Poland Insurance Rates:

Poland, ME homeowners insurance is roughly $571 to $779, about $47-$64/month. Our thorough analysis indicates shoppers can save as much as $270 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Top Home Insurance Agents Near Poland, ME

Home Insurance Company Near Poland, ME Homeowners Insurance Agency Near Poland, ME Address
Liberty Mutual Independent Clark Insurance 765 Roosevelt Trail , Windham, ME, 4062
Travelers Cross Insurance 5 CHANDLER DR, BATH, ME, 4530
State Farm Jason Ritchie 682 Washington Street, Bath, ME, 04530-1929
Travelers United Insurance 19 CONGRESS ST, RUMFORD, ME, 4276
Allstate W J Wheeler Inc. 1 Parkway # 270, Bethel, ME, 4217

 

Poland, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mechanic Falls town, Androscoggin County, Maine $82 $109 $164
Minot town, Androscoggin County, Maine $84 $112 $168
Auburn city, Maine $83 $111 $166

 


Poland, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Poland, ME3.7%12.2%
Mechanic Falls3.97%9.62%
Minot3.83%14.14%
Auburn3.84%9.7%

Poland Renters Insurance as a Percentage of Rent

Poland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 74 33.0% $1911
$750 to $999 90 41.0% $2661
$1,000 to $1,499 54 24.0% $3786

Cost Of Homeowners Insurance By Street Near Poland, ME

Streets in Poland Area Homeowners Insurance Cost
Little Hill Ln, Arthur's Way, Poland Corner Rd, Brown Rd, Village St, Stonewall Dr, Bluebird Dr, Walker Point Rd, Cleve Tripp Rd, Plains Rd$672
Downey Ln, Chickadee Ln, Ricker Rd, N Raymond Rd, Lake Shore Dr, Herrick Valley Rd, Fernwood Rd, Michals Ln, Billfred Way, Fox Run Rd$678
Hardscrabble Rd, Empire Rd, Rosewood Dr, E Crestwood, McCann Rd, Easy St, Brook Dr, Taylor Brook Dr, Preservation Way, Schwabe Ln$676
Cardinal Ln, Mountainview Dr, Quinn Rd, Phillips Way, Harris Hill Rd, Range Rd, Poland Pl, Timber Ln, Spring Water Rd, Russell Rd$675
Duff Rd, Young Ln, Third Ave, Lucys Dr, Poplar Dr, Saunders Rd, Cobb Brook Ln, Strawberry Ln, Pulsifer Rd, Max Pine Rd$676

Poland, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Poland$100 to $103
Mechanic Falls$98
Minot$100
New Gloucester$103

Poland, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Poland Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Poland Home Owner from High Deductible Plan $600

 


Poland, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Poland, ME Home Replacement Value MORE than Home Value Poland, ME Home Replacement Value LESS than Home Value
Replacement Value $225,000 $133,000
Insurance Premium based on Replacement Value $1,025 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $250/year

 


Example Poland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersFarmers Insurance
Monthly Premium 7563186
Year Built 198320011944
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$175000-$200000$400000-$500000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible