Port Arthur Insurance Rates:

Port Arthur, TX homeowners insurance is roughly $862 to $1,166, about $71-$97/month. Our comprehensive analysis indicates shoppers can save as much as $405 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Theft is one of my biggest concerns as a homeowner in my neighborhood and the fact that state farm covers theft gives me confidence in them.
Liberty Mutual
I like the online tool for products i already have, i don't like that i can't see what the difference in my payment would be if i changed my options.
Gulfstream Property And Casualty Insurance Company
I do not like how they threaten to drop me every year if i do not have my roof replaced or get the trees trimmed outside that may touch the roof.
State Farm
State Farm agent is a family friend of mine. She has been working with my family for over 20 years. As someone who is that close and aware of our issues, it's great to have good service from our agent.
Blue Cross Blue Shield
I have had nothing but good customer service from this company and i was quite impressed with it. the people were personable and w very understanding of our needs.
Progressive
I like the customer service. I like the reminders when a premiums is almost due. I like the company overall.
State Farm
The premium is a lot cheaper compared to other companies. Since I am able to bundle my auto insurance it helps reduce the premium
Rvos Insurance
It's extremely easy to use and navigate. I've never really had any issues looking for what I need to, unlike other websites.
State Farm
They do not have either a mobile app or website that allows me to see my personal information. They do have just like a generic website. But it has only basic general information.
Liberty Mutual
The app is the most user-friendly app I've encountered. I love that I can access all of my policy documents on the app and send them out via email if needed. The coverage calculator tool is great for assessing if we need more or less coverage. I also love that I can add items to my policy right from their site/app.
State Farm
Great customer service, easy to understand website, nice and presentable and understanding agents, lots of locations and lots of information to use and tips to save money. The best insurance company I have ever been with and will continue to use them in the future.
Saferoad Insurance
Nothing I dislike about the company I can say 20 more times lol I love the company I really do it's quite good better than most, to be honest with you
State Farm
I dislike the fact that the insurance always goes up a significant amount every quarter. I dislike even more their ability to send me the bill as well as my husband.

Port Arthur, TX Homeowners Insurance By Home Value

Port Arthur, TX Home Value Total Homes % of Total Average Port Arthur, TX Homeowners Insurance
Less than $50,000 5,681 20.0% $273
$50,000 to $59,999 1,660 5.0% $588
$60,000 to $69,999 2,068 7.0% $730
$70,000 to $79,999 2,199 7.0% $841
$80,000 to $89,999 2,447 8.0% $953
$90,000 to $99,999 2,325 8.0% $1064
$100,000 to $124,999 3,007 10.0% $1237
$125,000 to $149,999 2,727 9.0% $1541
$150,000 to $174,999 2,016 7.0% $1825
$175,000 to $199,999 1,268 4.0% $2109
$200,000 to $249,999 1,358 4.0% $2535
$250,000 to $299,999 600 2.0% $3102
$300,000 to $399,999 493 1.0% $3934

Top Home Insurance Agents Near Port Arthur, TX

Home Insurance Company Near Port Arthur, TX Homeowners Insurance Agency Near Port Arthur, TX Address
State Farm Bill Nickum 1930 Texas Ave, Bridge City, TX, 77611-2834
Liberty Mutual Independent Clarke Insurance Inc 4840 Lake St. Lake Charles, Lake Charles, LA, 70605
Farmers Jewel Cole Lutcf 3725 Stagg Dr, Beaumont, TX, 77701
Allstate Maria Flores 5244 Gulfway Dr, Port Arthur, TX, 77642
Farmers Matthew Purgahn 1401 Green Ave, Orange, TX, 77630

