Pleasant Hill Insurance Rates:

Pleasant Hill, CA homeowners insurance is roughly $553 to $752, about $46-$62/month. Our in depth research shows customers can save upto $260 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
i would rate htem at a 4. customer service is great, price is fair, and setting up our policy was pretty simple. they send too much junk mail and have a pretty lackluster iphone app, but aside from that they're ok.
Progressive
I would recommend it because while searching companies, they had the lowest price
Geico
I would recommend Geico to anyone looking for insurance. They offer a lot for young people and people with not much credit. They also seem very willingly to help find more offers and discounts to help save some money
The Hartford
I would rate them a two in completing claims. They do not do it in a timely fashion and hold back a large portion of your monies, until they are satisfied that all of the work has been completed.
Liberty Mutual
Liberty Mutual's policy offered coverage in case of weather related problems. Our old insurance company did not have this as a feature and we had to cover the costs ourselves.
Geico
There are many parts to home owner's insurance that it is easy to get lost in the thick of it. It seemed that the initial coverage amounts were lower than the defaults for others, but we were able to increase them.
Geico
it is fine for me, i havent had to really use it at all. it was easy to get since i already had car insurance through them. i give it a 4 since i haevnt had any issues but also not sure impressed by anything
State Farm
I don't know what other policies are out there. My roommate deals with the home insurance and I just pay her my share every month.
State Farm
I have never been offered anything but the base policy I got when I bought the house. I'm looking at other companies now..
State Farm
They do some bundling of insurance types and are proactive in updating their website and apps. They are quick to respond. I would generally recommend State Farm but I do think that the premium could be lower.
Allstate
Every 5-6 months i get a call from the staff to review my policies to be certain i've got what i need, they also let me know about new programs/products that might help save me money.
Liberty Mutual
We had Progressive before and they increased our rates after we got new cars so we switched because it was a couple hundred dollars a month difference.
Esurance
Insurance is quick to respond to questions and the billing and customer services department are on call 24/7 I like that I can bundle my service with home and auto. easy to submit the claim via the mobile app.
Geico
I like the company's customer service policy because I am connected to a live person as soon my phone call is made. The live person is eager to resolve my concerns. They repeat information back to me and are motivated to solve a problem.
Allstate
allstate customer service has always been great to me.I have been with them for 2 years and every time I call, I get great help
Progressive
I would absolutely recommend my home insurance company to anyone. They offer plenty of affordable policy options, and they are extremely stable and dependable.

Pleasant Hill, CA Homeowners Insurance By Home Value

Pleasant Hill, CA Home Value Total Homes % of Total Average Pleasant Hill, CA Homeowners Insurance
Less than $50,000 51 2.0% $26
$60,000 to $69,999 31 1.0% $78
$100,000 to $124,999 60 3.0% $130
$125,000 to $149,999 22 1.0% $163
$150,000 to $174,999 67 3.0% $195
$175,000 to $199,999 107 5.0% $228
$200,000 to $249,999 244 12.0% $273
$250,000 to $299,999 171 8.0% $332
$300,000 to $399,999 1,133 59.0% $423

Top Home Insurance Agents Near Pleasant Hill, CA

Home Insurance Company Near Pleasant Hill, CA Homeowners Insurance Agency Near Pleasant Hill, CA Address
NA Khalsa Insurance Agency Inc. 3750 Mckee Road, Suite A San Jose, San Jos\u00e9, CA, 95127
Farmers Jeffrey Jeff Kutzer 1443 MAIN ST STE 115, Napa, CA, 94559
State Farm Ken Ericson 201 Macarthur Blvd, San Leandro, CA, 94577-2108
Travelers Legacy Risk And Insurance Services Llc 1850 Mt Diablo Blvd Ste 400, WALNUT CREEK, CA, 94596
State Farm Mary Zell Spellman Chfc 318 West Portal Ave, San Francisco, CA, 94127

Pleasant Hill, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Pleasant Hill, CA

