Polk County Insurance Rates:

Polk County, FL homeowners insurance is about $971 to $1,316, about $80-$109/month. Our thorough analysis reveals consumers can save as much as $457 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Our agent is very knowledgeable and committed to helping us have the coverage we need related to our position in life.
State Farm
It would be nice to be notified that my insurance bill would be higher before it hits my mailbox.
Geico has very good customer service. they stay on the line as long as possible when needed and they never give you an attitude.
Haven't had any need to interact or communicate with my insurance company for any reason whatsoever this far at this time as far it goes
Assurant Specialty Property
My insurance company has not ever reached out to me, since i started my policy, to see if i needed anything additional.
Farmer's Insurance
I felt that our premium was fairly average with everyone else. My dad recommended Farmers so that's who we went with.
I am not really sure about other companies, but from what I heard USAA is the cheapest you can get. They give a military discount to active military and veterans and their families. I think it is pretty cheap, for what they offer you really can't complain. It would cost way more to replace a house than it does to pay for insurance every month.
Good access to policy documents and changes as required. Contact information available as well as faq section. Customer reps friendly when talking. Good communication.
Homeowner's Choice
i like the home insurances company.the insurances is life long usefull
State Farm
I have had very minimal interaction with the company through which I acquired my home insurance. However, all of the interactions that I have had have been positive.
Tower Hill Insurance
I wish there was an app that I could use to monitor the policy. I haven't had any claims so the website hasn't been used very much at all.
We have a very low deductible for hurricane coverage. It was much less than what my neighbors had to pay for the similar damage.
State Farm
I like the responsiveness of the company, I like their national reputation. I enjoy the benefits such as their mobile app which is not necessarily available with some of the smaller local companies. Their rates were initially competitive when we first established our relationship with them.
State Farm
I like that the company is very professional in handling claims, with reputable agents and field agents processing the claim in a timely manner.
they follow up and continue to work the issue even after you forgot about it
State Farm
I would recommend this company for home insurance because they have provided my home insurance for many years without having any problems.
People's Trust Insurance
I reccomend the company because they are easy to work with. They are pleasant to work with. They generally care about their customers as well as their employees and try to make everything right.
People's Trust Insurance
One time when I got a security system installed in my house I sent them my certificate to receive a discount that they offered but it never got applied to my account. That was the only thing that made me upset with them. They did finally get it applied to me.
They insured the house is about all you can say. I would like to switch companies but after making the claim the house is almost untouchable with other companies. We are now suffering a huge rate increase of almost 50%

Polk County, FL Homeowners Insurance By Home Value

Polk County, FL Home Value Total Homes % of Total Average Polk County, FL Homeowners Insurance
Less than $50,000 24,521 16.0% $228
$50,000 to $59,999 7,183 4.0% $491
$60,000 to $69,999 6,993 4.0% $617
$70,000 to $79,999 8,395 5.0% $709
$80,000 to $89,999 10,167 6.0% $800
$90,000 to $99,999 7,401 4.0% $903
$100,000 to $124,999 17,444 11.0% $1041
$125,000 to $149,999 13,835 9.0% $1304
$150,000 to $174,999 16,079 10.0% $1544
$175,000 to $199,999 9,773 6.0% $1773
$200,000 to $249,999 13,696 9.0% $2139
$250,000 to $299,999 8,687 5.0% $2619
$300,000 to $399,999 7,219 4.0% $3329

Top Home Insurance Agents Near Polk County, FL

Home Insurance Company Near Polk County, FL Homeowners Insurance Agency Near Polk County, FL Address
Travelers Sunkey Dealer Insurance Agency Llc 520 N ORLANDO AVE STE 250, WINTER PARK, FL, 32789
NA The Estes Insurance Agency 1240 Fairview Ave , Winter Park, FL, 32789
Allstate Darrayl Miles 200 N John Young Pkwy, Kissimmee, FL, 34741
Travelers Jaffe Tilchin Wealth Management Inc 15350 N FLORIDA AVE, TAMPA, FL, 33613
Travelers Poppell Insurance Inc 503 W Martin Luther King Blvd , Plant City, FL, 33563

Cost Of Homeowners Insurance By Street Near Polk County, FL

Streets in Polk County Area Homeowners Insurance Cost
Sweetbay Cir, Bobolink Ct, Lakeside Ranch, Citrus Highlands Dr S, Twin Lake Blvd, Scottsland Dr, S Clear Springs Rd, Timberidge Loop W, Crooked Stick Loop, Palmeroy Rd$1,126
Spivey Rd, Power Line Rd, Villa Dr, Birdie Ct, Carter St, Traders Aly, Gulfview Dr, Riggs Cir, Horne Rd, Northshore Cir$1,139
Richardson Rd, Caymen Dr, Ridgegreen Dr, Ave D SE, College Dr, Lakeside Ct, Sears Ave NE, Rhea Cir, Ave V NW, N Oak Ave$1,182
Spring Hill Blvd, Casterton Cir, Domoch St, Creekview Ln, Dorchester Rd, Big Pine N, Macon St, Mullet Rd, Dewey Ln, 2nd Ct$1,143
Ave O NW, Heather Glynn Dr, Lake Cove Dr, Lindberg Dr, Power Line Rd, Lake Buffum Rd S, Half Acre Rd, Dees Rd W, Orange Way, Terrace Dr N$1,152
Lily Pad Rd, W Peachtree St, N Lake Ruby Dr, Temple Cir N, Jade Ct, Constitution Ln, Druid St, Trabuco Canyon Ct, Scott Ave, Noble Rd$1,094
Webster Ave, Granada St, King Rd, Pisgah Pl, Ricklynn St, Waterview Blvd W, Frontage Rd S, Roberts Ave, Jay St, Gallatin Rd$1,117
Pelete St, Greenview Dr, 25th St SW, Mineola Ave, Denise Ave, Royal Palm Blvd, Snow Rd, Emanuel Dr, Forestview Dr, Turtle Ln$1,148
N Tennessee Ave, Churchill St, 1st St NE, Holland St, E Alfred St, Shoreland Dr, S Ingraham Ave, Eloise Estates Ct, Mandarin St, Hidden Cove Ave$1,197
Rolling Oak Dr, South Virginia Ave, Alt Bab Pk Cut Off Rd, Wexham Ct, Michael Ln, S Orange Blossom Cir, Horseshoe Dr, Lake Henry Ct, Skidmore Rd, Grass Lake$1,121

Polk County, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Polk County$171 to $173
Cypress Gardens$174
Eagle Lake$172

Polk County, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wahneta CDP, Florida $139 $185 $278
Cypress Gardens CDP, Florida $146 $194 $291
Eagle Lake city, Florida $143 $191 $286

Polk County, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Polk County, FL7.3%23.1%
Cypress Gardens6.88%21.36%
Eagle Lake7.4%22.07%

Polk County Renters Insurance as a Percentage of Rent

Polk County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 631 1.0% $344
$200 to $299 1,234 2.0% $794
$300 to $499 4,346 7.0% $1244
$500 to $749 14,563 24.0% $1919
$750 to $999 18,671 31.0% $2669
$1,000 to $1,499 16,749 27.0% $3794
$1,500 or more 3,875 6.0% $5444

Average Cost Of Home Insurance By Company In Areas Nearby Polk County For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Tower Hill Preferred Insurance $1,654
150,000 27 NO Tower Hill Select Insurance $1,740
300,000 12 NA Florida Family Insurance $2,799
300,000 12 NA Tower Hill Preferred Insurance $1,696
300,000 12 NA Tower Hill Select Insurance $1,554
300,000 12 NA Universal Insurance $2,307