$1,511
Homeowners Insurance Cost - Port Arthur, TX
$98,100
Median Home Value - Port Arthur, TX
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.13 | $1,492.87 |
| $1000 Deductible | -$160.47 | $1,350.53 |
| $1500 Deductible | -$239.64 | $1,271.36 |
| $2000 Deductible | -$356.9 | $1,154.1 |
| $2500 Deductible | -$426.1 | $1,084.9 |
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$393 | $1,118 |
| 30 year old | +$23 | $1,534 |
| 40 year old | +$39 | $1,550 |
| 50 year old | +$57 | $1,568 |
| Above 50 year old | +$73 | $1,584 |
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$196 | $1,315 |
| Superior | -$151 | $1,360 |
| Masonry | -$76 | $1,435 |
| Brick | -$76 | $1,435 |
| Hail Resistant Roof | -$45 | $1,466 |
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,541 |
| Swimming Pool With A Diving Board | +$76 | $1,587 |
| Swimming Pool With Slide | +$91 | $1,602 |
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $45 | $1,466 |
| Police Department | $15 | $1,496 |
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$634.62 | $2,146 |
| Filing a Second Liability Claim | +$574.18 | $2,085 |
| Filing a Second Theft Claim | +$574.18 | $2,085 |
| Filing a Second Water Claim | +$498.63 | $2,010 |
| Filing a Fire Claim | +$302.2 | $1,813 |
| Filing a Liability Claim | +$287.09 | $1,798 |
| Filing a Theft Claim | +$287.09 | $1,798 |
| Filing a Water Claim | +$241.76 | $1,753 |
| Filing a Weather Claim | +$241.76 | $1,753 |