Plaquemine, LA homeowners insurance is nearly $1,047 to $1,437, about $87-$119/month. Our comprehensive guide shows customers can save upto $497 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Plaquemine, LA | Homeowners Insurance Agency Near Plaquemine, LA | Address |
|---|---|---|
| Allstate | Tony Goudeau | 1733A N Airline Hwy, Gonzales, LA, 70737 |
| State Farm | Chris Kidder | 920 Kalste Salom Rd, Lafayette, LA, 70508-4902 |
| Travelers | Leonard Guedry Insurance Agency Inc | 109 Franklin St. , Napoleonville, LA, 70390 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Crescent CDP, Louisiana | $182 | $242 | $363 |
| Addis town, Louisiana | $191 | $255 | $383 |
| Bayou Goula CDP, Louisiana | $182 | $243 | $365 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Plaquemine, LA | 10.2% | 35.8% |
| Crescent | 17.87% | 31.61% |
| Addis | 9.44% | 31.89% |
| Bayou Goula | 13.48% | 29.77% |
| Plaquemine Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 35 | 5.0% | $816 |
| $300 to $499 | 98 | 15.0% | $1266 |
| $500 to $749 | 366 | 58.0% | $1941 |
| $750 to $999 | 76 | 12.0% | $2691 |
| $1,000 to $1,499 | 55 | 8.0% | $3816 |
| Streets in Plaquemine Area | Homeowners Insurance Cost |
|---|---|
| Evergreen Rd, Quality Rd, Mc Bay Dr, Gay St, Kurzweg St, Mayor Maurice Brown St, Lyons St, Charles Ory Dr, Arnette St, Charles Dr | $1,246 |
| Taylor St, Stonewall Dr, Kornegay St, 3rd St, Rev G Howard Dr, Livingston St, Marshall St, State Rte 997, Warren Rd, West St | $1,227 |
| Dalbor St, Moss St, Sexton Dr, Bell St, Patureau Ln, Gisclard Rd, High School St, Tupelo St, Pecan Pointe Dr, Saint Louis Rd | $1,258 |
| Eden St, Edmund Dr, Laurel St, Levy St, Hiriart St, Harris St, Peters St, Gasper St, Court St, Town St | $1,250 |
| Dupont St, Lindburg St, Shelby K Dr, Bucket Dr, Ash St, Main St, Brusle St, Brownie St, Bourgoyne St, Sterling Pl | $1,248 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Plaquemine | $184 to $187 |
| Crescent | $182 |
| Addis | $191 |
| Iberville | $186 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $150,000 | $75,000 | brick veneer | 20-year | Armed Forces Ins Exchange | $939 |
| $200,000 | $100,000 | brick veneer | 10-year | Garrison P&C Ins Co | $1515 |
| $200,000 | $100,000 | Frame | 10-year | Great Northern Ins Co | $2753 |
| $200,000 | $100,000 | brick veneer | 10-year | Gulf States Ins Co | $627 |
| $150,000 | $75,000 | brick veneer | 20-year | La Farm Bureau Casualty Ins Co | $1254 |
| $200,000 | $100,000 | brick veneer | 10-year | Safeco Ins Co Of Oregon | $1985 |
| $200,000 | $100,000 | brick veneer | 10-year | The Travelers Indem Co Of America | $2463 |
| $200,000 | $100,000 | brick veneer | 10-year | Usaa Casualty Ins Co | $1302 |
| $200,000 | $100,000 | brick veneer | 10-year | United Property & Casualty | $1622 |
| $200,000 | $100,000 | brick veneer | 10-year | United Services Automobile Association | $1764 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Plaquemine Homeowner Insurance Premium Example | $1,600 | $1,100 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $8,700 | $8,200 |
| Net Savings to Plaquemine Home Owner from High Deductible Plan | $500 | |
| Scenario | Plaquemine, LA Home Replacement Value MORE than Home Value | Plaquemine, LA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $106,000 | $87,000 |
| Insurance Premium based on Replacement Value | $1,600 | $1,325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $9,500 | Risk Exposure from Under Insuring Coverage is $9,500 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $125/year |
| Insurance Company | State Farm | Allstate | Farmers Insurance |
| Monthly Premium | 155 | 168 | 170 |
| Year Built | 1957 | 1960 | 2012 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $125000-$150000 | $125000-$150000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |