Pontoon Beach Insurance Rates:

Pontoon Beach, IL homeowners insurance is nearly $616 to $840, about $51-$70/month. Our extensive analysis reveals consumers can save upto $290 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Pontoon Beach, IL Homeowners Insurance By Home Value

Pontoon Beach, IL Home Value Total Homes % of Total Average Pontoon Beach, IL Homeowners Insurance
Less than $50,000 436 25.0% $196
$50,000 to $59,999 47 2.0% $414
$60,000 to $69,999 117 6.0% $516
$70,000 to $79,999 108 6.0% $596
$80,000 to $89,999 136 7.0% $676
$90,000 to $99,999 125 7.0% $756
$100,000 to $124,999 156 9.0% $879
$125,000 to $149,999 104 6.0% $1097
$150,000 to $174,999 117 6.0% $1301
$175,000 to $199,999 130 7.0% $1497
$200,000 to $249,999 142 8.0% $1802
$250,000 to $299,999 62 3.0% $2202
$300,000 to $399,999 25 1.0% $2798

Top Home Insurance Agents Near Pontoon Beach, IL

Home Insurance Company Near Pontoon Beach, IL Homeowners Insurance Agency Near Pontoon Beach, IL Address
Travelers A Jay Meier & Associates Insurance Agency 2115 SOUTH BRENTWOOD BLVD, ST LOUIS, MO, 63144
Travelers Clark-Lami-Hembree 14288 MANCHESTER RD, MANCHESTER, MO, 63011
State Farm Dennis Fenton 114 School Street, Hillsboro, IL, 62049-1546
Travelers Insurance Consultants Inc 1064 SO WOODS MILL ROAD, CHESTERFIELD, MO, 63017
State Farm Roland Dickhans Jr 14173 Manchester Rd Ste A, Manchester, MO, 63011-4524

Cost Of Homeowners Insurance By Street Near Pontoon Beach, IL

Streets in Pontoon Beach Area Homeowners Insurance Cost
Rottingham Ct, Ruth Dr, Collinsville Rd, Parkview Dr, Bus Center Ct, Margaret Ave, Schoolhouse Rd, Golf Dr, Eastport Executive Dr, Rene Ave$716
Roger Dr, Sandstone Dr, Co Rd 69, Jennifer Xing, Briar Ridge, Daniel Boone Trl, Big Four Pl, Idle Acres Ln, Mockingbird Ln, Sequoia Dr$755
Meadowlark Ct, Sandy Shore Dr, Strarford Ln, Garden Ln, Knecht Rd, N 61st St, Vesci Ave, Drake St, Kelly Dr, Thomas Ct$723
Watertown Cir, Lakeview Dr, Fairway Blvd, Route 66 Business Park Dr, Drury Inn Dr, Carolyn Blvd, Layton Rd, Cambridge Ct, Theikler Rd, Redbud Ln$723
Carr St, Northbridge Dr, Stephenson Ave, Coventry Ln, Iris Ave, Charleston Cir, Cemetery Rd, Smith Ave, Cynthia Ln, Violet Ave$724

Pontoon Beach, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pontoon Beach$108 to $111
Nameoki$109
Madison$106
Granite City$108

Pontoon Beach, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nameoki township, Madison County, Illinois $91 $121 $182
Madison city, Illinois $89 $118 $177
Granite City city, Illinois $91 $121 $181

Pontoon Beach, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pontoon Beach, IL5.2%12.8%
Pontoon Beach5.18%12.75%
Madison6.38%18.79%
Granite City6.04%15.2%

Pontoon Beach Renters Insurance as a Percentage of Rent

Pontoon Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 236 47.0% $1931
$750 to $999 150 30.0% $2681
$1,000 to $1,499 107 21.0% $3806

Pontoon Beach, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Pontoon Beach Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Pontoon Beach Home Owner from High Deductible Plan $600

