Pontiac Insurance Rates:

Pontiac, IL homeowners insurance is nearly $620 to $844, about $51-$70/month. Our in depth guide indicates shoppers can save upto $292 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pontiac, IL Homeowners Insurance By Home Value

Pontiac, IL Home Value Total Homes % of Total Average Pontiac, IL Homeowners Insurance
Less than $50,000 279 8.0% $183
$50,000 to $59,999 131 3.0% $380
$60,000 to $69,999 289 8.0% $475
$70,000 to $79,999 289 8.0% $549
$80,000 to $89,999 374 11.0% $622
$90,000 to $99,999 357 10.0% $695
$100,000 to $124,999 471 14.0% $805
$125,000 to $149,999 351 10.0% $1010
$150,000 to $174,999 327 9.0% $1193
$175,000 to $199,999 207 6.0% $1376
$200,000 to $249,999 105 3.0% $1654
$250,000 to $299,999 136 4.0% $2020
$300,000 to $399,999 46 1.0% $2569

Top Home Insurance Agents Near Pontiac, IL

Home Insurance Company Near Pontiac, IL Homeowners Insurance Agency Near Pontiac, IL Address
NA Brennan & Stuart Inc 222 Bucklin St La Salle, LaSalle, IL, 61301
NA Smith-Johanns Inc. 220 S Main St Farmer City, Farmer City, IL, 61842
Liberty Mutual Independent Pearl Insurance Group Llc 1200 E GLEN AVE, PEORIA HEIGHTS, IL, 61616
Liberty Mutual Independent Ramza Insurance Group 1127 LA SALLE ST, OTTAWA, IL, 61350
Travelers Shamblin Insurance And Financial Services 4 DUNCAN DR STE A, BOURBONNAIS, IL, 60914

Cost Of Homeowners Insurance By Street Near Pontiac, IL

Streets in Pontiac Area Homeowners Insurance Cost
Kirkwood Dr, N 1900 E Rd, Eagle Way, N Wolf St, E 1975 North Rd, Schott Dr, W Grove St, E 1945 North Rd, N Wabash St, E Timber St$742
W Scott St, N 2050 E Rd, N 1816 East Rd, N 1330 E Rd, Center St, S 2nd St, Park Estate Ave, W Elm St, Indian Grove Ests, W Oak St$746
W Henry St, E Cherry St, Cardinal Ct, S Wabash St, W Henry St, Edgewood Dr, Twp Rd, S 1st St, N Elm St, N 1825 East Rd$738
S Union St, 1700 N Rd, N 3rd St, N 6th St, N Vermillion St, N Bass St, E 1650 N Rd, S 8th St, 4r Dr, E 1875 N Rd$745
N Cherry St, E View Dr, Bella Fiore Ln, E Chestnut St, Illini Dr, E Aerl St, Co Hwy 27, N 1000 E Rd, N 3400 E Rd, Boulder Dr$750

Pontiac, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pontiac$109 to $112
Livingston County$110
Esmen$112
Eppards Point$113

Pontiac, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Livingston County, Illinois $110 $147 $221
Esmen township, Livingston County, Illinois $113 $150 $225
Eppards Point township, Livingston County, Illinois $113 $151 $227

Pontiac, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pontiac, IL5.3%13.9%
Livingston County5.2%12.94%
Esmen6.98%9.48%
Eppards Point4.89%6.31%

Pontiac Renters Insurance as a Percentage of Rent

Pontiac Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 89 6.0% $354
$200 to $299 126 8.0% $804
$300 to $499 376 26.0% $1254
$500 to $749 458 32.0% $1929
$750 to $999 294 20.0% $2679
$1,000 to $1,499 67 4.0% $3804
$1,500 or more 16 1.0% $5454

Pontiac, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Pontiac Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Pontiac Home Owner from High Deductible Plan $600

Pontiac, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pontiac, IL Home Replacement Value MORE than Home Value Pontiac, IL Home Replacement Value LESS than Home Value
Replacement Value $169,000 $105,500
Insurance Premium based on Replacement Value $900 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year

Example Pontiac Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateAmica Mutual Insurance Company
Monthly Premium 214339
Year Built 198220031992
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $50000-$75000$100000-$125000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Pontiac, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 95,000 Asphalt Shingles Roof 1,160 2 $500 Deductible 390 9 Fiber-Cement Siding No
2006 240,000 Composition Roof 3,140 5 > $10,000 Deductible 410 7 Stucco siding No
1978 110,000 Slate Shingles Roof 1,530 2 $500- $1000 Deductible 280 6 Stone Siding No
1975 80,000 Metal Roof 1,150 2 $500- $1000 Deductible 290 12 Vinyl siding No
1983 255,000 Slate Shingles Roof 3,270 4 $2500-$5000 Deductible 670 8 Brick siding No
1949 185,000 Slate Shingles Roof 3,020 4 $5000 to $10,000 Deductible 570 10 Fiber-Cement Siding yes
1982 85,000 Composition Roof 1,490 3 $500 Deductible 230 8 Stucco siding No
1999 135,000 Membrane Roof 1,660 2 $500 Deductible 340 6 Wood siding No
1944 85,000 Slate Shingles Roof 1,190 2 $500 Deductible 280 7 Fiber-Cement Siding yes
1988 110,000 Metal Roof 1,980 4 $2500-$5000 Deductible 340 9 Fiber-Cement Siding yes
1965 145,000 Slate Shingles Roof 2,300 4 $500- $1000 Deductible 550 12 Fiber-Cement Siding No
1944 70,000 Tile Roof 1,070 2 $500 Deductible 130 3 Brick siding No
1961 140,000 Asphalt Shingles Roof 1,710 2 $2500-$5000 Deductible 160 3 Stucco siding yes
1947 135,000 Membrane Roof 1,640 2 $500 Deductible 330 5 Fiber-Cement Siding yes
1997 155,000 Wood Shake Roof 1,870 5 $5000 to $10,000 Deductible 300 8 Fiber-Cement Siding yes
1961 120,000 Asphalt Shingles Roof 1,610 3 $2500-$5000 Deductible 370 12 Brick siding yes
1949 195,000 Wood Shake Roof 2,400 3 $2500-$5000 Deductible 180 3 Brick siding yes
1967 140,000 Slate Shingles Roof 2,030 4 $500- $1000 Deductible 250 5 Fiber-Cement Siding No
1990 75,000 Slate Shingles Roof 950 2 $1000-$2500 Deductible 170 7 Fiber-Cement Siding yes
1996 95,000 Wood Shake Roof 1,600 2 $500 Deductible 420 12 Stucco siding No
1942 90,000 Membrane Roof 1,350 3 $1000-$2500 Deductible 50 2 Fiber-Cement Siding yes
1940 210,000 Slate Shingles Roof 3,300 4 $5000 to $10,000 Deductible 70 1 Stone Siding yes
1983 200,000 Slate Shingles Roof 2,970 5 $5000 to $10,000 Deductible 350 8 Vinyl siding No
1986 220,000 Slate Shingles Roof 2,910 5 $500 Deductible 1010 9 Brick siding No
1985 140,000 Shingles Roof 2,250 4 $2500-$5000 Deductible 520 12 Wood siding No
1964 115,000 Metal Roof 1,880 4 $500 Deductible 450 10 Wood siding No
1947 110,000 Wood Shake Roof 1,550 3 $500- $1000 Deductible 150 4 Fiber-Cement Siding No
1991 230,000 Wood Shake Roof 3,810 5 $500- $1000 Deductible 930 10 Vinyl siding yes
1995 130,000 Metal Roof 1,630 4 $2500-$5000 Deductible 80 2 Stone Siding No
1989 200,000 Wood Shake Roof 3,160 4 $5000 to $10,000 Deductible 310 5 Fiber-Cement Siding yes
1968 135,000 Tile Roof 1,810 3 $500 Deductible 260 5 Brick siding yes