Port Arthur Insurance Rates:

Port Arthur, TX homeowners insurance is roughly $862 to $1,166, about $71-$97/month. Our comprehensive analysis indicates shoppers can save as much as $405 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Theft is one of my biggest concerns as a homeowner in my neighborhood and the fact that state farm covers theft gives me confidence in them.
Southern Mutual Insurance Company
A rodent chewed through some piping in our attic, an insurance adjuster was sent to our home to review the potential damage. he was not friendly and he did not provide us with much explanation or information on what the actual damages were. the company needs to consider how personable their employees are.
Liberty Mutual
I like the online tool for products i already have, i don't like that i can't see what the difference in my payment would be if i changed my options.

Port Arthur, TX Homeowners Insurance By Home Value

Port Arthur, TX Home Value Total Homes % of Total Average Port Arthur, TX Homeowners Insurance
Less than $50,000 5,681 20.0% $273
$50,000 to $59,999 1,660 5.0% $588
$60,000 to $69,999 2,068 7.0% $730
$70,000 to $79,999 2,199 7.0% $841
$80,000 to $89,999 2,447 8.0% $953
$90,000 to $99,999 2,325 8.0% $1064
$100,000 to $124,999 3,007 10.0% $1237
$125,000 to $149,999 2,727 9.0% $1541
$150,000 to $174,999 2,016 7.0% $1825
$175,000 to $199,999 1,268 4.0% $2109
$200,000 to $249,999 1,358 4.0% $2535
$250,000 to $299,999 600 2.0% $3102
$300,000 to $399,999 493 1.0% $3934

Top Home Insurance Agents Near Port Arthur, TX

Home Insurance Company Near Port Arthur, TX Homeowners Insurance Agency Near Port Arthur, TX Address
State Farm Bill Nickum 1930 Texas Ave, Bridge City, TX, 77611-2834
Liberty Mutual Independent Clarke Insurance Inc 4840 Lake St. Lake Charles, Lake Charles, LA, 70605
Farmers Jewel Cole Lutcf 3725 Stagg Dr, Beaumont, TX, 77701
Allstate Maria Flores 5244 Gulfway Dr, Port Arthur, TX, 77642
Farmers Matthew Purgahn 1401 Green Ave, Orange, TX, 77630

Cost Of Homeowners Insurance By Street Near Port Arthur, TX

Streets in Port Arthur Area Homeowners Insurance Cost
Willow Bend Ct, James Ave, Magnolia Ave, Sunken Ct, Fairway Meadows Dr, 60th St, Charles Ave, Drawhorn Dr, Hamilton Court Dr, 61st St$1,044
Eyre St, 53rd St, Evergreen Dr, Dixie Dr, Fort Worth Ave, Amy St, Linn St, Medical Triangle Dr, Marshall Ave, Honeywood Trl$1,013
Southwind, Washington, Jimmy Johnson Blvd, Boyd Ave, 77th St, Amherst St, FM 3514, Mimosa St, S 3 1/2 St, Manning St$1,013
Gloria Ct, Oak S, 35th St, Royal Meadows Blvd, Zion St, Dr Rev Ransom Howard, Montclair Dr, Oakmont Dr, 46th St, Reynolds Ln$1,057
Cobblestone Ln, Avenue M Ave, Ave O, Orchid St, Ridgewood Dr, Sassine Ave, E Kitchen Dr, N 15th St, Live Oak St, Kelliwood Dr$1,051
N 16th St, Cherry St, N 22nd St, Galveston Ave, N 26th St, Zwolle Blvd, N 18th St, Bryan Ave, Afton St, Boston Ave$1,018
Tulane Ave, Bluebonnet Ave, Erwin St, Mire St, S 9th St, Delta Dr, Sheridan Ln, Graves Ave, Cedar Springs Ln, Lavender St$1,038
Mazur Dr, Avenue B Ave, Amino St, Sabine Ave, Dorsey St, Milo Ave, Shelley Dr, Waco Ave, Pecan St, Avalon Ave$1,033
Big Bend Ave, Sunken Ct, Wagner St, Lake Tahoe, Pure Oil Rd, S 16th St, Dogwood Ln, Turtle Creek Dr, Terrace Ave, Hickory$1,019
W Boston Ave, Cheryl Ct, Canal St, W Parkway St, Newton Ave, 38th St, Atlanta Ave, Briarwood Ln, Bowlin Ave, Monroe St$1,011

Port Arthur, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Port Arthur$151 to $154
Port Neches$155
Groves$152
Nederland$154

Port Arthur, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Port Neches city, Texas $155 $207 $311
Groves city, Texas $152 $203 $305
Nederland city, Texas $154 $205 $308

Port Arthur, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Port Arthur, TX7.1%22.2%
Port Neches6.43%17.85%
Groves6.94%21.39%
Nederland7.11%18.73%

Port Arthur Renters Insurance as a Percentage of Rent

Port Arthur Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 673 5.0% $357
$200 to $299 777 6.0% $807
$300 to $499 1,248 10.0% $1257
$500 to $749 4,174 35.0% $1932
$750 to $999 3,023 25.0% $2682
$1,000 to $1,499 1,727 14.0% $3807
$1,500 or more 184 1.0% $5457

Port Arthur, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Port Arthur Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to Port Arthur Home Owner from High Deductible Plan $600

Port Arthur, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Port Arthur, TX Home Replacement Value MORE than Home Value Port Arthur, TX Home Replacement Value LESS than Home Value
Replacement Value $202,000 $128,500
Insurance Premium based on Replacement Value $1,550 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $45,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $200/year

Example Port Arthur Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceChubb Group of Insurance
Monthly Premium 919677
Year Built 196119561992
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$125000-$150000$100000-$125000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Port Arthur, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 155,000 Membrane Roof 1,930 4 $500 Deductible 430 5 Stone Siding No
1995 205,000 Wood Shake Roof 3,040 4 $500 Deductible 200 1 Vinyl siding yes
1999 115,000 Shingles Roof 2,020 4 $500 Deductible 70 1 Vinyl siding No
1962 210,000 Shingles Roof 2,780 4 $2500-$5000 Deductible 520 5 Stone Siding No
1965 240,000 Metal Roof 3,060 4 $1000-$2500 Deductible 1400 9 Stone Siding yes
1986 65,000 Composition Roof 1,250 3 $2500-$5000 Deductible 120 3 Fiber-Cement Siding yes
1996 175,000 Metal Roof 3,000 4 $500- $1000 Deductible 370 2 Stone Siding No
1960 110,000 Tile Roof 1,620 4 $2500-$5000 Deductible 280 5 Wood siding yes