Cost Of Homeowners Insurance By Street Near Port Arthur, TX

Streets in Port Arthur Area Homeowners Insurance Cost
Willow Bend Ct, James Ave, Magnolia Ave, Sunken Ct, Fairway Meadows Dr, 60th St, Charles Ave, Drawhorn Dr, Hamilton Court Dr, 61st St$1,044
Eyre St, 53rd St, Evergreen Dr, Dixie Dr, Fort Worth Ave, Amy St, Linn St, Medical Triangle Dr, Marshall Ave, Honeywood Trl$1,013
Southwind, Washington, Jimmy Johnson Blvd, Boyd Ave, 77th St, Amherst St, FM 3514, Mimosa St, S 3 1/2 St, Manning St$1,013
Gloria Ct, Oak S, 35th St, Royal Meadows Blvd, Zion St, Dr Rev Ransom Howard, Montclair Dr, Oakmont Dr, 46th St, Reynolds Ln$1,057
Cobblestone Ln, Avenue M Ave, Ave O, Orchid St, Ridgewood Dr, Sassine Ave, E Kitchen Dr, N 15th St, Live Oak St, Kelliwood Dr$1,051
N 16th St, Cherry St, N 22nd St, Galveston Ave, N 26th St, Zwolle Blvd, N 18th St, Bryan Ave, Afton St, Boston Ave$1,018
Tulane Ave, Bluebonnet Ave, Erwin St, Mire St, S 9th St, Delta Dr, Sheridan Ln, Graves Ave, Cedar Springs Ln, Lavender St$1,038
Mazur Dr, Avenue B Ave, Amino St, Sabine Ave, Dorsey St, Milo Ave, Shelley Dr, Waco Ave, Pecan St, Avalon Ave$1,033
Big Bend Ave, Sunken Ct, Wagner St, Lake Tahoe, Pure Oil Rd, S 16th St, Dogwood Ln, Turtle Creek Dr, Terrace Ave, Hickory$1,019
W Boston Ave, Cheryl Ct, Canal St, W Parkway St, Newton Ave, 38th St, Atlanta Ave, Briarwood Ln, Bowlin Ave, Monroe St$1,011

Port Arthur, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Port Arthur$151 to $154
Port Neches$155
Groves$152
Nederland$154

Port Arthur, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Port Neches city, Texas $155 $207 $311
Groves city, Texas $152 $203 $305
Nederland city, Texas $154 $205 $308

Port Arthur, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Port Arthur, TX7.1%22.2%
Port Neches6.43%17.85%
Groves6.94%21.39%
Nederland7.11%18.73%

Port Arthur Renters Insurance as a Percentage of Rent

Port Arthur Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 673 5.0% $357
$200 to $299 777 6.0% $807
$300 to $499 1,248 10.0% $1257
$500 to $749 4,174 35.0% $1932
$750 to $999 3,023 25.0% $2682
$1,000 to $1,499 1,727 14.0% $3807
$1,500 or more 184 1.0% $5457

Port Arthur, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Port Arthur Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to Port Arthur Home Owner from High Deductible Plan $600

Port Arthur, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Port Arthur, TX Home Replacement Value MORE than Home Value Port Arthur, TX Home Replacement Value LESS than Home Value
Replacement Value $202,000 $128,500
Insurance Premium based on Replacement Value $1,550 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $45,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $200/year

Example Port Arthur Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceChubb Group of Insurance
Monthly Premium 919677
Year Built 196119561992
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$125000-$150000$100000-$125000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Port Arthur, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 120,000 Tile Roof 2,190 3 $500 Deductible 490 4 Wood siding yes
1972 175,000 Slate Shingles Roof 2,330 3 $1000-$2500 Deductible 380 4 Wood siding yes
1957 125,000 Membrane Roof 1,680 2 $1000-$2500 Deductible 370 6 Brick siding yes
1963 105,000 Wood Shake Roof 1,720 4 $500 Deductible 590 8 Stone Siding No
1981 80,000 Asphalt Shingles Roof 1,320 2 $500 Deductible 140 2 Wood siding No
1988 255,000 Shingles Roof 3,230 4 $2500-$5000 Deductible 1020 8 Stucco siding No
1958 145,000 Shingles Roof 2,140 4 $500- $1000 Deductible 490 6 Fiber-Cement Siding No
1972 145,000 Wood Shake Roof 2,130 4 $500- $1000 Deductible 990 10 Fiber-Cement Siding No
1962 150,000 Metal Roof 2,340 3 $500- $1000 Deductible 1400 12 Stone Siding yes
1966 155,000 Membrane Roof 1,930 4 $500 Deductible 430 5 Stone Siding No
1995 205,000 Wood Shake Roof 3,040 4 $500 Deductible 200 1 Vinyl siding yes
1999 115,000 Shingles Roof 2,020 4 $500 Deductible 70 1 Vinyl siding No
1962 210,000 Shingles Roof 2,780 4 $2500-$5000 Deductible 520 5 Stone Siding No
1965 240,000 Metal Roof 3,060 4 $1000-$2500 Deductible 1400 9 Stone Siding yes
1986 65,000 Composition Roof 1,250 3 $2500-$5000 Deductible 120 3 Fiber-Cement Siding yes
1996 175,000 Metal Roof 3,000 4 $500- $1000 Deductible 370 2 Stone Siding No
1960 110,000 Tile Roof 1,620 4 $2500-$5000 Deductible 280 5 Wood siding yes