Placentia Insurance Rates:

Placentia, CA homeowners insurance is about $551 to $748, about $45-$62/month. Our extensive research reveals consumers can save upto $260 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Allstate is a customer-focused company that always delivers exceptional services for the average individual who may not understand the insurance jargon, never taking advantage, but instead, providing exceptional service.
Allstate
Allstate covers my home for up to $250k in the event of a total loss. signing up for the policy was simple and easy. i have been a long time customer so i trust them and i have had many positive experiences with the company.
Liberty Mutual
The premium was lower than what I had previously with nationwide but I think it goes up too fast and shouldn't be as high as it is now.
Liberty Mutual
Our agent has been a huge part of why we like Liberty Mutual so much. He always answers his phone even if we just have a quick question. He goes above and beyond. He will call just to check in. They send out the same emails that other insurance companies send out about how to be safe in the weather or what not but our agent will give us a call to check and make sure everything is going well.
State Farm
We actually were introduced to our insurers from our son's friend from school. His parents run their own branch and they gave us their personal phone numbers.
Esurance
They don't have a local office near me, which could be annoying to deal with at some point if I wanted to talk to someone face to face.
American Strategic Insurance
While I can find lower premiums, none offer a flat deductible. Most change the deductible to a percentage of the insured value when a named storm comes through.

Placentia, CA Homeowners Insurance By Home Value

Placentia, CA Home Value Total Homes % of Total Average Placentia, CA Homeowners Insurance
Less than $50,000 278 9.0% $26
$50,000 to $59,999 53 1.0% $65
$60,000 to $69,999 55 1.0% $78
$70,000 to $79,999 51 1.0% $91
$90,000 to $99,999 46 1.0% $117
$100,000 to $124,999 134 4.0% $136
$125,000 to $149,999 106 3.0% $169
$150,000 to $174,999 109 3.0% $201
$175,000 to $199,999 96 3.0% $234
$200,000 to $249,999 341 11.0% $279
$250,000 to $299,999 395 13.0% $344
$300,000 to $399,999 1,264 42.0% $435

Top Home Insurance Agents Near Placentia, CA

Home Insurance Company Near Placentia, CA Homeowners Insurance Agency Near Placentia, CA Address
Travelers Aghai Insurance Services Inc 16133 VENTURA BLVD STE 700, ENCINO, CA, 91436
State Farm Curt Smith 11911 San Vte Blvd Ste 146, Los Angeles, CA, 90049-6633
Farmers Karineh Mangassarian 3352 Foothill Blvd, La Crescenta, CA, 91214
Travelers M & W Insurance Services 16501 SHERMAN WAY STE 110, VAN NUYS, CA, 91406
Farmers Susan Rios 3450 E Spring St Ste 214, Long Beach, CA, 90806

Cost Of Homeowners Insurance By Street Near Placentia, CA

Streets in Placentia Area Homeowners Insurance Cost
Santa Clara Ct, San Fernando Ln, E Thomann Dr, Golden Poppy Way, Moss Cir, Carina Ave, Hayes Ct, Tiburon St, Durham Dr, Arrowhead Dr$675
E Pallares Ln, Spahn Ln, N Via Cortez, N Condor Ave, Fremont Ln, N Rutherford St, N Pacificenter Dr, Calgary Ave, Swanson Ave, Silver Tip Cir$673
Vis Mendoza, N Tomko Way, S Lakeview Ave, Hamer Ln, Lake Terrace Way, Irene Way, Sara Jane Ln, E Coons Ln, Eagle Dr, E Rockaway Dr$640
Pennsylvania Way, All America Way, Fordham Dr, Merienda Ln, Teodoro St, Wabash Ave, E Leaverton Ct, Holt Dr, Seaview Cir, Abbey Ln$673
Blackfoot Ave, E Doral Ct, Sandpebble Ln, Burgundy Way, Skymeadow Dr, Oakhaven Ave, Lucerne Ave, Robins Pl, Maui Dr, Aruba Dr$653
Cuyler Ave, Spyglass Pl, Whistle Train Rd, Kauai Ln, Bradford Ave, Brookhaven Ave, E Corbett Dr, Roxdale Dr, Canterbury Ct, Telegraph Canyon Rd$671
E Stearns St, N Miller St, Olinda Dr, N Jimenez Ln, S McCarron St, Loyola Dr, Valley Forge Dr, N Pheasant St, Grey Stone Dr, Powell Dr$678
S Belmont Way, Horseshoe Cir, Rosario St, Ramona St, E Garcia Pl, Tabah Ln, E McCarron St N, Spahn Ln, E Falcon Way, E Taft Ln$636
Majestic Cypress Way, Bryce Cir, Lake Forest Ln, Chicago Ave, E Kemp Dr, Adella Ln, Vis Moraga, Mohican Ave, Eckenrode Way, E Carpenter Ave$677
N Bradford Ave, la Macinda Dr, N Mykkanen Cir, New Hampshire Way, Osmond St, Lima Cir, Jade Ave, E la Cresta Ave, Choctaw Pl, Zehner Way$635

Placentia, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Placentia$97 to $99
Brea$98
Anaheim-Santa Ana-Garden Grove$96
Yorba Linda$101

Placentia, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brea city, California $98 $130 $195
Anaheim-Santa Ana-Garden Grove CCD, Orange County, California $96 $128 $192
Fullerton city, California $97 $129 $194

Placentia, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Placentia, CA2.1%10.6%
Brea2.15%10.71%
Anaheim-Santa Ana-Garden Grove2.16%11.67%
Fullerton2.02%11.81%

