Pomfret Insurance Rates:

Pomfret, NY homeowners insurance is nearly $502 to $680, about $41-$56/month. Our detailed guide indicates shoppers can save upto $236 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pomfret, NY Homeowners Insurance By Home Value

Pomfret, NY Home Value Total Homes % of Total Average Pomfret, NY Homeowners Insurance
Less than $50,000 192 5.0% $118
$50,000 to $59,999 188 5.0% $254
$60,000 to $69,999 118 3.0% $319
$70,000 to $79,999 151 4.0% $366
$80,000 to $89,999 244 7.0% $419
$90,000 to $99,999 384 11.0% $466
$100,000 to $124,999 592 17.0% $537
$125,000 to $149,999 559 16.0% $673
$150,000 to $174,999 343 9.0% $797
$175,000 to $199,999 226 6.0% $921
$200,000 to $249,999 195 5.0% $1111
$250,000 to $299,999 159 4.0% $1359
$300,000 to $399,999 100 2.0% $1725

Top Home Insurance Agents Near Pomfret, NY

Home Insurance Company Near Pomfret, NY Homeowners Insurance Agency Near Pomfret, NY Address
NA Jerome Walters Insurance Agency Inc. 6470 Main Street Williamsville, Buffalo, NY, 14221
Travelers Aaron & Kaul Agency Inc 6633 MAIN ST, WILLIAMSVILLE, NY, 14221
Liberty Mutual Costas C Masourakis 3215 Southwestern Blvd. Ste 200, Orchard Park, NY, 14127
Travelers Moses Group Inc 5475 Main Street, Williamsville, NY, 14221
Allstate Rhoe Henderson Inc 552 W Third, Jamestown, NY, 14701

Cost Of Homeowners Insurance By Street Near Pomfret, NY

Streets in Pomfret Area Homeowners Insurance Cost
Van Buren Rd, East St, Norton Pl, Lamberton Rd, Westerly Dr, 6th St, Terrace St, Union St, Edgewood Dr, Osborne Rd$587
E Main Rd, Co Rd 323, Bay Reef Dr, Link St, Stone Rd, Franklin Ave, Co Rd 113, Pulaski St, Brendon Ct, Porter Ave$584
Co Rd 121, Canadaway St, Cleveland Ave, James Pl, Straight Rd, Middle Rd, Co Rd 618, Co Touring Rte 78, Georges Pl, Boulevard$585
Bennett Rd, Chestnut Rd, Lakeview Rd, Ridgeway Cir, Kelly Hill Rd, Berry St, Farmlane Rd, Van Buren Rd, Ridgeway, Maytum Rd$583
Green St, Hamlet St, Arrowhead Dr, Temple Rd, Terrace St, Cushing St, Seymour Rd, 5th St, Shorewood Dr, Walden Rd$586

Pomfret, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pomfret$88 to $90
Fredonia$88
Arkwright$87
Sinclairville$86

Pomfret, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fredonia village, New York $74 $99 $148
Cassadaga village, New York $73 $97 $146
Arkwright town, Chautauqua County, New York $73 $97 $146

Pomfret, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pomfret, NY4.2%9.1%
Fredonia4.07%8.86%
Cassadaga4.92%9.39%
Arkwright4.29%10.07%

Pomfret Renters Insurance as a Percentage of Rent

Pomfret Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 80 4.0% $348
$200 to $299 84 4.0% $798
$300 to $499 392 19.0% $1248
$500 to $749 718 36.0% $1923
$750 to $999 413 21.0% $2673
$1,000 to $1,499 219 11.0% $3798
$1,500 or more 60 3.0% $5448

Pomfret, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Pomfret Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $7,400$6,400
Net Savings to Pomfret Home Owner from High Deductible Plan $1,000

Pomfret, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pomfret, NY Home Replacement Value MORE than Home Value Pomfret, NY Home Replacement Value LESS than Home Value
Replacement Value $147,500 $93,000
Insurance Premium based on Replacement Value $1,625 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $375/year

