Plymouth Insurance Rates:

Plymouth, MI homeowners insurance is approximately $666 to $914, about $55-$76/month. Our detailed guide indicates shoppers can save as much as $316 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Plymouth, MI Homeowners Insurance By Home Value

Plymouth, MI Home Value Total Homes % of Total Average Plymouth, MI Homeowners Insurance
Less than $50,000 62 2.0% $94
$50,000 to $59,999 28 1.0% $213
$60,000 to $69,999 87 3.0% $260
$80,000 to $89,999 28 1.0% $339
$90,000 to $99,999 161 6.0% $379
$100,000 to $124,999 158 6.0% $442
$125,000 to $149,999 159 6.0% $553
$150,000 to $174,999 379 15.0% $655
$175,000 to $199,999 255 10.0% $758
$200,000 to $249,999 523 21.0% $908
$250,000 to $299,999 248 10.0% $1113
$300,000 to $399,999 275 11.0% $1422

Top Home Insurance Agents Near Plymouth, MI

Home Insurance Company Near Plymouth, MI Homeowners Insurance Agency Near Plymouth, MI Address
NA Beaudrie Insurance Agency 29207 Ford Road Garden City, Garden City, MI, 48135
NA Barnhart Gremel Marsh Agency 1063 W. Hill Road Suite E , Flint, MI, 48507
NA Burnor Insurance Agency 316 N Michigan St Ste 700, Toledo, OH, 43604
Farmers Adeeb Zayto 28751 Ryan Rd, Warren, MI, 48092
Travelers Insurance Providers Of Michigan Inc 5600 W MAPLE RD STE C314, WEST BLOOMFIELD, MI, 48322

Cost Of Homeowners Insurance By Street Near Plymouth, MI

Streets in Plymouth Area Homeowners Insurance Cost
S Mill St, Adams St, W Liberty St, S Union St, W Pearl St, N Main St, N Mill St, N Evergreen St, Farmer St, Ann Arbor Trail Ct$802
E Ann Arbor Trl, Woodland Pl, Hartsough St, Mc Kinley, W Spring St, S Evergreen St, Joel R St, Beech Ct, Fairground St, Penniman Ave$803
Sutherland St, E Liberty St, Hardeberg St, W Ann Arbor Rd, Leicester St, Cassidy Pl Dr, Roe St, N Sheldon, E Spring St, Garling Dr$742
Lindsay Dr, Kellogg St, S Evergreen St, Blunk St, Simpson, Sutherland, Maria Dr, Palmer, S Mill St, Burroughs St$794
Nantucket Rd, Starkweather St, Caster Ave, S Holbrook St, Wilcox Rd, E Union St, Deer St, Hartsough Ct, Ann Arbor Trl E, N Harvey St$754

Plymouth, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Plymouth$117 to $119
Plymouth charter$123
Northville$130
Canton charter$118

Plymouth, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plymouth charter township, Wayne County, Michigan $103 $137 $205
Northville township, Wayne County, Michigan $109 $145 $217
Canton charter township, Wayne County, Michigan $99 $132 $198

Plymouth, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Plymouth, MI3.7%12.4%
Plymouth charter3.48%10.77%
Northville2.85%9.55%
Canton charter3.53%10.66%

Plymouth Renters Insurance as a Percentage of Rent

Plymouth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 31 1.0% $768
$300 to $499 46 2.0% $1218
$500 to $749 594 36.0% $1893
$750 to $999 487 29.0% $2643
$1,000 to $1,499 291 17.0% $3768
$1,500 or more 175 10.0% $5418

Plymouth, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Plymouth Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Plymouth Home Owner from High Deductible Plan $600

