Port Aransas Insurance Rates:

Port Aransas, TX homeowners insurance is roughly $948 to $1,301, about $79-$108/month. Our extensive research reveals consumers can save upto $450 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Port Aransas, TX Homeowners Insurance By Home Value

Port Aransas, TX Home Value Total Homes % of Total Average Port Aransas, TX Homeowners Insurance
Less than $50,000 138 5.0% $90
$70,000 to $79,999 54 2.0% $292
$80,000 to $89,999 84 3.0% $326
$100,000 to $124,999 86 3.0% $427
$150,000 to $174,999 393 15.0% $630
$175,000 to $199,999 169 6.0% $731
$200,000 to $249,999 348 13.0% $877
$250,000 to $299,999 554 21.0% $1080
$300,000 to $399,999 728 27.0% $1372

Top Home Insurance Agents Near Port Aransas, TX

Home Insurance Company Near Port Aransas, TX Homeowners Insurance Agency Near Port Aransas, TX Address
NA Star Advantage Insurance Agency, Inc. 15201 S Padre Island Dr Ste 140 Corpus Christi, Corpus Christi, TX, 78418
Allstate Gsm Insurors 1102 E Laurel St, Rockport, TX, 78382
Allstate Keetch & Associates 120 E San Patricio Ave, Mathis, TX, 78368
Allstate Laura Harris 3837 S Padre Island Dr, Corpus Christi, TX, 78415
State Farm Matt Sablatura 2741 Dallas Ave, Ingleside, TX, 78362-5715

Port Aransas, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Corpus Christi city, Texas $154 $205 $308
Ingleside on the Bay city, Texas $158 $211 $317
Ingleside city, Texas $153 $204 $306

Port Aransas, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Port Aransas, TX4.2%14.7%
Port Aransas4.19%14.65%
Ingleside on the Bay6.31%14.51%
Ingleside6.78%16.77%

Port Aransas Renters Insurance as a Percentage of Rent

Port Aransas Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 52 2.0% $1218
$500 to $749 250 12.0% $1893
$750 to $999 180 9.0% $2643
$1,000 to $1,499 629 32.0% $3768
$1,500 or more 812 41.0% $5418

Port Aransas, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Port Aransas Homeowner Insurance Premium Example $2,200$2,000
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,800$18,200
Net Savings to Port Aransas Home Owner from High Deductible Plan $600

Port Aransas, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Port Aransas, TX Home Replacement Value MORE than Home Value Port Aransas, TX Home Replacement Value LESS than Home Value
Replacement Value $354,000 $237,000
Insurance Premium based on Replacement Value $3,550 $2,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,500 Risk Exposure from Under Insuring Coverage is $61,500
Premium Impact Insurance cheaper by $625/year Insurance costlier by $550/year

Example Port Aransas Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersUSAA groupFarmers Insurance
Monthly Premium 134199101
Year Built 198819952003
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$250000-$300000$250000-$300000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Port Aransas, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 205,000 Shingles Roof 1,640 3 $2500-$5000 Deductible 100 1 Stone Siding yes
1996 395,000 Tile Roof 2,450 4 $5000 to $10,000 Deductible 1280 6 Fiber-Cement Siding No
2002 395,000 Metal Roof 2,460 4 $500 Deductible 980 3 Stucco siding yes
2013 335,000 Membrane Roof 2,280 3 $500 Deductible 2310 10 Fiber-Cement Siding yes
1986 255,000 Asphalt Shingles Roof 1,500 2 $2500-$5000 Deductible 260 2 Stucco siding No
1998 285,000 Shingles Roof 1,670 2 > $10,000 Deductible 110 1 Fiber-Cement Siding yes
1990 415,000 Asphalt Shingles Roof 3,030 4 $2500-$5000 Deductible 2650 12 Vinyl siding No
2012 210,000 Tile Roof 1,450 3 $1000-$2500 Deductible 620 4 Vinyl siding No
2005 215,000 Membrane Roof 1,760 2 $5000 to $10,000 Deductible 780 8 Wood siding yes
1989 130,000 Composition Roof 1,080 2 $500 Deductible 830 10 Brick siding No
1986 160,000 Metal Roof 1,120 2 $500- $1000 Deductible 130 1 Fiber-Cement Siding No
1990 190,000 Shingles Roof 1,480 3 $2500-$5000 Deductible 620 5 Wood siding No
1980 340,000 Wood Shake Roof 2,130 4 > $10,000 Deductible 750 6 Stone Siding No
1991 290,000 Asphalt Shingles Roof 2,040 4 $500- $1000 Deductible 1800 10 Vinyl siding yes
2012 230,000 Asphalt Shingles Roof 1,520 2 > $10,000 Deductible 700 10 Stone Siding No
1991 245,000 Wood Shake Roof 1,790 4 $5000 to $10,000 Deductible 690 7 Wood siding No
1993 165,000 Slate Shingles Roof 1,330 2 $500 Deductible 750 6 Stone Siding yes
1984 255,000 Wood Shake Roof 1,620 2 $2500-$5000 Deductible 270 2 Brick siding yes
1981 225,000 Composition Roof 1,340 3 $500 Deductible 350 3 Vinyl siding yes
2008 190,000 Asphalt Shingles Roof 1,250 3 $2500-$5000 Deductible 210 2 Stone Siding No
1987 160,000 Slate Shingles Roof 1,020 2 $500 Deductible 1160 10 Stucco siding yes
2008 430,000 Membrane Roof 2,530 4 $1000-$2500 Deductible 1730 5 Fiber-Cement Siding yes
2011 345,000 Tile Roof 1,960 3 $2500-$5000 Deductible 1690 9 Fiber-Cement Siding yes
1980 280,000 Wood Shake Roof 1,620 3 > $10,000 Deductible 1000 10 Brick siding No
1988 260,000 Tile Roof 1,840 4 $5000 to $10,000 Deductible 580 5 Fiber-Cement Siding No
2002 160,000 Metal Roof 1,300 2 $500 Deductible 1310 9 Brick siding No
1989 190,000 Slate Shingles Roof 1,520 3 $5000 to $10,000 Deductible 710 6 Brick siding yes
2014 165,000 Tile Roof 1,220 2 $5000 to $10,000 Deductible 1000 12 Stone Siding yes
1989 190,000 Asphalt Shingles Roof 1,130 2 $2500-$5000 Deductible 740 8 Stone Siding No
2013 150,000 Asphalt Shingles Roof 1,230 2 $500 Deductible 510 6 Fiber-Cement Siding yes
1991 385,000 Composition Roof 2,210 3 $1000-$2500 Deductible 1720 7 Wood siding yes
2010 175,000 Slate Shingles Roof 1,300 2 $500 Deductible 230 2 Brick siding No