Plattsburgh Insurance Rates:

Plattsburgh, NY homeowners insurance is approximately $505 to $685, about $42-$57/month. Our complete guide indicates shoppers can save as much as $238 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Liberty Mutual
They are a good company with reasonable hold times. i do not remember having to wait more than a few minutes any time that i have called them. i do like the fast service.
Allstate
My experience with allstate insurance is half and half. they are a great company to have if you never have a claim. it is easy to make payments with this company. they have offices everywhere and they are easy to contact. when i tell others i have allstate, everyone knows who they are and they don't say "what's that?" i like having a "name brand" insurance. however, i have had some really bad experiences with them as well.
Travelers
They are entirely too high priced. they don’t offer enough discounts and accident forgiveness/zero claims options or incentives. they are always looking for a way to not cover things.
Erie Insurance
Erie seems to be laser-focused on providing a quality product at the lowest rate. They don't advertise a ton but the products seem to be top notch and are very reasonable.
Farmer's Insurance
I'm not sure about anyone else premium but mine seems to be a little high for what I make.
State Farm
Honestly, simple and quick. They were out the next morning to survey the damage and complete all the claims paperwork.
State Farm
We have never had to do a claim, so I can't vouch for the claim process. But, we have never had any issues with this company. No complaints at all.

Plattsburgh, NY Homeowners Insurance By Home Value

Plattsburgh, NY Home Value Total Homes % of Total Average Plattsburgh, NY Homeowners Insurance
Less than $50,000 259 8.0% $101
$60,000 to $69,999 55 1.0% $273
$70,000 to $79,999 71 2.0% $315
$80,000 to $89,999 173 5.0% $362
$90,000 to $99,999 189 6.0% $404
$100,000 to $124,999 550 18.0% $470
$125,000 to $149,999 467 15.0% $583
$150,000 to $174,999 449 15.0% $690
$175,000 to $199,999 159 5.0% $797
$200,000 to $249,999 292 9.0% $963
$250,000 to $299,999 149 5.0% $1178
$300,000 to $399,999 99 3.0% $1493

Top Home Insurance Agents Near Plattsburgh, NY

Home Insurance Company Near Plattsburgh, NY Homeowners Insurance Agency Near Plattsburgh, NY Address
NA Carter Insurance Agency Llc 2 South Street , Bristol, VT, 5443
NA Leading Edge Group Inc./ True Insurance Agency 2734 Route 3, Saranac, NY, 12981
Liberty Mutual Independent Essex Agency Inc 2 RAILROAD ST, ESSEX JUNCTION, VT, 5452
Travelers Foote�Â�€�™S Insurance Agency, Inc. 6 GREEN ST, VERGENNES, VT, 5491
Allstate Footes Ins Agy Inc Green St PO Box 39, Vergennes, VT, 5491

Cost Of Homeowners Insurance By Street Near Plattsburgh, NY

Streets in Plattsburgh Area Homeowners Insurance Cost
Grace Ave Exd, N Margaret St, McKinley Ave, Deland Way, Abby Way, Dogwood Dr, Collins Way, Lucretia Davidson Dr, New Hampshire Rd, Durkee St$584
Beaumont St, Monroe Way, Kellogg Ct, Goff Ave, Maine Rd, Glen Dr, Skyway, William St, Kent Ln, Shamrock Ct$588
Tremblay Ave, Power Dam Way, Ohio Ave, Clifford Dr, Kentucky St, Alpert Ln, City Hall Pl, Standish St, Sheridan Ave, Stonegate Way$583
Matt Ave, Dock St, Battery St, Oak St, Dorchester Dr, Northern Pride Way, Hamilton St, Trafalgar Dr, Ashburg Ln, Montcalm Ave$602
Stetson Ave, Lynde St, Alexs Way, Jerry Dr, Roosevelt Ter, Edgewater Est, Beas Way, Fort Brown Dr, Concord Ave, Protection Ave$589

Plattsburgh, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Plattsburgh$88 to $91
Parc$85
Plattsburgh West$86
Cumberland Head$91