Streets in Pleasant Hill Area Homeowners Insurance Cost
Aspen Dr, Cumberland Dr, Mazie Dr, Cherryhills Ct, Christen Dr, Mountain Springs Rd, Brookview Dr, Rancho View Rd, Norse Dr, Verbena Ct$724
Roanoke Dr, Argenta Dr, Kuwait Way, Stagecoach Ct, Verbena Pl, Astrid Dr, Royston Walk, Monivea Pl, Marakesh Dr, Almaden Ct$717
Hawthorne Ct, Oak Vista Ct, Cynthia Dr, Villa Ct, Sylvia Dr, Deodar Dr, Hopeco Rd, Black Hawk Ct, Donegal Way, Balboa Ct$716
Pleasant Hill Rd E, Barika Ct, McKissick St, Hookston Rd, Leslie Dr, Faye Ct, Oak Park Blvd, Brook St, Colton Pl, Stratford Ct$581
Wildcroft Dr, Argenta Ct, Valley Dr, Holiday Ct, Barnett Cir, Waterberry Ct, Babette Ct, McGrath Ct, Reliez Manor Ct, Portsmouth Cir$655
Virginia Cir, Palo Alto Pl, Pantano Ln, Withers Ave, Kevin Ct, Eagle Point Ct, Macgregor Rd, Charlton Cir, Wendy Dr, Patterson Blvd$647
Hubbard Ave, Echo Springs Rd, Lake Ridge Dr, Maryal Rd, Johnson Dr, Cebu Dr, Margie Dr, Vis Grande, Francis Dr, Santa Cruz Dr$582
Christen Dr, Deerpath Ct, Mountbatten Ct, Collins Dr, Hamilton Ct, Linnet Ct, Sunset Rd, W Day Ave, Kiki Dr, Ridgeview Dr$671
Isabel Dr, St Andrews Ct, New Lake Dr, Odin Pl, Laird Ln, Sparrow Ct, Hedaro Ct, Ivanhoe Ave, Via la Cumbre, Scottsdale Rd$723
Dana Highlands Ct, Hookston Rd, Cornell Ct, Grove Creek Ct, Stanmore Dr, Berry Dr, Hieber Dr, W Hayward Ct, Golf Club Cir, Silverlake Way$586

Pleasant Hill, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pleasant Hill$97 to $100
Reliez Valley$106
Contra Costa Centre$96
Pacheco$87

Pleasant Hill, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Reliez Valley CDP, California $107 $142 $213
Contra Costa Centre CDP, California $96 $128 $192
Pacheco CDP, California $87 $116 $174

Pleasant Hill, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pleasant Hill, CA2.0%10.8%
Reliez Valley1.48%9.94%
Contra Costa Centre2.02%8.73%
Pacheco2.37%6.68%

Pleasant Hill Renters Insurance as a Percentage of Rent

Pleasant Hill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 165 3.0% $772
$300 to $499 79 1.0% $1222
$500 to $749 200 3.0% $1897
$750 to $999 525 9.0% $2647
$1,000 to $1,499 1,852 34.0% $3772
$1,500 or more 2,486 46.0% $5422

Average Cost Of Home Insurance By Company In Areas Nearby Pleasant Hill For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002504-6 YearsChubb/Federal917
150000500NewIDS Property Casualty310
1500005004-6 YearsTravelers324
15000050026-40 YearsFirst American Ins492
15000050041-70 YearsAAA (Interinsurance Exchange)513
200000500NewCalifornia Casualty407
200000500NewUniversal North America300
2000005004-6 YearsForemost Insurance770
20000050041-70 YearsCSAA Ins Exch849
2500001000NewAmica Mutual639
25000010001-3 YearsAmica Mutual678
25000010004-6 YearsAmco617
2500005001-3 YearsQBE (Balboa)619
25000050016-25 YearsLiberty Ins Corp1089
25000050026-40 YearsChubb/Federal1370
25000050041-70 YearsAmerican Security1830
3000005004-6 YearsCentury National810
3000005007-15 YearsAAA (Interinsurance Exchange)1186

Pleasant Hill, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Pleasant Hill Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,800$10,200
Net Savings to Pleasant Hill Home Owner from High Deductible Plan $600