Plymouth, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Plymouth, MI Home Replacement Value MORE than Home Value Plymouth, MI Home Replacement Value LESS than Home Value
Replacement Value $145,000 $98,500
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example Plymouth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 22910567
Year Built 197419661941
Home Details 5 Beds, 3 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $600000-$700000$250000-$300000$150000-$175000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Plymouth, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1951 165,000 Asphalt Shingles Roof 1,770 3 $5000 to $10,000 Deductible 430 12 Brick siding yes
1950 165,000 Composition Roof 1,370 3 $1000-$2500 Deductible 380 6 Stone Siding No
1963 190,000 Composition Roof 2,100 5 $500- $1000 Deductible 80 1 Vinyl siding yes
1976 170,000 Composition Roof 1,420 2 $1000-$2500 Deductible 410 7 Vinyl siding yes
1945 250,000 Wood Shake Roof 2,610 4 $500 Deductible 390 4 Brick siding yes
1972 190,000 Shingles Roof 1,670 2 $5000 to $10,000 Deductible 220 3 Stucco siding No
1940 145,000 Wood Shake Roof 1,490 2 $1000-$2500 Deductible 230 5 Stone Siding No
1956 405,000 Asphalt Shingles Roof 3,350 4 $2500-$5000 Deductible 100 1 Stone Siding yes
1960 235,000 Tile Roof 2,550 5 $2500-$5000 Deductible 410 6 Wood siding yes
1964 150,000 Wood Shake Roof 1,380 3 $5000 to $10,000 Deductible 220 6 Vinyl siding No
1946 225,000 Metal Roof 1,710 2 $2500-$5000 Deductible 560 8 Wood siding No
1949 160,000 Wood Shake Roof 1,490 3 $500- $1000 Deductible 460 7 Brick siding yes
1949 215,000 Membrane Roof 1,800 2 $500- $1000 Deductible 710 7 Stone Siding No
1953 215,000 Wood Shake Roof 2,180 3 $1000-$2500 Deductible 470 6 Wood siding yes
1951 165,000 Slate Shingles Roof 1,510 2 $500 Deductible 90 2 Fiber-Cement Siding No
1975 195,000 Composition Roof 1,680 2 $500 Deductible 300 4 Wood siding No
1974 200,000 Slate Shingles Roof 1,590 3 $500- $1000 Deductible 420 7 Fiber-Cement Siding No
1952 320,000 Slate Shingles Roof 2,490 4 $2500-$5000 Deductible 90 1 Vinyl siding No
1947 160,000 Wood Shake Roof 1,450 2 $5000 to $10,000 Deductible 370 10 Stone Siding No
1943 435,000 Composition Roof 3,380 4 $2500-$5000 Deductible 620 5 Fiber-Cement Siding No
1979 260,000 Asphalt Shingles Roof 2,250 3 $1000-$2500 Deductible 550 7 Fiber-Cement Siding No
1979 225,000 Metal Roof 2,350 3 $500 Deductible 90 1 Brick siding yes
1948 140,000 Asphalt Shingles Roof 1,520 3 $500- $1000 Deductible 180 3 Stucco siding No
1942 140,000 Asphalt Shingles Roof 1,320 2 $500- $1000 Deductible 310 5 Wood siding yes
1964 310,000 Shingles Roof 2,450 4 $500- $1000 Deductible 540 5 Wood siding No
1959 140,000 Asphalt Shingles Roof 1,170 2 $500 Deductible 70 1 Stone Siding yes
1963 105,000 Slate Shingles Roof 1,050 2 $500 Deductible 140 3 Vinyl siding yes
1953 350,000 Asphalt Shingles Roof 3,340 5 $5000 to $10,000 Deductible 620 7 Wood siding yes
1952 145,000 Tile Roof 1,200 2 $500- $1000 Deductible 340 7 Stone Siding yes
1940 305,000 Asphalt Shingles Roof 2,970 4 $5000 to $10,000 Deductible 150 2 Fiber-Cement Siding No
1971 315,000 Metal Roof 2,820 4 > $10,000 Deductible 650 10 Wood siding No
1954 590,000 Membrane Roof 4,640 5 $1000-$2500 Deductible 600 4 Stone Siding No
1943 245,000 Metal Roof 2,110 3 $1000-$2500 Deductible 1030 9 Brick siding yes
1951 145,000 Slate Shingles Roof 1,430 2 $2500-$5000 Deductible 190 5 Vinyl siding yes