Plum Insurance Rates:

Plum, PA homeowners insurance is about $608 to $825, about $50-$68/month. Our in depth research indicates shoppers can save as much as $286 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
Very personable people, they try to relate to your situation and follow up on any questions or claims you have.
Progressive
The claiming experience is pretty simple. You call the company at the time of an accident and give them any and all details. You take photos and any other evidence and send it per their instructions. Depending on their analysis. They'll payout within a timeframe on your policy.
Liberty Mutual
The company so far has been good. In explaining their services, what is covered and what is not covered, what are their prices and the reason their prices are such.
Allstate
Nothing about Allstate is bad. From their customer service to their attention to detail. Everything has operated smoothly so far so we are not concerned about our protection, so are we interested in looking for another insurance company actively. Now, if some company can beat their prices and offers the same level service, I would consider, but the differences would have to be outstanding
Progressive
Their website is well designed and very easy to navigate, it makes it easy to update your information and coverage.
Progressive
Their pricing has typically been a little bit higher than other comparable insurance companies when comparing similar coverage options between them.
Allstate
They also offer a program that gives you an extra discount on your insurance premium by connecting a device to your car that measures your driving performance.

Plum, PA Homeowners Insurance By Home Value

Plum, PA Home Value Total Homes % of Total Average Plum, PA Homeowners Insurance
Less than $50,000 338 3.0% $128
$50,000 to $59,999 119 1.0% $272
$60,000 to $69,999 198 2.0% $336
$70,000 to $79,999 312 3.0% $386
$80,000 to $89,999 703 8.0% $436
$90,000 to $99,999 591 6.0% $494
$100,000 to $124,999 1,338 15.0% $572
$125,000 to $149,999 1,494 17.0% $716
$150,000 to $174,999 1,200 14.0% $844
$175,000 to $199,999 581 6.0% $973
$200,000 to $249,999 869 10.0% $1174
$250,000 to $299,999 567 6.0% $1432
$300,000 to $399,999 260 3.0% $1825

Top Home Insurance Agents Near Plum, PA

Home Insurance Company Near Plum, PA Homeowners Insurance Agency Near Plum, PA Address
Nationwide Wayne F Alling Agency 4790 William Flynn Hwy Suite 10, Allison Park, PA, 15101
Allstate Blair Bogdan 120 Clairton Blvd, Pleasant Hills, PA, 15236
Liberty Mutual John X. Burns 127 Anderson St. Suite 202 - Timber Court, Pittsburgh, PA, 15212
Allstate Linette Lonsinger - Blackburn 969 Eisenhower Blvd Ste B, Johnstown, PA, 15904
State Farm Monica Bonacci 5301 Grove Rd Ste M117, Pittsburgh, PA, 15236-1698

Cost Of Homeowners Insurance By Street Near Plum, PA

Streets in Plum Area Homeowners Insurance Cost
Greensburg Rd, Herman Dr, Luray Dr, Pine Ct, Garlow Blvd, Maple Rd, Aloha Dr, Rockland Dr, Oliver Ct, Ivory Ln$717
Blossom Ct, Unity Trestle Rd, Ridgewood Ct, Hilltop Ct, Monroeville Trestle Rd, Old Abers Creek Rd, Meadow Wood Dr, Pine Valley Dr, Limestone Ct, Alc Dr$722
Glengary Ct, Crystal Dr, James Way, McAllister Dr, Old Leechburg Rd, Tivoli Rd, Carriage Dr, Paree Dr, Leroy St, Logans Ferry Rd$720
Aberdeen Dr, Ross Hollow Rd, Abers Creek Rd, McComb Ln, Milltown Rd, Entrance Dr, Marlin Rd, Windsor Dr, Farneth Rd, Eastern Ave$725
Kellywood Manor, Regent St, Kane Rd, Narrow Dr, Regency Dr, Stirling Dr, Grove Crest Dr, Knollview Dr, State Rte 366, Murray Ct$727

Plum, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Plum$107 to $109
Springdale$104
Cheswick$105
Oakmont$109

