Plainfield Insurance Rates:

Plainfield, CT homeowners insurance is nearly $711 to $967, about $59-$80/month. Our comprehensive guide reveals consumers can save as much as $335 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Plainfield, CT Homeowners Insurance By Home Value

Plainfield, CT Home Value Total Homes % of Total Average Plainfield, CT Homeowners Insurance
Less than $50,000 145 3.0% $100
$90,000 to $99,999 57 1.0% $402
$100,000 to $124,999 156 3.0% $469
$125,000 to $149,999 388 9.0% $587
$150,000 to $174,999 763 19.0% $696
$175,000 to $199,999 637 15.0% $805
$200,000 to $249,999 1,131 28.0% $964
$250,000 to $299,999 334 8.0% $1182
$300,000 to $399,999 336 8.0% $1501

Top Home Insurance Agents Near Plainfield, CT

Home Insurance Company Near Plainfield, CT Homeowners Insurance Agency Near Plainfield, CT Address
NA Paul M Phipps Insurance Agency 80 Main St, Hopkinton, MA, 1748
NA Keating Agency Inc. 10 Arapahoe Road Center , West Hartford, CT, 6107
Liberty Mutual Independent Eastern Insurance Group Llc 233 West Central St, Natick, MA, 1760
Travelers Safe Harbor Insurance Llc 31 TANAGER LN, GALES FERRY, CT, 6335
Liberty Mutual Independent Southeastern Insurance Agency 439 State Road North , Dartmouth, MA, 2747

Cost Of Homeowners Insurance By Street Near Plainfield, CT

Streets in Plainfield Area Homeowners Insurance Cost
8th St, Oakwood Dr, Sterling Hill Rd, Green St, Roper Rd, Trillium Ct, Champagne St, Barber Hill Rd, Highland St Exd, Philmar Dr$841
Major Dr, S Chestnut St, Sterling Rd, All Hallows Rd, Lori Dr, Simmons Ave, 6th St, Easy St, Pine St, Unity Dr$839
Norwich Rd, Plainfield Rd, 3rd St Exd, Mechanic St, Douglas Dr, Snake Meadow Rd, Trout Hatchery Rd, Chase Ave, Hillside Ave, Gorman St$839
Academy Hill Rd, Ward Ave, Pond St, Squaw Rock Rd, Plainview Dr, Kinney Hill Rd, 3rd St, Arnio Dr, Chicory Ct, Colbridge Rd$836
Juniper Ln, Talbot Ave, Basley Rd, Robin Rd, Arbor Ln, Turcotte Ave, Connecticut Dr, Aldrich Ave, Community St, Pond View Rd$843

Plainfield, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Plainfield$125 to $128
Moosup$124
Sterling$128
East Brooklyn$127

Plainfield, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Moosup CDP, Connecticut $125 $166 $249
Plainfield Village CDP, Connecticut $125 $166 $249
Wauregan CDP, Connecticut $124 $165 $248

Plainfield, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Plainfield, CT4.2%12.0%
Moosup5.14%11.4%
Plainfield Village4.18%9.62%
Wauregan4.44%13.31%

Plainfield Renters Insurance as a Percentage of Rent

Plainfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 57 4.0% $347
$300 to $499 119 8.0% $1247
$500 to $749 187 13.0% $1922
$750 to $999 322 23.0% $2672
$1,000 to $1,499 607 44.0% $3797
$1,500 or more 66 4.0% $5447

Plainfield, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Plainfield Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,300$10,700
Net Savings to Plainfield Home Owner from High Deductible Plan $600

Plainfield, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Plainfield, CT Home Replacement Value MORE than Home Value Plainfield, CT Home Replacement Value LESS than Home Value
Replacement Value $231,000 $149,500
Insurance Premium based on Replacement Value $2,325 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,000 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $425/year

