How Much Does Plano, TX Home Insurance Cost?
Plano, TX Average Homeowners Insurance Cost
$1,495.5
Homeowners Insurance Cost - Plano, TX
$270,100
Median Home Value - Plano, TX
Plano, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.95 | $1,477.55 |
| $1000 Deductible | -$158.82 | $1,336.68 |
| $1500 Deductible | -$237.19 | $1,258.31 |
| $2000 Deductible | -$353.24 | $1,142.26 |
| $2500 Deductible | -$421.73 | $1,073.77 |
Plano, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$314 | $1,181 |
| 30 year old | +$22 | $1,518 |
| 40 year old | +$39 | $1,534 |
| 50 year old | +$57 | $1,552 |
| Above 50 year old | +$72 | $1,567 |
Plano, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$209 | $1,286 |
| Superior | -$150 | $1,346 |
| Masonry | -$75 | $1,421 |
| Brick | -$75 | $1,421 |
| Hail Resistant Roof | -$45 | $1,451 |
Plano, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,525 |
| Swimming Pool With A Diving Board | +$75 | $1,570 |
| Swimming Pool With Slide | +$90 | $1,585 |
Plano, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $45 | $1,451 |
| Police Department | $15 | $1,481 |
Plano, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$628.11 | $2,124 |
| Filing a Second Liability Claim | +$568.29 | $2,064 |
| Filing a Second Theft Claim | +$568.29 | $2,064 |
| Filing a Second Water Claim | +$493.515 | $1,989 |
| Filing a Fire Claim | +$299.1 | $1,795 |
| Filing a Liability Claim | +$284.145 | $1,780 |
| Filing a Theft Claim | +$284.145 | $1,780 |
| Filing a Water Claim | +$239.28 | $1,735 |
| Filing a Weather Claim | +$239.28 | $1,735 |