Port Allen, LA homeowners insurance is roughly $1,056 to $1,446, about $88-$120/month. Our detailed analysis indicates shoppers can save as much as $500 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Port Allen, LA | Homeowners Insurance Agency Near Port Allen, LA | Address |
|---|---|---|
| Liberty Mutual Independent | Fourrier Agency Inc | 4275 Government St Baton Rouge, Baton Rouge, LA, 70806 |
| Travelers | Louisiana Companies | 801 North Blvd Baton Rouge, Baton Rouge, LA, 70802 |
| State Farm | Steve Johnson | 13480 Coursey Blvd, Baton Rouge, LA, 70816-4972 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Brusly town, Louisiana | $198 | $264 | $396 |
| Baton Rouge city, Louisiana | $194 | $258 | $387 |
| West Baton Rouge Parish, Louisiana | $191 | $255 | $383 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Port Allen, LA | 9.6% | 37.9% |
| Brusly | 7.66% | 31.57% |
| Baton Rouge | 9.02% | 29.72% |
| West Baton Rouge | 9.13% | 34.92% |
| Port Allen Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 83 | 12.0% | $1263 |
| $500 to $749 | 197 | 29.0% | $1938 |
| $750 to $999 | 249 | 37.0% | $2688 |
| $1,000 to $1,499 | 109 | 16.0% | $3813 |
| $1,500 or more | 25 | 3.0% | $5463 |
| Streets in Port Allen Area | Homeowners Insurance Cost |
|---|---|
| S Kirkland Dr, Lee Dr, State Rte 986, State Rte 986, Babytown Ln, River Park Ln, Louisiana Ave, Ross St, Lobdell Hwy, Avenue E | $1,306 |
| W Catherine Rd, 14th St, Louise Dr, Hilda Ct, N River Rd, N Alexander Ave, Chad Ave, Court St, Billups Ln, Hollywood Ct | $1,276 |
| 4th St, Allendale Dr, 2nd St, Courtney Dr, Heliotrope St, W Main St, Kim Ave, State Rte 990, Leblanc Rd, E Main St | $1,279 |
| 2nd St, Sheller Ct, Safford Blvd, Willow Glen, State Rte 987-2, Kim St, 3rd St, Robin St, St Rita, Stanton St | $1,284 |
| Clark St, State Rte 988, 4th St, Key Largo Dr, 1st St, Corn Maize Ln, N Westport Dr, Dunleith Ave, Magazine St, Blacksmith Rd | $1,301 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Port Allen | $186 to $189 |
| Brusly | $198 |
| Baton Rouge | $193 |
| West Baton Rouge | $191 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $100,000 | $50,000 | brick veneer | 25-year | Allstate Ins Co | $1673 |
| $200,000 | $100,000 | brick veneer | 10-year | Coastal Select Ins Co | $1231 |
| $200,000 | $100,000 | brick veneer | 10-year | Encompass Ins Co Of America | $2051 |
| $200,000 | $100,000 | Frame | 10-year | Great Northern Ins Co | $3710 |
| $100,000 | $50,000 | brick veneer | 25-year | Hanover American Ins Co | $1355 |
| $200,000 | $100,000 | brick veneer | 10-year | Maison Ins Co | $956 |
| $200,000 | $100,000 | brick veneer | 10-year | Safeco Ins Co Of Oregon | $1511 |
| $200,000 | $100,000 | brick veneer | 10-year | Stillwater Ins Co | $1753 |
| $200,000 | $100,000 | brick veneer | 10-year | The Standard Fire Ins Co | $2740 |
| $200,000 | $100,000 | brick veneer | 10-year | The Travelers Indem Co Of America | $1673 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $3,800 |
| Yearly Port Allen Homeowner Insurance Premium Example | $2,800 | $2,400 |
| Out of Pocket Expense During Claim | $1,800 | $3,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $24,200 | $23,000 |
| Net Savings to Port Allen Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Port Allen, LA Home Replacement Value MORE than Home Value | Port Allen, LA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $172,500 | $105,000 |
| Insurance Premium based on Replacement Value | $2,475 | $1,500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $33,000 | Risk Exposure from Under Insuring Coverage is $34,500 |
| Premium Impact | Insurance cheaper by $500/year | Insurance costlier by $475/year |
| Insurance Company | Allstate | State Farm | GEICO Insurance |
| Monthly Premium | 120 | 229 | 102 |
| Year Built | 1972 | 1963 | 1954 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $75000-$100000 | $175000-$200000 | $75000-$100000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $500- $1000 Deductible |