Plainfield Insurance Rates:

Plainfield, NJ homeowners insurance is roughly $714 to $969, about $59-$80/month. Our in depth research indicates shoppers can save upto $336 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I would reccommend Progressive because their customer service is great and their quotes are fast and accurate.
Aaa
Overall everything about aaa has been a positive experience for me. i feel like my home is safe and that the company is always ready to help.
State Farm
I would absolutely recommend State Farm for home insurance needs. They have always been there when we have needed them, and they've done so with kindness, compassion, and a quick response.
Liberty Mutual
Liberty mutual has an interesting and easy-to-use website. i can find information about all of my insurance products in one place. i can make changes to them right on the site too.
Aaa
I am able to access my policy information via their web site and the site is very easy to navigate and find what i need.
Nationwide
My local company always handles my business and I have never had a problem with them. Have been with them many years now.
Aaa
There is absolutely nothing so far that they have dissatisfied me.
Geico
It is not hard and they take you through the process over the phone and also online. It is simple.
State Farm
State Farm doesn’t have other financial and investment services. The policy is connected to your homeowners/renters policy.
Allstate
I am currently unaware of what the premium is for our policy. We recently moved and I have not gotten a look at the policy that my husband chose for our home. I am sure that is comparable if not better or he would not have chosen it.
Geico
I would review this company, but make sure that whoever I was referring them to knew that I hadn't had an extensive interaction with them.
New Jersey Manufacturers Insurance Company
I would recommend company to others for the level of service provided - the cost savings - the knowledge base - the fact they are consistent and dependable - and they give good advice and solve problems in a very good way
State Farm
i will recommend the State Farm Insurance Firm to everyone.because I personally have good experience with this company.

Plainfield, NJ Homeowners Insurance By Home Value

Plainfield, NJ Home Value Total Homes % of Total Average Plainfield, NJ Homeowners Insurance
Less than $50,000 226 3.0% $67
$80,000 to $89,999 89 1.0% $252
$100,000 to $124,999 182 2.0% $328
$125,000 to $149,999 313 4.0% $412
$150,000 to $174,999 385 5.0% $488
$175,000 to $199,999 523 8.0% $555
$200,000 to $249,999 1,274 19.0% $673
$250,000 to $299,999 1,404 21.0% $825
$300,000 to $399,999 1,951 30.0% $1052

Top Home Insurance Agents Near Plainfield, NJ

Home Insurance Company Near Plainfield, NJ Homeowners Insurance Agency Near Plainfield, NJ Address
NA Carpezzi-Liebert Group Inc. Dba Clg Insurance 172 Main St, Nanuet, NY, 10954
NA A B Brokerage Inc. 378 Avenue P Ste A Brooklyn, NYC, NY, 11204
Allstate Kathy Baron 26 Middleneck Rd Suite 1P, Roslyn, NY, 11576
Allstate Omar Nooredeen 13508 Rockaway Blvd, South Ozone Park, NY, 11420
Travelers The Bixler Group Llc 758 KEARNY AVE, KEARNY, NJ, 7032

Plainfield, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Plainfield, NJ

Streets in Plainfield Area Homeowners Insurance Cost
Belleview Ct, Netherwood Ave, Brook Ln, Lakeview Ter, Stilford Ave, Stelle Ave, Rock Ave, Melvin Pl, Putnam Ave, Central St$848
Carnegie Ave, Mariners Pl, E 9th St, Dorsey Pl, Dekalb Ave, College Pl, Leland Ct, Kenyon Ave, Sterling St, Pineview Ter$853
Leonard St, Frances Ln, Pacific St, George St, Oxford Ave, W Front St, Slavin St, Central St, Randolph Rd, Geraud Ave$853
Kensington Ave, Evona Ave, Milton Pl, W Front St, Marsh Ave, Glenwood Ave, Maltby Ave, Rahway Rd, Melrose Ave, Stelle Ave$860
Wiley Ave, Wadsworth Ave, Saint Marks Pl, Wald Dr, Maxon Pl, Ironbound Ave, Colonial Pl, W 9th St, Virginia Ave, Webster Pl$855

Plainfield, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Plainfield$125 to $128
North Plainfield$126
Watchung$144
Fanwood$132

Plainfield, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Plainfield borough, New Jersey $106 $141 $211
Watchung borough, New Jersey $120 $160 $240
Fanwood borough, New Jersey $111 $147 $221

Plainfield, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Plainfield, NJ2.9%7.0%
North Plainfield2.82%7.13%
Watchung2.23%8.02%
Fanwood2.49%7.36%

Plainfield Renters Insurance as a Percentage of Rent

Plainfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 132 1.0% $337
$200 to $299 237 3.0% $787
$300 to $499 406 5.0% $1237
$500 to $749 471 6.0% $1912
$750 to $999 1,338 18.0% $2662
$1,000 to $1,499 3,148 44.0% $3787
$1,500 or more 1,356 19.0% $5437