Plum, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Springdale borough, Pennsylvania $104 $139 $209
Cheswick borough, Pennsylvania $105 $140 $210
Penn Hills township, Allegheny County, Pennsylvania $104 $138 $207

Plum, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Plum, PA4.1%11.5%
Springdale6.0%13.98%
Cheswick5.13%12.58%
Penn Hills5.08%12.3%

Plum Renters Insurance as a Percentage of Rent

Plum Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 23 1.0% $794
$300 to $499 148 7.0% $1244
$500 to $749 409 20.0% $1919
$750 to $999 847 42.0% $2669
$1,000 to $1,499 343 17.0% $3794
$1,500 or more 239 11.0% $5444

Plum, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Plum Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,300$11,100
Net Savings to Plum Home Owner from High Deductible Plan $1,200

Plum, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Plum, PA Home Replacement Value MORE than Home Value Plum, PA Home Replacement Value LESS than Home Value
Replacement Value $199,000 $131,000
Insurance Premium based on Replacement Value $800 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Plum Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmTravelers
Monthly Premium 6344161
Year Built 199019732007
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$175000-$200000$400000-$500000
Deductible $1000-$2500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Plum, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 205,000 Wood Shake Roof 2,370 4 $500 Deductible 180 2 Stucco siding No
1978 250,000 Slate Shingles Roof 2,670 4 $500 Deductible 560 6 Stucco siding No
1996 225,000 Shingles Roof 2,560 4 $500 Deductible 760 10 Stucco siding No
1988 130,000 Wood Shake Roof 1,820 3 $1000-$2500 Deductible 590 12 Brick siding No
1983 110,000 Asphalt Shingles Roof 1,300 3 $2500-$5000 Deductible 220 7 Wood siding yes
1978 365,000 Tile Roof 4,310 5 $5000 to $10,000 Deductible 670 6 Vinyl siding No
1978 185,000 Slate Shingles Roof 2,210 4 $500- $1000 Deductible 490 6 Brick siding yes
2004 110,000 Membrane Roof 1,530 3 $500 Deductible 50 1 Fiber-Cement Siding yes
1985 240,000 Metal Roof 2,940 4 $500- $1000 Deductible 600 8 Stone Siding yes
2006 250,000 Shingles Roof 3,020 5 $500- $1000 Deductible 360 4 Fiber-Cement Siding No
1972 390,000 Shingles Roof 4,950 5 $500- $1000 Deductible 1170 7 Stucco siding yes
1988 105,000 Wood Shake Roof 1,550 5 $500- $1000 Deductible 230 5 Wood siding No
2000 175,000 Metal Roof 2,170 4 $500- $1000 Deductible 80 1 Fiber-Cement Siding No
1981 305,000 Shingles Roof 3,190 5 $500- $1000 Deductible 910 9 Stucco siding No
2004 110,000 Wood Shake Roof 1,240 3 $2500-$5000 Deductible 240 9 Wood siding yes
1971 250,000 Metal Roof 2,500 4 $1000-$2500 Deductible 830 10 Brick siding No
2005 300,000 Membrane Roof 2,920 4 $1000-$2500 Deductible 450 4 Stone Siding yes
1985 195,000 Composition Roof 2,440 4 $1000-$2500 Deductible 60 1 Brick siding yes
1995 160,000 Metal Roof 1,560 3 $500 Deductible 300 4 Wood siding yes
1983 170,000 Wood Shake Roof 2,330 5 $1000-$2500 Deductible 520 8 Wood siding No
1980 445,000 Membrane Roof 4,340 5 $500 Deductible 210 1 Stucco siding yes
2000 275,000 Composition Roof 3,300 4 $500 Deductible 1120 10 Stone Siding No
2009 150,000 Composition Roof 2,140 4 $1000-$2500 Deductible 240 4 Vinyl siding No
1988 195,000 Composition Roof 2,070 3 $5000 to $10,000 Deductible 550 9 Stucco siding No
1971 125,000 Wood Shake Roof 1,510 3 $500 Deductible 360 8 Stucco siding yes