Polk County Insurance Rates:

Polk County, IA homeowners insurance is about $580 to $785, about $48-$65/month. Our complete analysis reveals consumers can save upto $273 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Copeland Group
I cannot think of anything that i do not like about copeland group. i have been a very satisfied customer for many years.
Farmer's Insurance
When i purchased more homes and when i got additional cars, my rates remained the same throughout.
Farm Bureau
I don't like the fact that the premiums are higher than what i was paying with allstate, but i'm willing to pay them for the service.
State Farm
It's fairly easy to pull up and use the app whenever I am not near my computer to do it from there.
American Strategic Insurance
I haven't needed to make a claim yet, but I like what my policy offers, that it's linked with my homeowner’s policy and that my broker can handle everything for me.
State Farm
The customer service team is so friendly and nice. Whenever I have a question they are more than happy to answer me.
State Farm
Anytime I’ve talked with state farm about change of address or phone number if we aren't living in the house, they have been helpful and very courteous to us over the phone.
We called everywhere and that is one of the best deals out there.
Farm Bureau
It is not very user-friendly or easy to find the information about your policy. I would like to see it laid out in an easier way.
I don't think I’ve ever had to interact with customer insurance for my insurance company, thus I do not have an opinion.
State Farm
I liked State Farm because there were familiar employees at the office. With other companies, I dealt with low-level representatives.
Farm Bureau
I have no problems with State Farm at the time mostly due to my agent. I do not see the need to look for another company and my rates a good.
If you have to email the company it may take a few days for them to get back to you,
State Farm
I wish the rates were not so expensive, but I like the fact that they have a physical branch where I can go visit and talk to someone in person to get any questions answered. I always feel like State Farm is trying to help me save money even though they charge higher rates than others.
Farm Bureau
I do not like that I cannot leave and return. Since we are in bc on my husband’s grandfather... we cannot shop around
Integrity Insurance
I do not have anything that I like, I like his work and what I do with the company, they are great
American Home Shield
I have never had any issues with the company. Sometimes going through my agent to get to them and back to me, but not directly.
Farm Bureau
I would definitely recommend them. They stay in touch by mail and email with reminders of how to make my house more hurricane and flood proof, with relevant info related to insurance laws, and with anything related to my policy. They always remind me of their customer service contact info, and that they are there to help.
State Farm
I would definitely recommend Statefarm for home insurance. It can be bundled with car insurance or life insurance for more savings. The customer service is excellent. Overall, a wonderful insurance company to do business with.
State Farm
I would recommend State Farm to other people. I have been pretty satisfied with their service this far. I think they are a pretty good insurance company.
I rate it a 5 and would recommend it to other people for good rates at affordable prices and great costumer service
American Home Shield
I don't like that I have to pay $75 every time someone comes out. However, this probably reduces the amount of non-important nuisance calls they get and service calls that are for nothing.
Customer service so far hasn't been very good. It is what it is.
Donegal Mutual Insurance Company
I liked that the company was local so they have a good amount of experience dealing with the houses and jurisdictions in the area.

Polk County, IA Homeowners Insurance By Home Value

Polk County, IA Home Value Total Homes % of Total Average Polk County, IA Homeowners Insurance
Less than $50,000 6,130 5.0% $109
$50,000 to $59,999 1,873 1.0% $232
$60,000 to $69,999 2,177 1.0% $286
$70,000 to $79,999 3,388 2.0% $327
$80,000 to $89,999 5,387 4.0% $375
$90,000 to $99,999 5,782 5.0% $416
$100,000 to $124,999 16,441 14.0% $484
$125,000 to $149,999 16,089 14.0% $607
$150,000 to $174,999 17,072 14.0% $717
$175,000 to $199,999 11,790 10.0% $833
$200,000 to $249,999 14,268 12.0% $997
$250,000 to $299,999 8,281 7.0% $1222
$300,000 to $399,999 6,188 5.0% $1550

