Plant City Insurance Rates:

Plant City, FL homeowners insurance is roughly $986 to $1,338, about $82-$111/month. Our extensive research indicates shoppers can save upto $465 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Assurant Specialty Property
Assurant lets me pay my payments in installments monthly, instead of having to pay one lump sum at the beginning to start the policy.
Allstate
I would defiantly recommend All State to anyone seeking home insurance. There rates are affordable for the amount of coverage and I feel that the genuinely care about their customers.
Progressive
I would recommend Progressive to other small hobby farm owners as it covers the home, out buildings, and garage. They also cover auto and combining both saves money.
Liberty Mutual
Liberty Mutual is an insurance company that I will recommend for home insurance because my personal experience with them has been professionally satisfying.
Geico
The main reason I chose this insurance was due to price, so for anyone on a budget, I would recommend this company for home insurance.
Usaa
Premiums and Deductibles. Home insurance pricing is really a pair of prices: premiums and deductibles. The premium is what you pay to the insurer, and the deductible is the amount of money you might have to pay to another party.
Security First Home Insurance
Security First Insurance offers combined homeowner's and flood insurance all in one at a competitive price. This is important for people living in my beach community where damage as a result of flooding or hurricanes can be prevalent.
Allstate
My premiums have never increased during the life of my policy. they have great policies to meet everyone's needs for home or auto insurance
Progressive
We enjoy getting discounts that come from the same company for both home and auto insurance. very convenient.
Florida 1st Insurance
I rarely use the website because I have not made any claims. I have used it a couple of times to review my policy. It was easy to use and got me the information I needed.
Geico
They take good care of me, they took good care of me when I had my accident and so I expect the same type of treatment if something, happened to my house.
Liberty Mutual
It's very easy to access and I find that it is very easy to navigate through the different menus for auto and home insurance.
Usaa
I have no complaints about USAA home insurance. I haven't ever had to file a claim. I am thankful to say.
Allstate
I dislike that their website doesn't allow me to get personal information.
Progressive
I do not recommend companies or products to family or friends. I may like them but never sure how some one else would. So I would not make a recommendation.

Plant City, FL Homeowners Insurance By Home Value

Plant City, FL Home Value Total Homes % of Total Average Plant City, FL Homeowners Insurance
Less than $50,000 2,484 13.0% $186
$50,000 to $59,999 535 2.0% $395
$60,000 to $69,999 516 2.0% $488
$70,000 to $79,999 802 4.0% $569
$80,000 to $89,999 866 4.0% $639
$90,000 to $99,999 630 3.0% $721
$100,000 to $124,999 1,979 10.0% $837
$125,000 to $149,999 1,702 9.0% $1046
$150,000 to $174,999 2,424 13.0% $1232
$175,000 to $199,999 1,565 8.0% $1430
$200,000 to $249,999 2,139 11.0% $1721
$250,000 to $299,999 1,383 7.0% $2105
$300,000 to $399,999 1,457 7.0% $2674

Top Home Insurance Agents Near Plant City, FL

Home Insurance Company Near Plant City, FL Homeowners Insurance Agency Near Plant City, FL Address
Travelers Acg South Insurance Agency Llc 2170 RAINBOW DR, CLEARWATER, FL, 34625
Allstate Gary Cleveland 2052 E Edgewood Dr, Lakeland, FL, 33803
State Farm Kevin Weltlin 23865 US Hwy 27 N, Lake Wales, FL, 33859
Travelers Laake Financial Services Inc 1070 KAPP DR, CLEARWATER, FL, 33765
Allstate Maria Corral 506 S Highway 27 Ste N, Minneola, FL, 34715

Plant City, FL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Plant City, FL

