Poplar Bluff Insurance Rates:

Poplar Bluff, MO homeowners insurance is roughly $804 to $1,093, about $67-$91/month. Our detailed analysis reveals consumers can save upto $379 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Allstate has average pricing though. i wish they could cut down their prices more so that they could all be afforded by everyone. not just specific group of people
State Farm
I like state farm because they were not only prompt and courteous, they check on you to make sure the claim process was satisfactory and they check on you personally.
Shelter
The website is easy to navigate and helpful to me. I haven't had any issues with it and I can always find what I'm looking for so I can say I'm satisfied with how the website is done. It's pretty easy and that's what I like.
Farmer's Insurance
There is not a mobile application for their company. Their website is simple and gives the basic information needed to contact them.
Liberty Mutual
I disliked the fact that it takes a very long time to reach their customer service
State Farm
I think I can do better with another home insurance. The amount is not too bad but I think that there are better options available. My premium, by the way, is done through my mortgage company.
Allstate
We have only communicated with our local agent and it has been nothing but pleasant. No issues with him or the company at all.
Aaa
The prices are competitive. They might not be the absolute lowest but when you go with the cheapest sometimes you get what you pay for and they're not there when you need them. I like having the AAA name behind my home, the same name that gives you confidence when driving you car. Finally, there wasn't a lot of fuss like a lot of companies when you join where they come in to inspect ask you all sorts of questions about things that aren't any of their business. Overall a good company.
Shelter
We have used Shelter Insurance for more than 20 years. The price of our home insurance is very reasonable and can't be beat. We've tried to see if there are lower quotes out there, but there are not.
Shelter
They also work with the mortgage company to make sure your monthly mortgage includes the necessary insurance for your home.

Poplar Bluff, MO Homeowners Insurance By Home Value

Poplar Bluff, MO Home Value Total Homes % of Total Average Poplar Bluff, MO Homeowners Insurance
Less than $50,000 1,484 24.0% $255
$50,000 to $59,999 410 6.0% $549
$60,000 to $69,999 284 4.0% $682
$70,000 to $79,999 411 6.0% $786
$80,000 to $89,999 472 7.0% $891
$90,000 to $99,999 576 9.0% $995
$100,000 to $124,999 558 9.0% $1156
$125,000 to $149,999 423 7.0% $1440
$150,000 to $174,999 377 6.0% $1706
$175,000 to $199,999 278 4.0% $1971
$200,000 to $249,999 357 5.0% $2370
$250,000 to $299,999 194 3.0% $2900
$300,000 to $399,999 177 2.0% $3678

Top Home Insurance Agents Near Poplar Bluff, MO

Home Insurance Company Near Poplar Bluff, MO Homeowners Insurance Agency Near Poplar Bluff, MO Address
State Farm Brett Mcmillon 173 S 3rd Ave, Piggott, AR, 72454
State Farm Craig Heisserer 1895 N Westwood Blvd, Poplar Bluff, MO, 63901-2833
Allstate Crancer-Sigsby Ins 107 W 4th St, Rector, AR, 72461
Allstate Martin Agency Inc 210 W BROADWAY, POCAHONTAS, AR, 72455
Travelers Self Insurance Agency 2201 E Malone Ave, Sikeston, MO, 63801

Cost Of Homeowners Insurance By Street Near Poplar Bluff, MO

Streets in Poplar Bluff Area Homeowners Insurance Cost
Country Rd 314 A, Light Plant Dr, Co Rd 367, Melissa Ln, Co Rd 455, Marshall St, Co Rd 369, Co Rd 437, Co Rd 527, Old Military Rd$962
Scarlet Dr, Mimosa Rd, Strawberry Ln, Raccoon Ln, Ramie Ln, Co Rd 332, W Harper St, Gvillo Ln, Co Rd 412, N 12th St$999
Black River Industrial Park Rd, S A Stsshort A St, Fairway Dr, 7th St, Richland Ln, Merino Ln, Co Rd 530, N D St, Ellen Dr, McGill Rd$911
Co Rd 612, Terrace Trl, Kanell Blvd, Co Rd 361, Co Rd 408, Southland Dr, Co Rd 508, Pershing St, State Hwy Pp, Big Bend Rd$972
Katy Ln, Co Rd 654, Co Rd 4703, S Broadway, N 2nd St, Walnut St, Co Rd 4761, Co Rd 602, Co Rd 458, Roxie Rd$974
Lindsay, Riverwalk Ln, Co Rd 343, Short 5th St, Rescue Ln, Erb St, Begley St, Mary Helen Ln, Luella Ln, Co Rd 635$958
Homer Ave, Radio Ln, Mulberry St, Washington St, State Hwy Pp, Don St, Flint St, Co Rd 484, State Hwy Kk, State Hwy O$963
Co Rd 461, Co Rd 559, Cr 452, Co Rd 213, Misty Meadow Rd, E Outer Rd, W Susan Pl, Commerce St, State Hwy P, Cr 437$998
Co Rd 217, Co Rd 470, Co Rd 338, Co Rd 4721, Foley St, Co Rd 682, Tamara Ln, S 11th St, Northwood Dr, Co Rd Line 369$938
N F St, Co Rd 210, Co Rd 660, Co Rd 254, Kanell Blvd, Beaverlake Rd, Co Rd 606, Rock Falls Ln, Co Rd 267B, Heritage Ln$931

