Pleasant Grove Insurance Rates:

Pleasant Grove, AL homeowners insurance is approximately $828 to $1,128, about $69-$94/month. Our all inclusive analysis reveals consumers can save upto $391 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pleasant Grove, AL Homeowners Insurance By Home Value

Pleasant Grove, AL Home Value Total Homes % of Total Average Pleasant Grove, AL Homeowners Insurance
Less than $50,000 145 4.0% $156
$50,000 to $59,999 40 1.0% $322
$60,000 to $69,999 61 1.0% $400
$80,000 to $89,999 149 4.0% $528
$90,000 to $99,999 223 6.0% $596
$100,000 to $124,999 275 7.0% $684
$125,000 to $149,999 679 19.0% $860
$150,000 to $174,999 686 19.0% $1017
$175,000 to $199,999 536 15.0% $1173
$200,000 to $249,999 463 13.0% $1418
$250,000 to $299,999 81 2.0% $1731
$300,000 to $399,999 96 2.0% $2200

Top Home Insurance Agents Near Pleasant Grove, AL

Home Insurance Company Near Pleasant Grove, AL Homeowners Insurance Agency Near Pleasant Grove, AL Address
State Farm Bo Murphy 3216 Morrow Rd, Birmingham, AL, 35235-3109
Allstate James Walker 2532 Decatur Hwy, Gardendale, AL, 35071
State Farm Maurice Oliver 105 Park Rd, Pleasant Grv, AL, 35127-1820
Allstate Thomas Cornelius 1575 Cahaba Valley Rd, Pelham, AL, 35124
Travelers Virgil B Fowler Insurance Agency 806 2ND AVE SW, CULLMAN, AL, 35055

Cost Of Homeowners Insurance By Street Near Pleasant Grove, AL

Streets in Pleasant Grove Area Homeowners Insurance Cost
Louis St, Glenn St, 9th Pl, Parsons Loop Rd, Valley Dr E, Fred Hicks Rd, Harmon Rd, Rolling Ridge Cir, Alliance Short Creek Rd, Stadium Ave$960
13th Ct, Old Porter Rd, 12th Plaza Cir, Ocala St, Ensley Pleasant Grove Rd, Owen Cir, Pinecrest Rd, Hillcrest Ave, Washington Ave, Newsom St$930
Midfield Ave, Popular Springs Dr, Walnut Dr, McGregor Dr, Marsh Ave, Jersey St N, Cypress Ln, Van Salter Rd, Bel Air Cir, Mulga Loop Rd$962
5th Ct, Minor Pkwy, 13th Pl, Oakdale Rd, White St, 3rd Ct, 12th Plz, Kiska Ct, 2nd Ter, Capri Cir$965
Cedarbrook Ln, 5th Ct, Maytown Church Rd, Dennison Ave, Old Toadvine Rd, Loop Rd, Longmire Loop, Trail Way, Scranton Ave, May Dr$937

Pleasant Grove, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pleasant Grove$146 to $149
McDonald Chapel$138
Edgewater$139
Fairfield$141

Pleasant Grove, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
McDonald Chapel CDP, Alabama $138 $184 $276
Edgewater CDP, Alabama $140 $186 $279
Fairfield city, Alabama $141 $188 $282

Pleasant Grove, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pleasant Grove, AL5.5%18.7%
McDonald Chapel9.64%28.49%
Edgewater10.37%17.13%
Fairfield7.53%17.86%

Pleasant Grove Renters Insurance as a Percentage of Rent

Pleasant Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 33 12.0% $1249
$500 to $749 68 26.0% $1924
$750 to $999 111 43.0% $2674
$1,000 to $1,499 27 10.0% $3799
$1,500 or more 18 7.0% $5449

Average Cost Of Home Insurance By Company In Areas Nearby Pleasant Grove For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 American National Property & Casualty Company 691
$500 $150,000 Esurance Insurance Company 882
$500 $150,000 Guideone Specialty Mutual Insurance Co 1008
$500 $150,000 Mid Century Ins Co 1604
$500 $150,000 Nationwide General Ins Co 801
$500 $150,000 United Services Automobile Association 1001
$500 $150,000 Usaa Casualty Insurance Company 1089
$500 $300,000 Guideone Mutual Insurance Company 1513
$500 $300,000 Nationwide Mutual Fire Ins Company 2099
$500 $300,000 Travelers Home And Marine Insurance Company 1074