Top Home Insurance Agents Near Polk County, IA

Home Insurance Company Near Polk County, IA Homeowners Insurance Agency Near Polk County, IA Address
NA Swanson Agency, Inc. 320 West Mclane, Osceola, IA, 50213
NA Clemon Maki Insurance 104 N Main, Baxter, IA, 50028
Liberty Mutual Independent Bearence Management Group 1045 76Th Street Ste 4000 West Des Moines, West Des Moines, IA, 50266
Travelers Donaghy-Kempton Insurors 4000 Sixth Avenue Des Moines, Des Moines, IA, 50313
State Farm Melodie Whiton 900 1st Ave, Perry, IA, 50220-1703

Cost Of Homeowners Insurance By Street Near Polk County, IA

Streets in Polk County Area Homeowners Insurance Cost
NE 78th Ave, 124th St, Romford Ct, Redbud Ct, NW 131st St, Columbia St, Court Ave, Belair Dr, Francrest Cir, Windsor Pl$709
SE 25th St, NE 99th Pl, SW Linden St, NW 103rd Ct, Co Rd F52, NW Logan St, N 6th St, Wade St, 14th Pl, Polk Blvd$712
Americana Ct, SW 23rd Pl, SE 36th St, S 12th St, Columbus Ave, Gordon Ave, Villa Dr, Flemming, Camp Dr, Cobblestone Rd$691
78th Pl, 2nd St SW, Carlisle Rd, Walnut Dr NW, 6th Ave SE, NW 26th St, NW 142nd Ave, Brattleboro Ave, SW 26th St, Oak Brook Dr$699
Sunflower Cir, E 37th St, Quail Run, Lakeland Dr, Jordan Dr, Hwy 17, NW Ridge Rd, Lakeview Ave, NE 117th Ct, Kirkland Ct$710
Westown Pkwy, Horton Trl, Castlegar Ct, Sapphire Cir, NW 4th Ct, Jordan Dr, Indiana Ave, SW 18th St, Lindsay Ct SW, NW Coburn Ln$722
Northridge Cir, SE 78th St, Little Fourmile Creek Dr, Bentwood Ct, Bennett Dr, Cedar Cir, Evergreen Ave, Audrey St SE, NW 51st St, SE 57th Ave$689
Ash Dr, NW 106th St, S Jacob St, SE 72nd St, 114th St, Briston Ln, SW 28th St, NW 99th Ct, NE 70th St, Day St$689
NW Toni Dr, SW Chestnut Dr, SE 40th Ave, Hickman Ln, Spring Creek Rd, Alpha St NW, Westbrook Dr, SE Delaware Ave, Wistful Vista Dr, Hawthorn Cir$714
Story 169, NW 142nd St, N Ewing St, NE 53rd Ct, Park Ln, NW Pine Rd, 127th Cir, Cobblestone Dr, 100th St, Village Ct$699

Polk County, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Polk County$102 to $104

Polk County, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Delaware township, Polk County, Iowa $101 $134 $201
Saylorville CDP, Iowa $104 $138 $207
Saylor township, Polk County, Iowa $103 $137 $206

Polk County, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Polk County, IA4.1%11.9%

Polk County Renters Insurance as a Percentage of Rent

Polk County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 713 1.0% $328
$200 to $299 1,153 2.0% $778
$300 to $499 3,820 7.0% $1228
$500 to $749 18,915 37.0% $1903
$750 to $999 15,463 30.0% $2653
$1,000 to $1,499 8,664 17.0% $3778
$1,500 or more 1,541 3.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Polk County For Different Scenarios

Coverage ($) Premium ($) Company
1180150000American Family Mutual Insurance company
1361250000Nationwide Affinity Insurance Company of America
839150000USAA General Indemnity Company (GIC)
794150000United Services Automobile Association (USAA)
788100000American Family Mutual Insurance company
813150000Farmers Insurance Exchange
1296150000Nationwide Affinity Insurance Company of America
875250000Travelers Home and Marine Insurance Company
1162250000USAA General Indemnity Company (GIC)