Pontoon Beach, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pontoon Beach, IL Home Replacement Value MORE than Home Value Pontoon Beach, IL Home Replacement Value LESS than Home Value
Replacement Value $76,500 $53,000
Insurance Premium based on Replacement Value $425 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Pontoon Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualChubb Group of Insurance
Monthly Premium 775197
Year Built 200519802013
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$200000-$250000$200000-$250000
Deductible $500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Pontoon Beach, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 110,000 Asphalt Shingles Roof 1,970 3 $500- $1000 Deductible 150 3 Stone Siding No
2014 175,000 Slate Shingles Roof 2,450 4 $500 Deductible 810 10 Vinyl siding yes
1969 125,000 Shingles Roof 2,160 3 $2500-$5000 Deductible 140 5 Wood siding No
2013 150,000 Tile Roof 2,170 3 $1000-$2500 Deductible 290 5 Stone Siding yes
1972 130,000 Membrane Roof 1,680 3 $500 Deductible 480 7 Wood siding No
1985 125,000 Tile Roof 1,910 4 $2500-$5000 Deductible 270 7 Stucco siding yes
2013 145,000 Tile Roof 2,640 4 $500- $1000 Deductible 70 1 Stucco siding No
1982 150,000 Composition Roof 2,010 3 $2500-$5000 Deductible 400 7 Wood siding yes
2001 115,000 Slate Shingles Roof 2,090 4 $2500-$5000 Deductible 230 6 Fiber-Cement Siding yes
2006 180,000 Asphalt Shingles Roof 2,460 4 $2500-$5000 Deductible 220 4 Stucco siding No
2011 200,000 Asphalt Shingles Roof 2,630 4 $2500-$5000 Deductible 350 6 Stone Siding yes
2007 100,000 Metal Roof 1,660 4 $500 Deductible 420 12 Vinyl siding yes
1960 150,000 Shingles Roof 2,490 4 $2500-$5000 Deductible 180 5 Vinyl siding yes
1982 75,000 Wood Shake Roof 1,320 3 $500 Deductible 400 12 Wood siding No
2011 125,000 Wood Shake Roof 2,010 3 $500- $1000 Deductible 360 8 Stucco siding yes
2010 155,000 Asphalt Shingles Roof 2,230 3 $5000 to $10,000 Deductible 50 1 Stone Siding yes
1982 80,000 Slate Shingles Roof 1,430 3 $1000-$2500 Deductible 170 9 Stucco siding yes
1985 160,000 Tile Roof 2,060 3 $2500-$5000 Deductible 380 6 Brick siding yes
1977 145,000 Membrane Roof 2,180 3 $500- $1000 Deductible 150 3 Brick siding No
2011 125,000 Metal Roof 1,810 4 $500- $1000 Deductible 310 5 Stucco siding No
2002 155,000 Asphalt Shingles Roof 2,700 4 $2500-$5000 Deductible 510 10 Fiber-Cement Siding No
2010 115,000 Tile Roof 2,160 3 $500 Deductible 200 3 Fiber-Cement Siding No
1968 100,000 Slate Shingles Roof 1,370 3 $1000-$2500 Deductible 70 2 Wood siding yes
1984 190,000 Membrane Roof 2,590 4 $500- $1000 Deductible 640 9 Fiber-Cement Siding yes
2013 180,000 Shingles Roof 2,670 4 $2500-$5000 Deductible 60 1 Wood siding yes
2014 170,000 Shingles Roof 2,500 4 $500 Deductible 110 2 Fiber-Cement Siding yes
2014 155,000 Slate Shingles Roof 2,160 3 $500 Deductible 210 3 Brick siding No
1963 105,000 Composition Roof 1,870 3 $1000-$2500 Deductible 390 9 Stone Siding No
2014 115,000 Asphalt Shingles Roof 1,740 4 $500- $1000 Deductible 500 10 Brick siding No
1963 160,000 Metal Roof 2,440 4 $1000-$2500 Deductible 170 4 Wood siding No
1960 110,000 Tile Roof 1,560 3 $1000-$2500 Deductible 530 12 Stucco siding No
2013 235,000 Asphalt Shingles Roof 3,010 4 $2500-$5000 Deductible 560 10 Fiber-Cement Siding No
1978 105,000 Asphalt Shingles Roof 1,450 3 $2500-$5000 Deductible 250 7 Wood siding yes
1984 140,000 Slate Shingles Roof 2,150 3 $2500-$5000 Deductible 50 1 Brick siding No