Placentia Renters Insurance as a Percentage of Rent

Placentia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 86 1.0% $1223
$500 to $749 175 3.0% $1898
$750 to $999 461 8.0% $2648
$1,000 to $1,499 2,067 40.0% $3773
$1,500 or more 2,326 45.0% $5423

Average Cost Of Home Insurance By Company In Areas Nearby Placentia For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmerican Reliable374
150000500NewMetropolitan Direct313
200000500NewWestern Mutual/Residence471
2500001000NewMercury Ins Group276
250000500NewAAA (Interinsurance Exchange)284
250000500NewAmco461
300000500NewFirst American Ins645
5000001000NewAmerican Reliable960
5000002500NewCalifornia Capital671
5000002500NewKemper766
5000002500NewMetropolitan Direct675
1500002501-3 YearsOregon Mutual475
2000005001-3 YearsSafeco540
2500005001-3 YearsTravelers541
3000005001-3 YearsChubb/Federal1462
50000010001-3 YearsFarmers (Fire Ins)989
75000025001-3 YearsAmerican Modern2175
1500005004-6 YearsStillwater Ins Co443
1500005004-6 YearsUnigard Group591
25000010004-6 YearsNationwide636
2500005004-6 YearsFirst American Ins665
3000005004-6 YearsIDS Property Casualty816

Placentia, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Placentia Homeowner Insurance Premium Example $3,100$2,600
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $26,700$25,700
Net Savings to Placentia Home Owner from High Deductible Plan $1,000

Placentia, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Placentia, CA Home Replacement Value MORE than Home Value Placentia, CA Home Replacement Value LESS than Home Value
Replacement Value $791,000 $495,500
Insurance Premium based on Replacement Value $2,225 $1,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $192,500 Risk Exposure from Under Insuring Coverage is $103,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $550/year

Example Placentia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAllstate
Monthly Premium 66164253
Year Built 198519772002
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$600000-$700000More than 10000000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Placentia, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 480,000 Membrane Roof 2,350 5 $500- $1000 Deductible 750 7 Fiber-Cement Siding yes
1983 1,010,000 Wood Shake Roof 4,520 5 $2500-$5000 Deductible 700 4 Stone Siding No
1970 740,000 Membrane Roof 3,620 5 $500 Deductible 2030 9 Fiber-Cement Siding No
1997 545,000 Shingles Roof 2,190 4 $500 Deductible 1730 10 Fiber-Cement Siding No
2000 385,000 Shingles Roof 1,710 3 $2500-$5000 Deductible 650 7 Wood siding No
1973 365,000 Asphalt Shingles Roof 1,570 5 $2500-$5000 Deductible 360 5 Fiber-Cement Siding No
1992 420,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 1010 12 Stucco siding No
1971 685,000 Metal Roof 2,600 4 $2500-$5000 Deductible 1600 12 Wood siding No
1988 465,000 Tile Roof 1,970 5 > $10,000 Deductible 950 12 Stone Siding yes
1990 395,000 Wood Shake Roof 1,410 3 $5000 to $10,000 Deductible 850 12 Brick siding No
1983 730,000 Tile Roof 3,250 4 $2500-$5000 Deductible 1300 9 Wood siding No
1998 585,000 Membrane Roof 2,830 4 $5000 to $10,000 Deductible 790 7 Brick siding yes
2011 640,000 Wood Shake Roof 2,690 4 $1000-$2500 Deductible 130 1 Fiber-Cement Siding yes
2012 400,000 Wood Shake Roof 1,760 3 > $10,000 Deductible 260 4 Stucco siding No
1974 260,000 Slate Shingles Roof 1,250 3 $1000-$2500 Deductible 120 3 Brick siding yes
2001 430,000 Asphalt Shingles Roof 1,960 3 $1000-$2500 Deductible 590 6 Brick siding No
1974 335,000 Composition Roof 1,510 3 $1000-$2500 Deductible 720 9 Vinyl siding yes
1973 470,000 Tile Roof 1,770 5 $2500-$5000 Deductible 530 10 Vinyl siding yes
1996 915,000 Shingles Roof 4,210 5 $1000-$2500 Deductible 1190 8 Stone Siding yes
2014 470,000 Shingles Roof 2,200 3 $1000-$2500 Deductible 570 6 Stucco siding No
1985 570,000 Shingles Roof 2,520 5 $500- $1000 Deductible 1260 10 Brick siding No
1990 520,000 Wood Shake Roof 2,020 3 $1000-$2500 Deductible 270 3 Vinyl siding yes
1984 505,000 Slate Shingles Roof 2,030 3 $500- $1000 Deductible 150 1 Stone Siding No
1973 390,000 Asphalt Shingles Roof 1,890 4 $500 Deductible 420 6 Fiber-Cement Siding No
1987 345,000 Wood Shake Roof 1,500 5 $5000 to $10,000 Deductible 60 1 Brick siding yes
1985 480,000 Slate Shingles Roof 2,020 3 $2500-$5000 Deductible 260 3 Stone Siding No
1986 770,000 Membrane Roof 3,770 5 $500- $1000 Deductible 860 5 Wood siding yes
1986 1,010,000 Shingles Roof 3,990 5 > $10,000 Deductible 550 5 Brick siding yes
2005 620,000 Metal Roof 2,140 4 $2500-$5000 Deductible 670 7 Brick siding yes
1979 330,000 Wood Shake Roof 1,530 3 $5000 to $10,000 Deductible 230 6 Stucco siding No