Example Pomfret Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceErie Insurance
Monthly Premium 57120158
Year Built 196219401966
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $75000-$100000$175000-$200000$150000-$175000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Pomfret, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 120,000 Membrane Roof 1,700 3 $2500-$5000 Deductible 640 10 Fiber-Cement Siding yes
1948 260,000 Shingles Roof 2,870 5 > $10,000 Deductible 100 1 Fiber-Cement Siding yes
1960 135,000 Wood Shake Roof 1,720 2 $2500-$5000 Deductible 150 2 Wood siding No
1964 150,000 Slate Shingles Roof 1,650 3 $500 Deductible 230 2 Fiber-Cement Siding No
1945 115,000 Slate Shingles Roof 1,370 2 $500 Deductible 180 2 Brick siding yes
1961 125,000 Composition Roof 1,370 3 $1000-$2500 Deductible 250 4 Vinyl siding yes
1967 95,000 Membrane Roof 1,390 2 $2500-$5000 Deductible 170 3 Brick siding yes
1965 205,000 Metal Roof 2,410 5 > $10,000 Deductible 490 6 Wood siding yes
1965 200,000 Tile Roof 2,490 5 $500- $1000 Deductible 140 1 Fiber-Cement Siding yes
1948 355,000 Composition Roof 4,760 5 $5000 to $10,000 Deductible 2830 12 Wood siding No
1960 100,000 Shingles Roof 1,340 2 $1000-$2500 Deductible 530 8 Fiber-Cement Siding yes
1949 100,000 Shingles Roof 1,310 2 $1000-$2500 Deductible 460 7 Fiber-Cement Siding yes
1946 195,000 Shingles Roof 2,390 3 $2500-$5000 Deductible 1400 9 Brick siding yes
1960 150,000 Slate Shingles Roof 2,210 4 $500- $1000 Deductible 230 2 Stone Siding yes
1963 230,000 Membrane Roof 2,640 4 $500 Deductible 2010 10 Stone Siding No
1942 130,000 Membrane Roof 1,600 2 $1000-$2500 Deductible 70 1 Vinyl siding yes
1968 215,000 Wood Shake Roof 2,490 4 $500- $1000 Deductible 220 2 Stucco siding yes
1966 210,000 Wood Shake Roof 3,050 4 > $10,000 Deductible 830 9 Stone Siding yes
1968 260,000 Metal Roof 2,780 5 $2500-$5000 Deductible 830 6 Vinyl siding yes
1947 110,000 Wood Shake Roof 1,450 3 $2500-$5000 Deductible 150 3 Vinyl siding No
1949 320,000 Membrane Roof 4,480 5 $5000 to $10,000 Deductible 800 5 Stone Siding No
1949 165,000 Asphalt Shingles Roof 2,590 4 $2500-$5000 Deductible 160 2 Vinyl siding yes
1964 90,000 Composition Roof 1,340 2 $1000-$2500 Deductible 310 6 Fiber-Cement Siding No
1962 180,000 Shingles Roof 2,380 3 $500 Deductible 1050 8 Brick siding yes
1962 130,000 Metal Roof 1,550 3 $1000-$2500 Deductible 630 5 Fiber-Cement Siding yes
1944 270,000 Slate Shingles Roof 3,850 5 > $10,000 Deductible 1180 10 Stucco siding No
1941 100,000 Wood Shake Roof 1,160 2 $500- $1000 Deductible 570 7 Fiber-Cement Siding yes
1962 80,000 Slate Shingles Roof 1,240 2 $2500-$5000 Deductible 710 12 Stone Siding No
1946 135,000 Tile Roof 1,530 2 $500- $1000 Deductible 690 9 Stucco siding No
1949 190,000 Membrane Roof 2,910 5 $5000 to $10,000 Deductible 100 1 Wood siding yes
1965 105,000 Composition Roof 1,690 2 $2500-$5000 Deductible 570 8 Brick siding yes
1969 145,000 Metal Roof 2,010 3 $1000-$2500 Deductible 350 3 Stone Siding No
1946 135,000 Asphalt Shingles Roof 1,930 3 $1000-$2500 Deductible 530 6 Vinyl siding No
1945 205,000 Membrane Roof 2,860 4 $2500-$5000 Deductible 810 8 Stone Siding No