Pomona ,CA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Pomona, CA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Pomona, CA is $1341. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Pomona, CA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Pomona, CA.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $536 |
| $200,000 | $912 |
| $300,000 | $1,126 |
| $400,000 | $1,716 |
| $500,000 | $2,159 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Pomona, CA, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,375 |
| $1000 Deductible | $1,230 |
| $1500 Deductible | $1,160 |
| $2500 Deductible | $1,046 |
| $5000 Deductible | $885 |
| Home Insurance Company Near Pomona, CA | Homeowners Insurance Agency Near Pomona, CA | Address |
|---|---|---|
| State Farm | Ben Tieu | 9011 Garvey Ave Suite B, Rosemead, CA, 91770 |
| State Farm | Doug Auzat | 2607 W Olive Ave, Burbank, CA, 91505-4526 |
| Allstate | Jorge Bendeck | 20201 SW Birch St # 170, Newport Beach, CA, 92660 |
| State Farm | Kate Leung | 8405a Lincoln Blvd, Westchester, CA, 90045 |
| Travelers | Mexipass Global Ins Intl Ins | 149 PASADENA AVE STE B, S PASADENA, CA, 91031 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Montclair city, California | $76 | $101 | $152 |
| La Verne city, California | $80 | $107 | $160 |
| San Dimas city, California | $80 | $106 | $159 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Pomona, CA | 2.7% | 12.4% |
| Montclair | 2.89% | 15.84% |
| La Verne | 2.1% | 9.27% |
| San Dimas | 2.23% | 9.98% |
| Pomona Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 325 | 1.0% | $794 |
| $300 to $499 | 563 | 3.0% | $1244 |
| $500 to $749 | 1,564 | 9.0% | $1919 |
| $750 to $999 | 4,804 | 28.0% | $2669 |
| $1,000 to $1,499 | 6,129 | 36.0% | $3794 |
| $1,500 or more | 3,429 | 20.0% | $5444 |
| Streets in Pomona Area | Homeowners Insurance Cost |
|---|---|
| Sao Paulo Pl, Skyway Ln, Paige Dr, del Norde Ave, Cedarview Dr, Pacific St, Fortner Way, S East End Ave, Berkshire Way, Densmore St | $629 |
| Via Esperanza, Covered Wagon Dr, N Linden St, Mural Dr, Puddingstone Dr, Crane, Martello St, Providence Way, Redbud Pl, Silverdale Dr | $659 |
| N Weber St, Cll Primavera, Haven Ridge Rd, San Carlos Dr, Turningbend Dr, W Center St, Carlton Ave, Vassar St, del Prado, W Smith St | $606 |
| Pso Viento, Towne Center Dr, Russell Pl, N Thomas St, N Arroyo Ave, Hillen Dr, Blue Ridge Dr, Gladstone St, Hollander St, Mango Way | $604 |
| Mansion Ln, Corinthian Way, Canyon Way, N Currier St, Farringdon Ave, Metropolitan Pl, Pheasant Rd, E Jefferson Ave, N Pine St, Toluca Ave | $620 |
| N Mountain View Ave, Cll Ciervos, Morning Sun Dr, Ganesha Pl, Rolling Hills Dr, Cll Catalina, Tasman Ave, Grayburn St, Digby Ave, Via Alameda | $653 |
| Country Wood Dr, S Locust St, N Hamilton Blvd, W Loma Vista St, N Reservoir St, Cromwell St, Lynvue Pl, Gayville Dr, E Commercial St, Pantera Dr | $595 |
| Piedmont Mesa Rd, Regene St, Raging Waters Dr, W Randolph St, Larkspur Ave, Monroe Ave, Lisa Ct, Falling Leaf Cir, Pso Descanso, Manor Cir | $661 |
| Explorer St, Prospect Dr, Lasena Ct, S Parcels St, Loranne Ave, Douglass Dr, Alder St, S Campus Dr, E Pasadena St, Mill Valley Rd | $618 |
| Cll Carrillo, Lilac Pl, Alta Dr, Pistacia Ln, Indian Hill Blvd, N Palomares St, Dickerman Pl, Dupont St, Ficus St, W Mission Blvd | $607 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Pomona | $91 to $93 |
| Montclair | $91 |
| La Verne | $96 |
| San Dimas | $95 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 250000 | 500 | New | American Modern | 872 |
| 500000 | 1000 | New | Amica Mutual | 949 |
| 750000 | 2500 | New | QBE (Balboa) | 1051 |
| 150000 | 500 | 1-3 Years | American Security | 435 |
| 150000 | 500 | 1-3 Years | Farmers (Fire Ins) | 693 |
| 200000 | 500 | 1-3 Years | Amco | 513 |
| 200000 | 500 | 1-3 Years | Century National | 602 |
| 200000 | 500 | 1-3 Years | Safeco | 491 |
| 250000 | 500 | 1-3 Years | Travelers | 552 |
| 400000 | 1000 | 1-3 Years | Amco | 797 |
| 500000 | 1000 | 1-3 Years | California Casualty | 881 |
| 500000 | 2500 | 1-3 Years | Nationwide | 892 |
| 200000 | 500 | 4-6 Years | Pacific Specialty | 555 |
| 250000 | 500 | 4-6 Years | Bankers Standard | 2655 |
| 250000 | 500 | 4-6 Years | Foremost Insurance | 1012 |
| 300000 | 500 | 4-6 Years | Hartford (Sentinel) | 1049 |
| 400000 | 1000 | 4-6 Years | Wawanesa | 780 |
| 500000 | 1000 | 4-6 Years | Nationwide | 1295 |
| 750000 | 2500 | 4-6 Years | California Casualty | 1214 |
| 750000 | 2500 | 4-6 Years | Travelers | 1486 |
| 150000 | 500 | 7-15 Years | First American Ins | 514 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $2,400 |
| Yearly Pomona Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,400 | $2,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,000 | $6,400 |
| Net Savings to Pomona Home Owner from High Deductible Plan | $600 | |
| Scenario | Pomona, CA Home Replacement Value MORE than Home Value | Pomona, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $327,500 | $203,000 |
| Insurance Premium based on Replacement Value | $1,125 | $700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $51,000 | Risk Exposure from Under Insuring Coverage is $73,500 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $175/year |
| Insurance Company | Chubb Group of Insurance | State Farm | Allstate |
| Monthly Premium | 46 | 38 | 49 |
| Year Built | 1948 | 1984 | 1997 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $200000-$250000 | $175000-$200000 | $250000-$300000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |