Pollock Pines Insurance Rates:

Pollock Pines, CA homeowners insurance is roughly $512 to $697, about $42-$58/month. Our detailed research reveals consumers can save upto $241 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pollock Pines, CA Homeowners Insurance By Home Value

Pollock Pines, CA Home Value Total Homes % of Total Average Pollock Pines, CA Homeowners Insurance
Less than $50,000 275 15.0% $60
$90,000 to $99,999 28 1.0% $247
$100,000 to $124,999 61 3.0% $283
$150,000 to $174,999 142 8.0% $422
$175,000 to $199,999 192 11.0% $489
$200,000 to $249,999 410 23.0% $585
$250,000 to $299,999 146 8.0% $718
$300,000 to $399,999 442 25.0% $912

Top Home Insurance Agents Near Pollock Pines, CA

Home Insurance Company Near Pollock Pines, CA Homeowners Insurance Agency Near Pollock Pines, CA Address
Travelers Eugene C Yates Insurance Agency 2021 P ST, SACRAMENTO, CA, 95811
Allstate Helen Volkoff 4150 Manzanita Ave Ste 400, Carmichael, CA, 95608
Allstate John Chandler 2481 Sunrise Blvd, Gold River, CA, 95670
State Farm Tony Gervasi 1390 Broadway, Suite C, Placerville, CA, 95667-5900
Liberty Mutual Independent Whitney Oaks Insurance Services Inc 5800 STANFORD RANCH RD STE 320, ROCKLIN, CA, 95765

Cost Of Homeowners Insurance By Street Near Pollock Pines, CA

Streets in Pollock Pines Area Homeowners Insurance Cost
Journeys End Trl, Overland Way, School St, Lilac Rd, Braden Rd, Mary Ct, Garnet Rd, Johnny Tuck Ct, White Mt Ranch Rd, Buttercup Dr$606
Stellar Ln, Speckled Rd, Quicksilver Ct, Belford Estates Rd, Forest Rd, Red Robin Ct, Opal Trl, Shady Acres, Rim St, James Hutton Rd$614
Upper Homestead Way, Joni Ct, Badger Hill Rd, Old Blair Mill Rd, Buckhorn Rd, Landreth Ln, Dixie Ln, Picadilly Cir, Andrews Ln, Center View Dr$605
Snows Rd, Rufous Dr, Twin Cedars Rd, Willow St, Madrone Rd, Silver Tip Ln, Rampart Ct, Loch Leven Dr, Bourbon St, Daidy Cir$614
Riffles Ln, Flatlander Ln, Mace Ct, Applemont Ranch Rd, Alder Ln, Sly Park Rd, Cresta Verde Dr, Longs Creek Trl, Fairglade Rd, Langner Creek Rd$605

Pollock Pines, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pollock Pines$90 to $93
El Dorado County$94
Camino$92
North El Dorado$93

Pollock Pines, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
El Dorado County, California $94 $125 $188
Camino CDP, California $92 $123 $185
South El Dorado CCD, El Dorado County, California $95 $126 $189

Pollock Pines, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pollock Pines, CA2.9%9.2%
El Dorado County2.2%9.43%
Camino2.66%13.63%
South El Dorado2.02%9.17%

Pollock Pines Renters Insurance as a Percentage of Rent

Pollock Pines Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 14 2.0% $1247
$500 to $749 98 18.0% $1922
$750 to $999 88 16.0% $2672
$1,000 to $1,499 201 37.0% $3797
$1,500 or more 142 26.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Pollock Pines For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewEncompass916
1500002501-3 YearsAmerican Modern597
1500002504-6 YearsAmerican Modern597
1500002504-6 YearsCentury National599
1500002507-15 YearsSafeco747
15000025026-40 YearsHomesite838
150000500NewTokio Marine America244
15000050016-25 YearsGrange563
15000050026-40 YearsCalifornia Casualty720
15000050041-70 YearsCalifornia Capital468
2000005001-3 YearsAmica Mutual635
2000005007-15 YearsIDS Property Casualty647
2500001000NewIDS Property Casualty478
25000010004-6 YearsCSAA Ins Exch792
25000010004-6 YearsMercury Ins Group429
25000010004-6 YearsMetropolitan Direct1092
25000010007-15 YearsWestern Mutual/Residence794
250000100041-70 YearsChubb/Federal1182
250000100041-70 YearsFirst American Ins712
2500005001-3 YearsQBE (Balboa)657
2500005004-6 YearsAAA (Interinsurance Exchange)725
2500005004-6 YearsUniversal North America534

Pollock Pines, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Pollock Pines Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$7,800
Net Savings to Pollock Pines Home Owner from High Deductible Plan $1,200

Pollock Pines, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pollock Pines, CA Home Replacement Value MORE than Home Value Pollock Pines, CA Home Replacement Value LESS than Home Value
Replacement Value $331,500 $224,500
Insurance Premium based on Replacement Value $850 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $64,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Pollock Pines Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersLiberty Mutual
Monthly Premium 795289
Year Built 197620141983
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $300000-$350000$175000-$200000$300000-$350000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Pollock Pines, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 155,000 Tile Roof 1,400 2 $500 Deductible 70 2 Stucco siding No
1981 355,000 Composition Roof 2,400 4 $1000-$2500 Deductible 270 4 Vinyl siding No
1995 385,000 Slate Shingles Roof 2,560 4 $500- $1000 Deductible 300 5 Fiber-Cement Siding No
1999 200,000 Tile Roof 1,670 5 $5000 to $10,000 Deductible 120 3 Vinyl siding yes
2013 190,000 Composition Roof 1,710 3 $500- $1000 Deductible 300 7 Brick siding yes
1987 235,000 Tile Roof 1,630 2 $500- $1000 Deductible 140 4 Stone Siding yes
2013 270,000 Wood Shake Roof 2,030 5 $2500-$5000 Deductible 450 9 Brick siding yes
1973 405,000 Metal Roof 3,190 4 $500 Deductible 190 2 Wood siding No
1970 355,000 Wood Shake Roof 3,330 4 $500- $1000 Deductible 260 3 Fiber-Cement Siding yes
1982 270,000 Asphalt Shingles Roof 2,260 3 $5000 to $10,000 Deductible 380 10 Stone Siding yes
1970 205,000 Slate Shingles Roof 1,910 5 $1000-$2500 Deductible 280 10 Stone Siding yes
2011 500,000 Asphalt Shingles Roof 3,610 5 $500- $1000 Deductible 600 6 Wood siding No
2011 245,000 Composition Roof 1,660 4 $500 Deductible 480 10 Brick siding yes
1982 265,000 Shingles Roof 2,050 3 $500 Deductible 250 5 Vinyl siding No
2011 240,000 Metal Roof 2,100 4 $500 Deductible 230 3 Wood siding yes
1990 675,000 Asphalt Shingles Roof 4,730 5 $500 Deductible 1130 5 Wood siding yes
1983 400,000 Membrane Roof 3,720 5 $5000 to $10,000 Deductible 560 10 Stucco siding yes
2013 240,000 Wood Shake Roof 1,720 5 $1000-$2500 Deductible 280 6 Vinyl siding yes
2014 560,000 Asphalt Shingles Roof 3,970 5 $500- $1000 Deductible 820 8 Stucco siding No
2010 420,000 Membrane Roof 3,450 5 $500- $1000 Deductible 470 4 Vinyl siding No
2014 180,000 Composition Roof 1,620 2 $2500-$5000 Deductible 340 10 Fiber-Cement Siding No
1984 305,000 Slate Shingles Roof 2,170 3 $1000-$2500 Deductible 210 4 Brick siding No
1988 220,000 Wood Shake Roof 1,630 2 $500 Deductible 500 7 Fiber-Cement Siding yes
1986 180,000 Shingles Roof 1,600 5 $1000-$2500 Deductible 440 9 Stucco siding yes
1989 160,000 Shingles Roof 1,240 2 $2500-$5000 Deductible 180 7 Brick siding No
1980 225,000 Membrane Roof 2,060 3 $2500-$5000 Deductible 40 1 Fiber-Cement Siding yes
1996 275,000 Tile Roof 2,680 5 $2500-$5000 Deductible 380 8 Stucco siding No
2014 255,000 Membrane Roof 1,730 5 > $10,000 Deductible 160 6 Wood siding No
1983 460,000 Slate Shingles Roof 3,710 5 $1000-$2500 Deductible 760 10 Vinyl siding yes
1999 265,000 Metal Roof 1,860 3 $2500-$5000 Deductible 380 8 Stone Siding No
2010 220,000 Slate Shingles Roof 1,530 2 $500 Deductible 50 1 Wood siding No
2014 185,000 Asphalt Shingles Roof 1,380 2 $2500-$5000 Deductible 270 7 Stone Siding yes
2011 140,000 Composition Roof 1,320 2 $2500-$5000 Deductible 250 10 Stone Siding yes
1978 160,000 Metal Roof 1,330 3 $500 Deductible 220 6 Stone Siding No