Pleasant Grove, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Pleasant Grove Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to Pleasant Grove Home Owner from High Deductible Plan $600

Pleasant Grove, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pleasant Grove, AL Home Replacement Value MORE than Home Value Pleasant Grove, AL Home Replacement Value LESS than Home Value
Replacement Value $188,000 $119,500
Insurance Premium based on Replacement Value $1,025 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,000 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $225/year

Example Pleasant Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceTravelers
Monthly Premium 597087
Year Built 198019932009
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$150000-$175000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Pleasant Grove, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 290,000 Membrane Roof 2,890 5 $5000 to $10,000 Deductible 740 8 Wood siding yes
1993 160,000 Tile Roof 1,820 4 $2500-$5000 Deductible 60 1 Brick siding No
1980 215,000 Wood Shake Roof 2,010 3 $5000 to $10,000 Deductible 360 5 Wood siding No
1980 275,000 Wood Shake Roof 3,300 4 $1000-$2500 Deductible 490 5 Fiber-Cement Siding yes
1982 275,000 Asphalt Shingles Roof 2,800 4 $500- $1000 Deductible 900 12 Fiber-Cement Siding yes
2014 250,000 Tile Roof 3,190 4 $2500-$5000 Deductible 290 4 Wood siding yes
2001 280,000 Tile Roof 2,500 5 $1000-$2500 Deductible 160 2 Wood siding No
2013 300,000 Membrane Roof 3,750 5 $1000-$2500 Deductible 240 3 Brick siding No
1997 145,000 Shingles Roof 1,700 3 $2500-$5000 Deductible 30 1 Wood siding No
2014 320,000 Tile Roof 3,240 4 $500- $1000 Deductible 1250 12 Stucco siding No
1997 165,000 Shingles Roof 1,860 3 $5000 to $10,000 Deductible 400 10 Fiber-Cement Siding No
2013 220,000 Wood Shake Roof 1,970 5 > $10,000 Deductible 230 5 Vinyl siding yes
1972 240,000 Composition Roof 2,200 5 $1000-$2500 Deductible 320 4 Stucco siding No
1981 200,000 Slate Shingles Roof 1,790 5 $500 Deductible 860 9 Fiber-Cement Siding yes
1996 220,000 Membrane Roof 2,910 4 $500 Deductible 630 6 Vinyl siding No
1975 140,000 Slate Shingles Roof 1,780 3 $2500-$5000 Deductible 180 4 Stone Siding yes
2006 120,000 Membrane Roof 1,550 3 $500 Deductible 410 7 Brick siding No
1996 210,000 Asphalt Shingles Roof 2,080 4 $500 Deductible 420 5 Brick siding yes
2002 285,000 Shingles Roof 3,030 4 $500 Deductible 360 4 Stone Siding No
2008 495,000 Membrane Roof 4,440 5 $500- $1000 Deductible 730 3 Brick siding No
2004 190,000 Metal Roof 2,520 5 $5000 to $10,000 Deductible 290 8 Stucco siding No
2013 335,000 Asphalt Shingles Roof 3,780 5 $2500-$5000 Deductible 860 9 Wood siding yes
2010 110,000 Slate Shingles Roof 1,380 3 $1000-$2500 Deductible 390 9 Brick siding yes
1999 380,000 Tile Roof 4,400 5 $1000-$2500 Deductible 680 5 Vinyl siding yes
1994 185,000 Shingles Roof 1,840 4 $500- $1000 Deductible 860 9 Fiber-Cement Siding yes
2007 295,000 Metal Roof 3,530 5 $2500-$5000 Deductible 610 9 Vinyl siding yes
2000 280,000 Slate Shingles Roof 2,720 5 $5000 to $10,000 Deductible 290 4 Fiber-Cement Siding No
2009 135,000 Tile Roof 1,200 3 $1000-$2500 Deductible 90 2 Brick siding No
1999 205,000 Wood Shake Roof 2,030 4 > $10,000 Deductible 200 5 Brick siding No
2010 195,000 Composition Roof 2,120 5 $1000-$2500 Deductible 860 9 Stone Siding yes
1974 205,000 Shingles Roof 2,290 4 $500 Deductible 560 5 Fiber-Cement Siding No
2000 285,000 Metal Roof 3,110 5 $500 Deductible 260 2 Wood siding yes