Pleasant Hill Insurance Rates:

Pleasant Hill, IA homeowners insurance is approximately $587 to $801, about $48-$66/month. Our exhaustive analysis shows customers can save as much as $277 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pleasant Hill, IA Homeowners Insurance By Home Value

Pleasant Hill, IA Home Value Total Homes % of Total Average Pleasant Hill, IA Homeowners Insurance
Less than $50,000 144 5.0% $97
$100,000 to $124,999 87 3.0% $430
$125,000 to $149,999 302 12.0% $541
$150,000 to $174,999 648 26.0% $638
$175,000 to $199,999 420 16.0% $735
$200,000 to $249,999 471 19.0% $888
$250,000 to $299,999 187 7.0% $1082
$300,000 to $399,999 164 6.0% $1374

Top Home Insurance Agents Near Pleasant Hill, IA

Home Insurance Company Near Pleasant Hill, IA Homeowners Insurance Agency Near Pleasant Hill, IA Address
NA Midwest Insurance Corporation 209 Main Street Collins, Nevada, IA, 50055
NA Indemnus Corporation Dba Indemnus 2900 100Th St, Ste 201, Urbandale, IA, 50322
NA Dennis Hill Agency 6124 85Th Lane , Indianola, IA, 50125
Liberty Mutual Independent Krist Ins Group Of Iowa Llc 6600 WESTOWN PKWY STE 250, WEST DES MOINES, IA, 50266
State Farm Pat Brown 1112 Buckeye Ave, Ames, IA, 50010-8063

Cost Of Homeowners Insurance By Street Near Pleasant Hill, IA

Streets in Pleasant Hill Area Homeowners Insurance Cost
6th Ave SE, 21st St SW, Fieldstone Ln, Bartholomew Dr, NE 44th Dr, Dakota Dr, Ashwood Dr, Dooley Ct SW, Brook Ridge Ct, Ridgewood Dr$705
Zilker Dr, 22nd Ave SW, 34th Ave SW, NE 44th Ct, Ash Dr, Solinda Dr, SE Sundancer Swing, NE 44th Ave, 26th Ave SW, Dogwood Ct SW$695
NE 33rd Ct, Donna Ave, Morning Dove Blvd, 8th St SW, 11th St SW, Cornerstone Ln, Morning Star Ct, Casebeer Rd, NE 30th Pl, E 53rd Ct$676
Springwood Ln, Hillside Ct, Alderwood Dr, SE Parkridge Dr, S Pleasant Hill Blvd, Concord Dr, NE 53rd Ct, Catalpa Dr, SE 60th St, NE 43rd St$691
NE Oak Hill Dr, Scenic View Dr, SE 13th Ave, 13th Street Cir SW, E 49th St, Redstone Ln, Brook View Dr, Cardinal Ct, Stonegate Ct SW, SE 68th St$693

Pleasant Hill, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pleasant Hill$103 to $106
Four Mile$103
Lee$98
Delaware$100

Pleasant Hill, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Four Mile township, Polk County, Iowa $87 $115 $173
Lee township, Polk County, Iowa $82 $109 $164
Altoona city, Iowa $86 $114 $171

Pleasant Hill, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pleasant Hill, IA3.7%11.3%
Four Mile3.97%11.31%
Lee4.96%13.49%
Altoona4.1%11.98%

Pleasant Hill Renters Insurance as a Percentage of Rent

Pleasant Hill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 19 2.0% $1222
$500 to $749 289 37.0% $1897
$750 to $999 288 37.0% $2647
$1,000 to $1,499 132 17.0% $3772
$1,500 or more 43 5.0% $5422

Average Cost Of Home Insurance By Company In Areas Nearby Pleasant Hill For Different Scenarios

Coverage ($) Premium ($) Company
63870000American Family Mutual Insurance company
44970000Farmers Insurance Exchange
12825000Nationwide Affinity Insurance Company of America
713100000Shelter Mutual Insurance Company
11525000Travelers Commercial Insurance Company
690100000Westfield National Insurance
1162250000Garrison Property and Casualty Insurance Company
1296150000Nationwide Affinity Insurance Company of America
1602250000Shelter Mutual Insurance Company

Pleasant Hill, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Pleasant Hill Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,100$11,300
Net Savings to Pleasant Hill Home Owner from High Deductible Plan $800

Pleasant Hill, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pleasant Hill, IA Home Replacement Value MORE than Home Value Pleasant Hill, IA Home Replacement Value LESS than Home Value
Replacement Value $156,500 $98,000
Insurance Premium based on Replacement Value $925 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $200/year

Example Pleasant Hill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceLiberty Mutual
Monthly Premium 88147144
Year Built 200420131987
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$350000-$400000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Pleasant Hill, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 410,000 Wood Shake Roof 4,250 5 $500- $1000 Deductible 500 3 Stone Siding No
2011 240,000 Asphalt Shingles Roof 2,900 5 $500- $1000 Deductible 550 5 Fiber-Cement Siding yes
1981 110,000 Metal Roof 1,260 3 $1000-$2500 Deductible 150 3 Brick siding yes
1980 455,000 Wood Shake Roof 4,080 5 $1000-$2500 Deductible 1350 5 Brick siding No
2000 280,000 Wood Shake Roof 3,340 4 $5000 to $10,000 Deductible 720 9 Vinyl siding No
2004 150,000 Metal Roof 1,290 3 $2500-$5000 Deductible 180 4 Vinyl siding yes
1984 180,000 Slate Shingles Roof 1,830 4 $2500-$5000 Deductible 530 9 Fiber-Cement Siding yes
2008 330,000 Tile Roof 3,280 5 $2500-$5000 Deductible 540 4 Vinyl siding No
2006 130,000 Metal Roof 1,330 3 $500- $1000 Deductible 70 1 Fiber-Cement Siding No
2013 150,000 Tile Roof 1,810 3 $1000-$2500 Deductible 800 12 Fiber-Cement Siding yes
2013 185,000 Tile Roof 1,970 4 $2500-$5000 Deductible 350 3 Wood siding yes
2003 400,000 Composition Roof 4,270 5 $1000-$2500 Deductible 400 2 Brick siding No
2010 260,000 Tile Roof 3,110 4 $1000-$2500 Deductible 600 5 Vinyl siding yes
2014 270,000 Tile Roof 2,580 4 $1000-$2500 Deductible 950 7 Vinyl siding yes
2014 240,000 Shingles Roof 1,950 3 $1000-$2500 Deductible 170 2 Stone Siding No
1983 240,000 Wood Shake Roof 2,920 5 $500 Deductible 1210 8 Vinyl siding yes
2014 185,000 Composition Roof 2,110 5 $500- $1000 Deductible 790 10 Wood siding No
2004 225,000 Slate Shingles Roof 1,960 3 $1000-$2500 Deductible 630 5 Stucco siding yes
1984 225,000 Membrane Roof 2,020 4 $500- $1000 Deductible 750 6 Stone Siding yes
2003 330,000 Shingles Roof 2,960 4 $1000-$2500 Deductible 1120 8 Stone Siding No
1980 315,000 Membrane Roof 3,290 4 $500- $1000 Deductible 360 3 Brick siding No
2008 405,000 Metal Roof 4,950 5 $2500-$5000 Deductible 1280 10 Fiber-Cement Siding yes
2000 330,000 Tile Roof 4,050 5 > $10,000 Deductible 800 8 Brick siding yes
2000 415,000 Asphalt Shingles Roof 3,990 5 $500- $1000 Deductible 1140 5 Brick siding yes
2002 410,000 Asphalt Shingles Roof 3,670 5 $2500-$5000 Deductible 1400 9 Stucco siding yes
2002 160,000 Tile Roof 1,680 3 $2500-$5000 Deductible 80 1 Vinyl siding yes
2004 210,000 Slate Shingles Roof 2,200 5 $2500-$5000 Deductible 840 10 Vinyl siding No
2010 480,000 Shingles Roof 4,690 5 $5000 to $10,000 Deductible 590 5 Stone Siding yes
2004 255,000 Membrane Roof 2,290 3 $2500-$5000 Deductible 1060 8 Vinyl siding No
2011 180,000 Composition Roof 1,470 3 $2500-$5000 Deductible 270 4 Vinyl siding yes
1989 130,000 Wood Shake Roof 1,420 3 $500- $1000 Deductible 500 6 Vinyl siding yes
2011 450,000 Composition Roof 4,190 5 $500- $1000 Deductible 1150 4 Vinyl siding No
1980 355,000 Metal Roof 2,940 4 $1000-$2500 Deductible 490 3 Stone Siding No
2000 405,000 Tile Roof 4,370 5 $500 Deductible 2190 9 Stucco siding yes