Pocatello Insurance Rates:

Pocatello, ID homeowners insurance is approximately $427 to $578, about $35-$48/month. Our detailed analysis shows customers can save upto $201 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm makes it so easy for me to make a payment. they have a great website. and i can even set it up on autopay.
Farmer's Insurance
There are more challenges related to customer service. although customer service is effective as possible, there are still many reasonable complaints that are due to reliability.
Farmers
Whenever i have to submit a claim the representative is very nice, empathetic and understanding of the concerns and worries of our household.

Pocatello, ID Homeowners Insurance By Home Value

Pocatello, ID Home Value Total Homes % of Total Average Pocatello, ID Homeowners Insurance
Less than $50,000 1,608 9.0% $85
$60,000 to $69,999 216 1.0% $231
$70,000 to $79,999 455 2.0% $266
$80,000 to $89,999 628 3.0% $301
$90,000 to $99,999 961 5.0% $337
$100,000 to $124,999 3,179 18.0% $392
$125,000 to $149,999 2,832 16.0% $487
$150,000 to $174,999 2,583 14.0% $578
$175,000 to $199,999 1,410 8.0% $668
$200,000 to $249,999 1,731 9.0% $804
$250,000 to $299,999 1,089 6.0% $985
$300,000 to $399,999 739 4.0% $1252

Top Home Insurance Agents Near Pocatello, ID

Home Insurance Company Near Pocatello, ID Homeowners Insurance Agency Near Pocatello, ID Address
NA All Coverage Insurance Llc 223 Idaho St American Falls, American Falls, ID, 83211
Farmers C Dean Turnblom Lutcf 3153 E 17th St, Ammon, ID, 83406
Liberty Mutual Independent Hub International 1465 N Skyline Idaho Falls, Idaho Falls, ID, 83402
Allstate Jenifer Brocker 1544 Midway Dr, Ammon, ID, 83406
Travelers The Falls Insurance Center Inc 885 S Holmes Ave Idaho Falls, Idaho Falls, ID, 83401

Cost Of Homeowners Insurance By Street Near Pocatello, ID

Streets in Pocatello Area Homeowners Insurance Cost
Paintbrush St, Conlin Rd, Nathan Ave, Shores Rd, Chateau St, Mingo Ln, E Dunn St, N Nelson Ln, Fore Rd, Cedar Lake Rd$508
Lish St, E Gould St, Hunter Ave, University Dr, E Clark St, Sun Valley Way, N Dekay Rd, Afton Pl, Everett Ave, E Fremont St$490
Sawtooth St, Harvard St, Shoshone Ave, Pheasant Ridge Dr, My Way, Justin St, Marissa Pl, N Gathe Dr, Lakeview Dr, Sonoma St$513
Mindy Dr, N Karen Rd, Central Way, E Logan St, Hyde Ave, Apex Rd, Johnny Creek Rd, Michael Ave, Leonidas St, Summit Dr$505
Birdie Thompson Dr, W Siphon Rd, Fern St, Darris St, Holbrook St, Quartz Dr, Sundance Ln, Blue Grouse Dr, S 13th Ave, Jordyn St$499
W Buell St, Fredregill Rd, N 7th Ave, Connard Ave, Steven St, N Big Springs Dr, Johnny Cr, W Tyhee Rd, Wingate Dr, Dartmouth Ave$506
S 5th Ave, Richard St, Fruitwood Ln, Los Altos Dr, Harold St, N Rio Vista Rd, Jade Dr, Triple Crown, Morning Glory Ln, Declaration Dr$511
Circle Inn, Morgan Ave, Berryman Rd, Ziebarth Rd, Henry Ave, Leatherman St, Cypress St, Park Ave, Sarah Loop, N Anderson Ln$505
E Walnut St, Bluegill Ln, Verdugo St, E Maple St, Stanley St, Davis Dr, Imperial St, Juliette Way, Kristen Pl, I- 15 Bus$502
Tonja Ln, Homer Dr, E Sutter St, N Garfield Ave, Stone Hedge Ct, Reservation Rd, S Fork Mink Creek Rd, Emerald Dr, Fairway Cir, N Gateway Dr$511

Pocatello, ID Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pocatello$75 to $77
Chubbuck$76
Tyhee$78
Arbon Valley$75

Pocatello, ID Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chubbuck city, Idaho $64 $85 $127
Tyhee CDP, Idaho $66 $87 $131
Arbon Valley CDP, Idaho $63 $83 $125

Pocatello, ID Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pocatello, ID3.8%11.7%
Chubbuck3.3%10.93%
Tyhee3.22%11.57%
Arbon Valley4.03%18.04%

Pocatello Renters Insurance as a Percentage of Rent

Pocatello Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 311 3.0% $794
$300 to $499 2,188 26.0% $1244
$500 to $749 3,418 41.0% $1919
$750 to $999 1,556 18.0% $2669
$1,000 to $1,499 621 7.0% $3794
$1,500 or more 156 1.0% $5444

Pocatello, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Pocatello Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Pocatello Home Owner from High Deductible Plan $600

Pocatello, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pocatello, ID Home Replacement Value MORE than Home Value Pocatello, ID Home Replacement Value LESS than Home Value
Replacement Value $136,000 $78,500
Insurance Premium based on Replacement Value $500 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Pocatello Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualTravelers
Monthly Premium 445054
Year Built 197419802007
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Pocatello, ID from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 150,000 Asphalt Shingles Roof 1,930 4 $1000-$2500 Deductible 160 5 Wood siding No
1986 315,000 Shingles Roof 3,400 5 $2500-$5000 Deductible 140 3 Stucco siding yes
1962 125,000 Composition Roof 1,610 3 $1000-$2500 Deductible 190 7 Stone Siding No
1970 150,000 Membrane Roof 1,890 3 $2500-$5000 Deductible 280 8 Stone Siding No
1966 440,000 Shingles Roof 4,620 5 $5000 to $10,000 Deductible 650 9 Vinyl siding yes
1971 120,000 Tile Roof 1,350 3 $500- $1000 Deductible 110 4 Wood siding yes
2000 105,000 Tile Roof 1,490 3 $500 Deductible 230 7 Wood siding No
1976 190,000 Composition Roof 2,350 5 $500 Deductible 160 4 Brick siding yes
2010 190,000 Wood Shake Roof 2,380 3 $500- $1000 Deductible 280 6 Stone Siding No
1941 290,000 Composition Roof 4,060 5 $1000-$2500 Deductible 810 10 Vinyl siding No
1978 365,000 Asphalt Shingles Roof 4,350 5 $5000 to $10,000 Deductible 130 3 Wood siding yes
1968 290,000 Tile Roof 3,380 4 $500- $1000 Deductible 610 7 Brick siding No
1972 180,000 Asphalt Shingles Roof 2,450 4 $500 Deductible 280 8 Brick siding No
2011 215,000 Slate Shingles Roof 2,280 3 $1000-$2500 Deductible 530 10 Fiber-Cement Siding yes