Pleasant Hill, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pleasant Hill, CA Home Replacement Value MORE than Home Value Pleasant Hill, CA Home Replacement Value LESS than Home Value
Replacement Value $332,500 $254,500
Insurance Premium based on Replacement Value $1,200 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Pleasant Hill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualNationwide Insurance
Monthly Premium 11433116
Year Built 196919931978
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $400000-$500000$200000-$250000$400000-$500000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Pleasant Hill, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 520,000 Asphalt Shingles Roof 2,490 4 $1000-$2500 Deductible 820 8 Brick siding yes
1966 725,000 Tile Roof 2,560 5 $1000-$2500 Deductible 500 3 Brick siding yes
1975 390,000 Wood Shake Roof 1,290 3 $2500-$5000 Deductible 710 9 Stucco siding No
1977 390,000 Metal Roof 1,290 3 > $10,000 Deductible 730 10 Vinyl siding yes
1982 665,000 Composition Roof 2,590 4 $5000 to $10,000 Deductible 950 9 Stone Siding yes
1995 205,000 Metal Roof 960 2 $500- $1000 Deductible 410 9 Brick siding No
1971 265,000 Membrane Roof 1,270 2 > $10,000 Deductible 320 8 Stone Siding No
1983 340,000 Tile Roof 1,480 2 $500 Deductible 130 2 Wood siding No
1992 425,000 Asphalt Shingles Roof 1,410 3 $5000 to $10,000 Deductible 200 4 Brick siding No
1976 315,000 Composition Roof 1,480 3 $2500-$5000 Deductible 890 12 Wood siding No
1991 235,000 Tile Roof 1,080 2 > $10,000 Deductible 100 4 Stone Siding yes
1961 355,000 Composition Roof 1,570 3 $500- $1000 Deductible 1060 10 Brick siding No
1964 705,000 Asphalt Shingles Roof 2,370 3 $5000 to $10,000 Deductible 830 7 Stone Siding yes
1997 310,000 Membrane Roof 1,410 3 $1000-$2500 Deductible 310 4 Vinyl siding No
1984 925,000 Membrane Roof 3,860 5 > $10,000 Deductible 1080 7 Fiber-Cement Siding No
1963 455,000 Asphalt Shingles Roof 1,580 2 > $10,000 Deductible 280 6 Wood siding No
1981 500,000 Composition Roof 2,170 4 > $10,000 Deductible 230 3 Vinyl siding No
1988 655,000 Membrane Roof 3,020 4 $500 Deductible 1130 6 Vinyl siding No
1991 255,000 Wood Shake Roof 1,000 2 $500- $1000 Deductible 300 6 Stucco siding No
1961 355,000 Tile Roof 1,580 3 $500 Deductible 530 7 Stucco siding yes
1963 465,000 Slate Shingles Roof 2,250 4 $2500-$5000 Deductible 630 9 Stucco siding No
1966 435,000 Membrane Roof 1,920 4 $500- $1000 Deductible 250 3 Vinyl siding yes
1991 425,000 Slate Shingles Roof 1,450 3 $500 Deductible 440 6 Vinyl siding No
1971 390,000 Shingles Roof 1,730 5 $1000-$2500 Deductible 590 7 Brick siding No
1996 360,000 Asphalt Shingles Roof 1,280 2 $1000-$2500 Deductible 230 5 Fiber-Cement Siding No
1998 820,000 Asphalt Shingles Roof 2,730 4 $2500-$5000 Deductible 1770 10 Vinyl siding No
1982 840,000 Asphalt Shingles Roof 3,550 5 > $10,000 Deductible 520 4 Brick siding yes
1985 585,000 Shingles Roof 2,370 3 $2500-$5000 Deductible 410 3 Wood siding yes
1983 350,000 Composition Roof 1,360 2 $500- $1000 Deductible 290 4 Vinyl siding yes
1974 700,000 Tile Roof 3,170 5 $500- $1000 Deductible 1070 10 Stucco siding yes
1996 975,000 Membrane Roof 4,070 5 $500 Deductible 2280 12 Stucco siding yes
1998 260,000 Tile Roof 1,210 2 $1000-$2500 Deductible 360 7 Vinyl siding No
1978 1,125,000 Tile Roof 4,960 5 $500- $1000 Deductible 950 5 Fiber-Cement Siding No

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