Plattsburgh, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plattsburgh West CDP, New York $72 $95 $143
Cumberland Head CDP, New York $76 $101 $152
Morrisonville CDP, New York $75 $100 $150

Plattsburgh, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Plattsburgh, NY3.5%10.1%
Plattsburgh West5.4%13.54%
Cumberland Head3.6%7.65%
Morrisonville2.78%7.87%

Plattsburgh Renters Insurance as a Percentage of Rent

Plattsburgh Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 53 1.0% $346
$200 to $299 254 5.0% $796
$300 to $499 680 14.0% $1246
$500 to $749 1,541 33.0% $1921
$750 to $999 1,248 27.0% $2671
$1,000 to $1,499 546 12.0% $3796
$1,500 or more 212 4.0% $5446

Plattsburgh, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Plattsburgh Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,500$9,000
Net Savings to Plattsburgh Home Owner from High Deductible Plan $500

Plattsburgh, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Plattsburgh, NY Home Replacement Value MORE than Home Value Plattsburgh, NY Home Replacement Value LESS than Home Value
Replacement Value $146,500 $104,000
Insurance Premium based on Replacement Value $1,325 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year

Example Plattsburgh Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceNationwide Insurance
Monthly Premium 74112164
Year Built 198119481994
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Plattsburgh, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 160,000 Tile Roof 1,610 2 $500- $1000 Deductible 1310 9 Stucco siding yes
1999 115,000 Tile Roof 1,180 2 $500 Deductible 640 5 Stone Siding No
1983 130,000 Slate Shingles Roof 1,600 4 $500- $1000 Deductible 300 4 Stone Siding yes
1981 200,000 Asphalt Shingles Roof 2,210 4 $2500-$5000 Deductible 1970 12 Brick siding No
1943 325,000 Wood Shake Roof 3,370 4 > $10,000 Deductible 490 4 Wood siding No
1964 235,000 Metal Roof 3,090 4 > $10,000 Deductible 310 2 Brick siding No
1942 325,000 Slate Shingles Roof 3,200 4 > $10,000 Deductible 580 4 Vinyl siding yes
1977 125,000 Composition Roof 1,390 2 $1000-$2500 Deductible 810 7 Stucco siding No
1963 130,000 Composition Roof 1,270 2 $500 Deductible 920 9 Stucco siding No
1967 210,000 Wood Shake Roof 2,140 4 $2500-$5000 Deductible 760 5 Stone Siding yes
1999 130,000 Slate Shingles Roof 1,630 2 $1000-$2500 Deductible 1310 12 Stucco siding No
1995 130,000 Shingles Roof 1,690 5 $500- $1000 Deductible 1330 9 Vinyl siding yes
1983 260,000 Membrane Roof 3,390 4 > $10,000 Deductible 1260 9 Stucco siding No
1981 350,000 Membrane Roof 3,560 5 $500- $1000 Deductible 2110 10 Fiber-Cement Siding No
1992 80,000 Metal Roof 900 2 $1000-$2500 Deductible 140 3 Stucco siding No
1987 85,000 Membrane Roof 920 2 $2500-$5000 Deductible 390 10 Vinyl siding yes
1996 240,000 Tile Roof 2,510 4 $2500-$5000 Deductible 450 5 Wood siding yes
1961 215,000 Composition Roof 2,360 4 > $10,000 Deductible 100 1 Stucco siding No
1963 150,000 Asphalt Shingles Roof 2,080 4 $1000-$2500 Deductible 90 1 Stone Siding yes
1996 105,000 Asphalt Shingles Roof 1,060 2 $1000-$2500 Deductible 950 12 Fiber-Cement Siding yes
1947 215,000 Shingles Roof 2,260 4 > $10,000 Deductible 540 7 Vinyl siding No
1946 140,000 Membrane Roof 1,650 3 $1000-$2500 Deductible 460 5 Wood siding yes
1996 365,000 Tile Roof 4,580 5 $2500-$5000 Deductible 1740 8 Wood siding No
1966 190,000 Tile Roof 1,920 3 $500- $1000 Deductible 570 5 Wood siding yes
1997 225,000 Wood Shake Roof 2,730 4 $1000-$2500 Deductible 870 6 Vinyl siding No