Plainfield, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$6,800
Yearly Plainfield Homeowner Insurance Premium Example $2,600$1,400
Out of Pocket Expense During Claim$800$6,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $16,400$15,200
Net Savings to Plainfield Home Owner from High Deductible Plan $1,200

Plainfield, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Plainfield, NJ Home Replacement Value MORE than Home Value Plainfield, NJ Home Replacement Value LESS than Home Value
Replacement Value $407,500 $288,500
Insurance Premium based on Replacement Value $1,925 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,000 Risk Exposure from Under Insuring Coverage is $68,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $250/year

Example Plainfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateLiberty Mutual
Monthly Premium 118105104
Year Built 197919461958
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $250000-$300000$350000-$400000$250000-$300000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Plainfield, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 205,000 Wood Shake Roof 1,400 3 > $10,000 Deductible 190 5 Wood siding No
1943 205,000 Slate Shingles Roof 1,360 3 $5000 to $10,000 Deductible 50 1 Vinyl siding No
1974 425,000 Slate Shingles Roof 3,070 4 $5000 to $10,000 Deductible 360 3 Wood siding yes
1974 475,000 Membrane Roof 3,360 5 $500 Deductible 180 1 Stucco siding No
1963 255,000 Composition Roof 1,980 4 > $10,000 Deductible 250 5 Stone Siding No
1945 360,000 Slate Shingles Roof 2,080 4 $500- $1000 Deductible 540 4 Brick siding No
1947 485,000 Composition Roof 3,890 5 $500- $1000 Deductible 1560 7 Fiber-Cement Siding No
1945 575,000 Metal Roof 4,300 5 $500- $1000 Deductible 1720 7 Stucco siding No
1961 575,000 Tile Roof 3,290 4 > $10,000 Deductible 760 5 Fiber-Cement Siding yes
1955 195,000 Metal Roof 1,550 3 $500 Deductible 840 10 Fiber-Cement Siding No
1957 180,000 Slate Shingles Roof 1,180 2 $2500-$5000 Deductible 610 10 Fiber-Cement Siding No
1956 330,000 Membrane Roof 2,640 5 $500- $1000 Deductible 1090 10 Vinyl siding yes
1971 285,000 Slate Shingles Roof 2,330 3 $2500-$5000 Deductible 570 5 Wood siding yes
1974 535,000 Composition Roof 3,070 4 $500 Deductible 1760 10 Stucco siding yes
1946 345,000 Slate Shingles Roof 2,600 4 $5000 to $10,000 Deductible 100 1 Stucco siding yes
1960 265,000 Membrane Roof 1,870 3 $2500-$5000 Deductible 190 2 Fiber-Cement Siding No
1963 230,000 Wood Shake Roof 1,330 3 > $10,000 Deductible 260 5 Brick siding yes
1960 360,000 Metal Roof 2,400 3 $2500-$5000 Deductible 320 2 Wood siding No
1958 295,000 Metal Roof 1,970 3 > $10,000 Deductible 310 5 Brick siding yes
1940 285,000 Metal Roof 1,670 2 > $10,000 Deductible 940 12 Brick siding No
1949 275,000 Wood Shake Roof 2,170 3 $1000-$2500 Deductible 470 5 Vinyl siding yes
1947 150,000 Asphalt Shingles Roof 1,260 3 $5000 to $10,000 Deductible 350 8 Stone Siding yes
1974 180,000 Slate Shingles Roof 1,070 2 $500- $1000 Deductible 50 1 Stone Siding yes
1962 475,000 Asphalt Shingles Roof 3,760 5 $2500-$5000 Deductible 1170 9 Fiber-Cement Siding yes
1942 320,000 Tile Roof 1,870 4 > $10,000 Deductible 360 4 Vinyl siding yes
1954 685,000 Slate Shingles Roof 4,320 5 $5000 to $10,000 Deductible 1800 9 Wood siding No
1977 190,000 Slate Shingles Roof 1,610 2 $1000-$2500 Deductible 290 5 Wood siding No
1962 305,000 Tile Roof 2,590 4 $500- $1000 Deductible 510 6 Stucco siding No
1952 510,000 Asphalt Shingles Roof 3,110 4 $500- $1000 Deductible 780 5 Vinyl siding yes
1950 185,000 Wood Shake Roof 1,360 2 $500- $1000 Deductible 250 4 Vinyl siding No
1960 230,000 Tile Roof 1,460 2 $5000 to $10,000 Deductible 510 7 Stucco siding No
1967 275,000 Membrane Roof 1,580 3 $500 Deductible 740 8 Brick siding No
1946 525,000 Shingles Roof 3,770 5 $500 Deductible 1860 8 Stone Siding No
1946 575,000 Asphalt Shingles Roof 3,450 5 $1000-$2500 Deductible 1940 9 Fiber-Cement Siding No

How To Make Your Plainfield, NJ Home Insurnace Cheaper