Isabel Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceFarmers Insurance
Monthly Premium 6175112
Year Built 197719831960
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$100000-$125000$175000-$200000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Port Isabel, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 135,000 Metal Roof 2,180 4 $500 Deductible 570 8 Brick siding yes
1986 80,000 Tile Roof 1,430 2 $2500-$5000 Deductible 510 9 Stucco siding yes
1993 95,000 Shingles Roof 1,320 2 $500- $1000 Deductible 890 10 Wood siding No
1982 100,000 Membrane Roof 1,240 3 $500 Deductible 720 10 Brick siding yes
1993 155,000 Shingles Roof 1,860 4 $500 Deductible 460 5 Stone Siding yes
1974 80,000 Composition Roof 1,100 2 $1000-$2500 Deductible 520 12 Vinyl siding yes
1977 115,000 Shingles Roof 1,700 3 $2500-$5000 Deductible 160 4 Fiber-Cement Siding yes
1962 95,000 Composition Roof 1,620 3 $500- $1000 Deductible 490 7 Wood siding yes
2012 130,000 Membrane Roof 2,240 3 $500 Deductible 270 3 Vinyl siding yes
1968 95,000 Asphalt Shingles Roof 1,600 2 $500- $1000 Deductible 220 4 Wood siding No
2012 200,000 Membrane Roof 2,740 4 $500 Deductible 890 6 Brick siding No
1977 110,000 Composition Roof 1,690 2 $1000-$2500 Deductible 990 9 Stucco siding yes
1996 95,000 Membrane Roof 1,350 2 $1000-$2500 Deductible 100 2 Stone Siding yes
2014 290,000 Metal Roof 3,400 4 $500 Deductible 1180 6 Stone Siding yes
2006 220,000 Slate Shingles Roof 3,260 4 $5000 to $10,000 Deductible 540 7 Vinyl siding No
1966 140,000 Membrane Roof 2,450 4 $1000-$2500 Deductible 1130 9 Vinyl siding yes
2007 125,000 Composition Roof 1,720 3 $1000-$2500 Deductible 180 2 Brick siding No
1991 195,000 Asphalt Shingles Roof 2,980 4 $1000-$2500 Deductible 1160 8 Wood siding yes
1974 115,000 Shingles Roof 1,530 2 $2500-$5000 Deductible 190 3 Stucco siding yes
2002 55,000 Composition Roof 940 2 $500- $1000 Deductible 320 7 Vinyl siding No
1991 175,000 Metal Roof 2,120 3 $500 Deductible 860 7 Brick siding yes
2011 120,000 Metal Roof 1,500 2 $500 Deductible 1010 10 Fiber-Cement Siding yes
1989 90,000 Asphalt Shingles Roof 1,320 3 $2500-$5000 Deductible 400 6 Brick siding No
2011 230,000 Tile Roof 3,220 4 $500 Deductible 570 4 Stone Siding No
2002 140,000 Metal Roof 1,710 4 $500 Deductible 560 6 Wood siding No
1986 155,000 Asphalt Shingles Roof 2,040 4 $500 Deductible 760 9 Wood siding No
1991 95,000 Asphalt Shingles Roof 1,090 2 $500 Deductible 90 1 Brick siding yes
1998 65,000 Wood Shake Roof 960 2 $500- $1000 Deductible 370 8 Wood siding No
2008 190,000 Slate Shingles Roof 2,470 4 $1000-$2500 Deductible 1920 12 Brick siding yes
1981 280,000 Slate Shingles Roof 3,290 4 $1000-$2500 Deductible 990 7 Wood siding No
2012 140,000 Slate Shingles Roof 1,770 3 $500 Deductible 90 1 Vinyl siding No