Port Hueneme Insurance Rates:

Port Hueneme, CA homeowners insurance is roughly $523 to $712, about $43-$59/month. Our all inclusive research indicates shoppers can save upto $246 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
No one has hustled us or made us feel like we had to buy something else from them. i have appreciated that aspect of allstate.
State Farm
I am satisfied with state farm's home insurance. initially, it was frustrating to get the insurance because we had to make all these minor little house improvements, but after we did all that and filled out the paperwork, it was simple and continues to be simple.
State Farm
I hardly ever use the website for this company. Their office is in the nearest town to my house, and I know my agent on a casual level. I don't really need their website, as I have in the past with other insurers. I greatly like this situation...dealing with the company and agent directly and not over some web app.
State Farm
They are accessible if and when I need them. Otherwise, it would be nice to have occasional communication on how I can save more money.
Geico
I dislike how sometimes the price goes up without notice, my dad had State Farm car insurance and we had to switch because it went up $20 a month!
Geico
I am satisfied overall with the service

Port Hueneme, CA Homeowners Insurance By Home Value

Port Hueneme, CA Home Value Total Homes % of Total Average Port Hueneme, CA Homeowners Insurance
Less than $50,000 85 3.0% $43
$100,000 to $124,999 74 2.0% $215
$125,000 to $149,999 46 1.0% $265
$150,000 to $174,999 82 3.0% $314
$175,000 to $199,999 223 8.0% $364
$200,000 to $249,999 500 18.0% $438
$250,000 to $299,999 483 18.0% $536
$300,000 to $399,999 1,151 43.0% $684

Top Home Insurance Agents Near Port Hueneme, CA

Home Insurance Company Near Port Hueneme, CA Homeowners Insurance Agency Near Port Hueneme, CA Address
Allstate Hany Demian 12123 Magnolia Blvd, North Hollywood, CA, 91607
State Farm Jay Lawson 19729 Nordhoff St, Northridge, CA, 91324-3330
Allstate John Jacques 23273 Ventura Blvd, Woodland Hills, CA, 91364
Travelers Linn T Hodge & Sons 11150 Olympic Blvd #950 Los Angeles, LA, CA, 90064
Farmers Mark Radin 11150 W Olympic Blvd Ste 720, Los Angeles, CA, 90064

Cost Of Homeowners Insurance By Street Near Port Hueneme, CA

Streets in Port Hueneme Area Homeowners Insurance Cost
Surfside Dr, 4th Pl, Sharon Ln, Addor St, Seabluff Dr, Guadalcanal St, E Clara St, Garden Grn, Seafoam Ct, Sunkist St$619
W Carmel Green, Island View Cir, N Guam Dr, Kayak Cove, Panama Dr, W A St, Triton St, Midway, Evergreen Sq, Port Hueneme Rd$623
Beachport Dr, Explorer Cove, Fleet St, Balboa St, Crossjack St, Parsons Dr, 1st Ave, Castle Way Ct, S Guam Dr, Florence Ave$610
Bolker Way, Myrna Joyce Dr, Ebb Tide Cir, E B St, E Carmel Green St, Eureka St, 6th Pl, Mariner Cove, Oak Ct, W Fiesta Green$624
E C St, Camelia Dr, Hudson Ln, Polaris Way, Pirate Cove, Seadrift Ct, Bryce Canyon Ave, San Pedro St, Willowbrook Dr, 8th St$615

Port Hueneme, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Port Hueneme$92 to $95
Channel Islands Beach$103
Oxnard$93
El Rio$92

Port Hueneme, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Channel Islands Beach CDP, California $104 $138 $207
Oxnard CCD, Ventura County, California $93 $124 $186
El Rio CDP, California $92 $122 $183

Port Hueneme, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Port Hueneme, CA2.5%10.8%
Channel Islands Beach1.68%10.22%
Oxnard2.32%12.55%
El Rio2.66%20.63%

Port Hueneme Renters Insurance as a Percentage of Rent

Port Hueneme Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 67 1.0% $790
$300 to $499 172 4.0% $1240
$750 to $999 520 13.0% $2665
$1,000 to $1,499 1,574 41.0% $3790
$1,500 or more 1,446 37.0% $5440

Average Cost Of Home Insurance By Company In Areas Nearby Port Hueneme For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsHomesite526
1500002504-6 YearsCentury National427
1500002504-6 YearsWawanesa333
150000500NewIDS Property Casualty361
1500005004-6 YearsIntegon/National466
1500005004-6 YearsPrivilege Underwriters Exch567
15000050026-40 YearsEncompass544
15000050041-70 YearsGeneral Ins417
200000500NewStillwater Ins Co300
2000005004-6 YearsMetropolitan Direct597
20000050026-40 YearsAAA (Interinsurance Exchange)497
2500001000NewHartford (Sentinel)657
2500001000NewState Farm386
25000010001-3 YearsAmerican Modern748
250000100016-25 YearsHartford (Sentinel)1147
250000100016-25 YearsQBE (Balboa)580
250000100041-70 YearsHomesite687
250000500NewQBE (Balboa)471
2500005004-6 YearsTokio Marine America395
2500005007-15 YearsFarmers (Fire Ins)1162
25000050016-25 YearsAmerican Modern855
25000050026-40 YearsHomesite698
300000500NewQBE (Balboa)531