Example Plainfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 26697137
Year Built 194319741984
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$150000-$175000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Plainfield, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 140,000 Wood Shake Roof 1,530 3 $500- $1000 Deductible 840 7 Stucco siding No
1999 360,000 Composition Roof 3,300 4 $2500-$5000 Deductible 1540 9 Stucco siding yes
1977 265,000 Metal Roof 2,440 4 > $10,000 Deductible 290 3 Wood siding yes
1972 230,000 Shingles Roof 1,970 5 > $10,000 Deductible 950 9 Stucco siding yes
1979 235,000 Asphalt Shingles Roof 1,990 3 $500- $1000 Deductible 730 5 Vinyl siding yes
1942 150,000 Wood Shake Roof 1,690 5 $500 Deductible 1180 12 Fiber-Cement Siding yes
1940 570,000 Membrane Roof 4,350 5 $2500-$5000 Deductible 1930 5 Brick siding yes
1987 455,000 Wood Shake Roof 4,190 5 $500- $1000 Deductible 1040 3 Brick siding yes
1984 245,000 Metal Roof 2,160 3 $500- $1000 Deductible 2470 12 Vinyl siding yes
1949 510,000 Composition Roof 3,970 5 $500 Deductible 4350 10 Stone Siding No
1990 220,000 Membrane Roof 2,370 3 $2500-$5000 Deductible 130 1 Stone Siding No
1944 365,000 Metal Roof 2,950 4 $500 Deductible 1820 5 Fiber-Cement Siding yes
1941 240,000 Slate Shingles Roof 2,020 4 $2500-$5000 Deductible 830 7 Fiber-Cement Siding yes
1990 225,000 Asphalt Shingles Roof 1,820 4 $1000-$2500 Deductible 940 8 Stucco siding No
1942 160,000 Shingles Roof 1,600 3 $2500-$5000 Deductible 590 5 Stone Siding No
1975 385,000 Composition Roof 4,100 5 $1000-$2500 Deductible 1580 7 Stucco siding yes
1979 280,000 Tile Roof 2,240 3 $1000-$2500 Deductible 1350 6 Stucco siding yes
1944 165,000 Shingles Roof 1,740 3 $2500-$5000 Deductible 1080 10 Vinyl siding No
1998 390,000 Slate Shingles Roof 3,060 4 $500- $1000 Deductible 2840 9 Stone Siding No
1980 230,000 Membrane Roof 2,130 4 $2500-$5000 Deductible 230 2 Vinyl siding No
1948 260,000 Asphalt Shingles Roof 2,370 3 $1000-$2500 Deductible 250 1 Vinyl siding No
1994 275,000 Membrane Roof 3,010 4 $500- $1000 Deductible 1250 6 Vinyl siding yes
1999 260,000 Shingles Roof 2,840 5 $500- $1000 Deductible 1130 5 Stucco siding yes
1940 265,000 Tile Roof 2,490 4 $5000 to $10,000 Deductible 770 6 Stucco siding yes
1998 150,000 Shingles Roof 1,340 3 $1000-$2500 Deductible 180 2 Vinyl siding No
1989 375,000 Slate Shingles Roof 2,960 4 > $10,000 Deductible 1160 10 Stone Siding No
1946 525,000 Tile Roof 4,630 5 $1000-$2500 Deductible 2440 8 Brick siding No
1941 230,000 Tile Roof 1,960 5 > $10,000 Deductible 800 9 Fiber-Cement Siding yes
1979 395,000 Membrane Roof 3,820 5 $500 Deductible 2120 6 Stone Siding No
1992 315,000 Metal Roof 2,870 5 $2500-$5000 Deductible 1010 6 Stone Siding yes
1988 520,000 Tile Roof 4,080 5 $1000-$2500 Deductible 3070 8 Wood siding yes
1978 220,000 Shingles Roof 1,690 3 $500- $1000 Deductible 1620 8 Fiber-Cement Siding yes
1974 205,000 Asphalt Shingles Roof 2,320 3 $500 Deductible 1430 9 Vinyl siding yes
1945 240,000 Composition Roof 2,090 3 $5000 to $10,000 Deductible 240 2 Stucco siding yes