Poplar Bluff, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Poplar Bluff$141 to $144
Butler County$142
Harviell$132
Beaver Dam$141

Poplar Bluff, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Butler County, Missouri $142 $189 $284
Beaver Dam township, Butler County, Missouri $142 $189 $284
Black River township, Butler County, Missouri $147 $196 $294

Poplar Bluff, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Poplar Bluff, MO8.5%24.8%
Butler County8.82%24.51%
Beaver Dam8.64%27.93%
Black River8.23%26.28%

Poplar Bluff Renters Insurance as a Percentage of Rent

Poplar Bluff Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 106 2.0% $357
$200 to $299 328 7.0% $807
$300 to $499 1,068 25.0% $1257
$500 to $749 2,006 47.0% $1932
$750 to $999 638 14.0% $2682
$1,000 to $1,499 121 2.0% $3807

Poplar Bluff, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Poplar Bluff Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Poplar Bluff Home Owner from High Deductible Plan $600

Poplar Bluff, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Poplar Bluff, MO Home Replacement Value MORE than Home Value Poplar Bluff, MO Home Replacement Value LESS than Home Value
Replacement Value $78,500 $50,500
Insurance Premium based on Replacement Value $475 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Poplar Bluff Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmerican Family InsuranceTravelers
Monthly Premium 483059
Year Built 196319941947
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$75000-$100000$175000-$200000
Deductible $500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Poplar Bluff, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 115,000 Slate Shingles Roof 1,600 5 $500- $1000 Deductible 550 9 Vinyl siding yes
1998 250,000 Shingles Roof 3,790 5 $500- $1000 Deductible 360 3 Wood siding No
1964 175,000 Membrane Roof 3,170 5 $2500-$5000 Deductible 330 7 Stone Siding yes
1980 95,000 Metal Roof 1,420 3 $2500-$5000 Deductible 130 6 Brick siding No
1984 130,000 Tile Roof 1,730 2 $1000-$2500 Deductible 210 5 Vinyl siding yes
1965 100,000 Shingles Roof 1,530 5 $1000-$2500 Deductible 390 9 Vinyl siding yes
1987 255,000 Shingles Roof 4,030 5 > $10,000 Deductible 670 12 Vinyl siding No
1972 90,000 Composition Roof 1,680 4 $500 Deductible 430 9 Stone Siding yes
1993 180,000 Tile Roof 3,180 4 $5000 to $10,000 Deductible 50 1 Wood siding yes
2008 90,000 Wood Shake Roof 1,470 2 $1000-$2500 Deductible 30 1 Stone Siding No
1996 125,000 Asphalt Shingles Roof 1,630 4 $500 Deductible 60 1 Wood siding No
2006 105,000 Wood Shake Roof 1,700 2 $1000-$2500 Deductible 330 9 Stucco siding No
1975 100,000 Membrane Roof 1,860 4 $2500-$5000 Deductible 50 2 Brick siding yes
1988 220,000 Slate Shingles Roof 2,870 5 $500 Deductible 650 7 Fiber-Cement Siding yes
1969 65,000 Tile Roof 1,090 2 $500- $1000 Deductible 250 12 Stucco siding yes
2006 115,000 Slate Shingles Roof 1,440 2 $1000-$2500 Deductible 260 8 Stucco siding No
1977 130,000 Asphalt Shingles Roof 1,880 4 $1000-$2500 Deductible 50 1 Stucco siding No
2004 115,000 Wood Shake Roof 2,090 4 $500 Deductible 190 5 Wood siding yes
2001 75,000 Tile Roof 1,200 3 $1000-$2500 Deductible 60 3 Brick siding No
1970 125,000 Tile Roof 1,650 3 $500- $1000 Deductible 600 12 Stucco siding No
2000 55,000 Asphalt Shingles Roof 1,010 2 $500 Deductible 120 6 Fiber-Cement Siding No
1984 175,000 Asphalt Shingles Roof 2,460 4 $1000-$2500 Deductible 320 5 Vinyl siding No
2005 80,000 Metal Roof 1,400 2 $500 Deductible 90 3 Brick siding No
1987 100,000 Metal Roof 1,470 2 $2500-$5000 Deductible 290 10 Wood siding No
2000 85,000 Membrane Roof 1,200 3 $500 Deductible 170 5 Vinyl siding yes
2003 105,000 Tile Roof 1,850 3 $1000-$2500 Deductible 410 9 Stucco siding No
1944 110,000 Metal Roof 1,530 2 $500 Deductible 160 4 Stone Siding No
2001 185,000 Tile Roof 3,430 5 $5000 to $10,000 Deductible 320 8 Fiber-Cement Siding yes
1968 185,000 Membrane Roof 2,370 5 $5000 to $10,000 Deductible 430 12 Vinyl siding No
1942 220,000 Asphalt Shingles Roof 3,050 4 > $10,000 Deductible 320 6 Vinyl siding yes
1948 320,000 Tile Roof 4,870 5 $1000-$2500 Deductible 700 6 Wood siding No
1996 70,000 Membrane Roof 1,260 3 $2500-$5000 Deductible 80 3 Wood siding No
1998 180,000 Metal Roof 2,330 3 $5000 to $10,000 Deductible 40 1 Wood siding No
2008 85,000 Wood Shake Roof 1,230 3 $2500-$5000 Deductible 220 10 Brick siding No