Port Hueneme, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Port Hueneme Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,800$8,300
Net Savings to Port Hueneme Home Owner from High Deductible Plan $1,500

Port Hueneme, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Port Hueneme, CA Home Replacement Value MORE than Home Value Port Hueneme, CA Home Replacement Value LESS than Home Value
Replacement Value $396,000 $262,000
Insurance Premium based on Replacement Value $1,100 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $82,500 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $250/year

Example Port Hueneme Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceChubb Group of Insurance
Monthly Premium 404635
Year Built 197419811967
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$150000-$175000$250000-$300000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Port Hueneme, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 220,000 Tile Roof 1,430 2 $5000 to $10,000 Deductible 250 7 Brick siding No
1964 170,000 Metal Roof 1,100 2 $2500-$5000 Deductible 30 1 Vinyl siding No
1967 190,000 Membrane Roof 1,470 3 $500 Deductible 480 10 Wood siding yes
1982 320,000 Metal Roof 1,690 3 $1000-$2500 Deductible 150 2 Vinyl siding yes
1984 575,000 Asphalt Shingles Roof 3,370 4 > $10,000 Deductible 710 10 Fiber-Cement Siding No
1990 235,000 Wood Shake Roof 1,310 2 $500 Deductible 130 3 Stucco siding No
1964 225,000 Tile Roof 1,370 2 $5000 to $10,000 Deductible 50 2 Fiber-Cement Siding No
1980 290,000 Composition Roof 2,160 3 $500- $1000 Deductible 550 7 Stucco siding No
1979 305,000 Tile Roof 1,580 2 $5000 to $10,000 Deductible 160 3 Wood siding yes
1961 160,000 Slate Shingles Roof 1,140 2 $1000-$2500 Deductible 240 9 Stucco siding No
1983 370,000 Composition Roof 2,390 3 > $10,000 Deductible 420 10 Stone Siding No
1979 330,000 Tile Roof 1,980 3 > $10,000 Deductible 40 1 Wood siding No
1979 235,000 Composition Roof 1,440 3 $500- $1000 Deductible 480 8 Brick siding No
1986 300,000 Wood Shake Roof 2,080 3 $1000-$2500 Deductible 340 5 Stone Siding yes
1989 240,000 Tile Roof 1,420 3 $5000 to $10,000 Deductible 100 3 Vinyl siding yes
1987 360,000 Wood Shake Roof 2,760 4 $500 Deductible 340 4 Brick siding No
1985 225,000 Shingles Roof 1,360 2 $500- $1000 Deductible 220 3 Wood siding No
1979 345,000 Shingles Roof 2,300 4 $500- $1000 Deductible 50 1 Fiber-Cement Siding yes
1973 325,000 Composition Roof 1,980 3 $500 Deductible 490 7 Stone Siding No
1974 490,000 Wood Shake Roof 3,310 4 $1000-$2500 Deductible 160 2 Vinyl siding No
1966 185,000 Metal Roof 1,010 2 $2500-$5000 Deductible 110 3 Stucco siding yes
1983 305,000 Asphalt Shingles Roof 1,850 4 $500- $1000 Deductible 50 1 Stone Siding No
1993 490,000 Asphalt Shingles Roof 3,010 4 $5000 to $10,000 Deductible 640 9 Stone Siding No
1974 180,000 Asphalt Shingles Roof 1,020 2 $500- $1000 Deductible 80 2 Stone Siding No
1983 285,000 Composition Roof 1,880 4 $500- $1000 Deductible 70 1 Vinyl siding No
1967 375,000 Slate Shingles Roof 2,310 4 $500- $1000 Deductible 270 3 Stone Siding yes
1989 400,000 Asphalt Shingles Roof 2,870 4 > $10,000 Deductible 130 2 Wood siding yes
1995 175,000 Slate Shingles Roof 1,250 2 $2500-$5000 Deductible 380 12 Fiber-Cement Siding yes
1970 255,000 Asphalt Shingles Roof 1,680 3 > $10,000 Deductible 190 6 Vinyl siding No
1983 240,000 Membrane Roof 1,860 4 $2500-$5000 Deductible 60 2 Stucco siding yes
1982 350,000 Shingles Roof 2,010 3 $1000-$2500 Deductible 970 12 Stucco siding No
1983 195,000 Shingles Roof 1,240 3 $500- $1000 Deductible 30 1 Wood siding No