Streets in Plant City Area Homeowners Insurance Cost
Hammock Vista Ct, Sterling Commerce Dr, Wood Ct, Big Buck Ct, S Meadow Dr, Dan Kendrick Rd, Clemens Ct, Walnut Loop, N Wilder Rd, Aaron Quinn Ln$1,182
Neil St, Randy Ln, Seth Ln, W Lee St, 5 Acre Rd, Marcia Oaks Ln, W Gloria Ave, W Delaware Ave, Oak Club Ct, S Sapp Rd$1,176
Rex Ave, Meredith Pl, Sam Allen Oaks Cir, Binkie Ln, Marge Owens Rd, Falcon Crst E, Wheeler Ct, Burnt Barn Ave, Reynolds St, Citrus Landing Dr$1,166
Johnson Loop, McDonald St, Leigh Rd, Milagro Ct, Heron Hollow, Longfellow Dr, Haggerty Rd, Hartley Ln, Maguire St, S Daniels St$1,127
Heavens Bend Ln, Sycamore Ln W, Frank Moore Rd, Grove Blossom Ln, St Francis Ln, W Saunders St, Brady Ave, Futch Loop, N Seminole Lake Blvd, Hunter St$1,169
S Country Hills Ct, E Reynolds St, Tollar Rd, Mendonsa Rd, Brians Beach Pl, Drawdy Rd, Village College Ct, Sprucewood Ln, Spring Meadow Dr, Vine St$1,137
E Terrace Dr, Willaford Dr, Island Pond Dr, Vining St, Silverlake Ct, Damascus Rd, San Andreas Dr, E Sandalwood Dr S, S Gibbs St, Geneva Cir$1,171
Barron Dr, Michener Pl, Jenkins St, Horton Rd, Nichols Rd, Co Rd 39B, W Reynolds St, S Tangerine Ct, NW Drane St, Fancy Farms Rd$1,150
Lyra Ln, Dusty Oak Dr, Thomas St, Cathedral Oaks Dr, Higgins Ave, Deer Herd Ave, N Nancy Ter, Critter Ln, Chey Koda Way, Juniper Cir$1,178
S Knight St, Wallace Rd, Lee Villa Dr, Holiness Church Rd, Co Rd 574A, Wilders Pond Way, E Mimosa Dr, Sinopoli Rd, Buser Ln, W Oak Ave$1,145

Plant City, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Plant City$173 to $176
Dover$170
Seffner$176
Kathleen$171

Plant City, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dover CDP, Florida $170 $227 $341
Seffner CDP, Florida $176 $235 $353
Kathleen CDP, Florida $171 $228 $342

Plant City, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Plant City, FL6.6%23.5%
Dover6.59%30.72%
Seffner6.19%23.28%
Kathleen8.9%25.56%

Plant City Renters Insurance as a Percentage of Rent

Plant City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 112 1.0% $789
$300 to $499 633 7.0% $1239
$500 to $749 2,409 29.0% $1914
$750 to $999 2,664 32.0% $2664
$1,000 to $1,499 1,960 24.0% $3789
$1,500 or more 318 3.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Plant City For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Auto Club Insurance $3,979
150,000 27 NO Liberty Mutual Fire Insurance $2,592
150,000 27 NO St. Johns Insurance $2,708
150,000 27 YES Liberty Mutual Fire Insurance $1,530
150,000 27 YES Stillwater Property And Casualty Insurance $1,593
150,000 27 YES Universal Property & Casualty Insurance $1,420
300,000 12 NA Security First Insurance $3,492
300,000 12 NA United Property & Casualty Insurance $2,358

Plant City, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$4,700
Yearly Plant City Homeowner Insurance Premium Example $3,700$2,900
Out of Pocket Expense During Claim$700$4,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $26,600$25,000
Net Savings to Plant City Home Owner from High Deductible Plan $1,600

Plant City, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Plant City, FL Home Replacement Value MORE than Home Value Plant City, FL Home Replacement Value LESS than Home Value
Replacement Value $150,000 $111,500
Insurance Premium based on Replacement Value $3,100 $2,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $525/year Insurance costlier by $275/year

Example Plant City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceState Farm
Monthly Premium 295285352
Year Built 199520122009
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$200000-$250000$250000-$300000
Deductible $500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Plant City, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 225,000 Tile Roof 2,270 4 $500- $1000 Deductible 4600 12 Fiber-Cement Siding yes
2006 230,000 Wood Shake Roof 2,650 4 > $10,000 Deductible 740 4 Stone Siding yes
1970 170,000 Composition Roof 1,950 4 $2500-$5000 Deductible 280 1 Fiber-Cement Siding yes
2010 180,000 Metal Roof 2,350 3 $5000 to $10,000 Deductible 1370 5 Brick siding yes
1997 225,000 Metal Roof 2,610 4 > $10,000 Deductible 860 4 Stone Siding No
1988 180,000 Asphalt Shingles Roof 1,740 5 $500- $1000 Deductible 2550 10 Stone Siding No
2008 215,000 Slate Shingles Roof 2,260 4 $500- $1000 Deductible 3720 12 Stucco siding yes
2010 235,000 Slate Shingles Roof 2,670 4 $500- $1000 Deductible 1220 3 Stone Siding yes
2014 135,000 Shingles Roof 1,420 3 $500- $1000 Deductible 500 2 Wood siding yes
2010 185,000 Metal Roof 1,980 4 $1000-$2500 Deductible 2070 10 Brick siding yes
1974 260,000 Tile Roof 2,960 5 $500- $1000 Deductible 1750 3 Stone Siding yes
1999 240,000 Composition Roof 3,050 5 $2500-$5000 Deductible 3910 12 Stone Siding No
2014 110,000 Slate Shingles Roof 1,390 3 $500 Deductible 150 1 Stone Siding No
1999 150,000 Composition Roof 1,770 4 $500 Deductible 3400 12 Brick siding No
2011 145,000 Wood Shake Roof 1,790 4 $1000-$2500 Deductible 1710 8 Brick siding No
1970 235,000 Shingles Roof 2,240 4 $500 Deductible 1800 6 Vinyl siding yes
1981 170,000 Shingles Roof 1,730 3 $1000-$2500 Deductible 3710 12 Vinyl siding yes
1971 180,000 Asphalt Shingles Roof 2,010 3 $500 Deductible 2290 6 Stone Siding No
2009 155,000 Membrane Roof 1,580 3 $2500-$5000 Deductible 1880 9 Stone Siding No
2005 375,000 Metal Roof 4,270 5 $1000-$2500 Deductible 3100 6 Stone Siding yes
2011 115,000 Slate Shingles Roof 1,360 3 $500- $1000 Deductible 1980 12 Stucco siding No
1977 185,000 Metal Roof 1,830 3 $5000 to $10,000 Deductible 1660 9 Wood siding No
2004 285,000 Tile Roof 3,340 5 $500- $1000 Deductible 1770 3 Stucco siding No
2000 175,000 Shingles Roof 2,280 3 $500 Deductible 1280 5 Stucco siding No
2010 470,000 Tile Roof 4,900 5 $2500-$5000 Deductible 1080 2 Vinyl siding No
2006 215,000 Shingles Roof 2,270 3 $2500-$5000 Deductible 210 1 Vinyl siding yes
2007 235,000 Shingles Roof 3,160 4 $500 Deductible 2420 6 Wood siding yes
2012 125,000 Tile Roof 1,380 3 $1000-$2500 Deductible 1050 7 Fiber-Cement Siding No
2011 190,000 Shingles Roof 2,530 5 $500 Deductible 4360 12 Wood siding yes
2002 190,000 Wood Shake Roof 2,030 3 $1000-$2500 Deductible 600 2 Fiber-Cement Siding yes
1978 195,000 Asphalt Shingles Roof 2,580 5 $500- $1000 Deductible 1440 7 Brick siding No
1996 220,000 Metal Roof 2,440 4 $5000 to $10,000 Deductible 550 2 Wood siding yes
1979 180,000 Membrane Roof 1,740 5 $500- $1000 Deductible 620 2 Wood siding yes
2000 215,000 Tile Roof 2,450 4 > $10,000 Deductible 1110 6 Fiber-Cement Siding yes

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