Pittsfield Insurance Rates:

Pittsfield, MA homeowners insurance is approximately $850 to $1,153, about $70-$96/month. Our detailed analysis shows customers can save as much as $400 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Ameriprise
The home insurance company that i am currently with is ameriprise. it is the home insurance company provided to me by costco. i like the fact that it was offered by costco, which provides me with convenience and ease. i know that i can trust this insurance company because i also trust costco and i know that they place a lot of emphasis in finding reliable and effective products to be offered by them
Aaa
My insurance provides discounts for multi policies. i have an auto insurance and a home insurance which gives me rebates.
Olympus Insurance
If you cannot handle things on the site... you have to call in to speak directly with someone. that may not sound so bad but there is always a very long wait.
Universal Property & Casualty Insurance Company
T was disappointing that they change our amount after our inspection, they removed some of the things they had given us credit for that we had.
State Farm
What I like is that the website is fairly easy to use and I have no problems printing out any documents that I need or finding what I am looking for
Geico
To be honest, what I like the most is that I can perform any changes to my coverage using their online app and have never had any issues with them taking effect.
Allstate
The website is easy to use. Everything is very straightforward and easy to find what I need.

Pittsfield, MA Homeowners Insurance By Home Value

Pittsfield, MA Home Value Total Homes % of Total Average Pittsfield, MA Homeowners Insurance
Less than $50,000 439 3.0% $140
$50,000 to $59,999 132 1.0% $300
$70,000 to $79,999 146 1.0% $420
$80,000 to $89,999 217 1.0% $480
$90,000 to $99,999 291 2.0% $541
$100,000 to $124,999 1,026 9.0% $621
$125,000 to $149,999 1,420 12.0% $781
$150,000 to $174,999 2,343 20.0% $921
$175,000 to $199,999 1,563 13.0% $1072
$200,000 to $249,999 1,653 14.0% $1282
$250,000 to $299,999 1,044 9.0% $1573
$300,000 to $399,999 822 7.0% $2004

Top Home Insurance Agents Near Pittsfield, MA

Home Insurance Company Near Pittsfield, MA Homeowners Insurance Agency Near Pittsfield, MA Address
NA Albert B. Allen, Inc. 277 Federal St, Greenfield, MA, 1301
NA Metzwood Insurance 11 Central Square, Chatham, NY, 12037
Travelers Allstar Insurance Agency Inc 238 CHESTNUT ST, SPRINGFIELD, MA, 1103
Travelers Bombard Insurance Agency 1225 SUMNER AVENUE, SPRINGFIELD, MA, 1118
State Farm Keith Stewart 820 Saratoga Road, Burnt Hills, NY, 12027-0594

Cost Of Homeowners Insurance By Street Near Pittsfield, MA

Streets in Pittsfield Area Homeowners Insurance Cost
Richard Dr, Boylston St, Howe Rd, Glenwood Ave, Ridge Ave, Underhill Pl, Hull Ave, Virginia Ave, Wahconah Hts, Delaware Ave$1,000
Velma Ave, Alfred Dr, Stonehenge Rd, Breit Dr, Elberon Ave, Buel St, Erie St, Kellogg St, Fairview Ave, Boylston St$1,002
Lanckton Ct, Wealthy Ave, Saddle Ball Vw, King St Exd, Delancy Ave, Beacon Ave, Amy Ct, Gillette St, Wendell Ave, Worthington St$991
Malcolm Ave, S Merriam St, Curtis Ter, State St, Meadow Ridge Dr, Turner Ave, Edison Ave, Noble Ave, Hollister St, Dalton Ave$1,026
Curtin Ave, Whittier Ave, 4th St, Lyman St, Riverview Homes, Acorn St, Flintstone Dr, Brunswick St, Benedict Rd, Evans Ave$1,016

Pittsfield, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pittsfield$150 to $152
Dalton$151
Lenox$155
Hancock$154

Pittsfield, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dalton town, Berkshire County, Massachusetts $126 $168 $252
Berkshire County, Massachusetts $127 $169 $253
Lenox town, Berkshire County, Massachusetts $130 $173 $259

Pittsfield, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pittsfield, MA6.0%14.5%
Dalton5.72%13.16%
Berkshire County5.74%14.9%
Lenox4.41%15.4%

Pittsfield Renters Insurance as a Percentage of Rent

Pittsfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 290 3.0% $375
$200 to $299 536 7.0% $825
$300 to $499 1,039 13.0% $1275
$500 to $749 1,875 25.0% $1950
$750 to $999 2,336 31.0% $2700
$1,000 to $1,499 1,124 15.0% $3825
$1,500 or more 225 3.0% $5475

Pittsfield, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Pittsfield Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Pittsfield Home Owner from High Deductible Plan $600

Pittsfield, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pittsfield, MA Home Replacement Value MORE than Home Value Pittsfield, MA Home Replacement Value LESS than Home Value
Replacement Value $148,500 $97,500
Insurance Premium based on Replacement Value $1,175 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $150/year

Example Pittsfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAllstate
Monthly Premium 248111258
Year Built 194119681953
Home Details 4 Beds, 2 Baths3 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $400000-$500000$200000-$250000$400000-$500000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Pittsfield, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1955 250,000 Shingles Roof 2,150 3 $2500-$5000 Deductible 240 2 Fiber-Cement Siding yes
1944 170,000 Wood Shake Roof 1,400 2 $5000 to $10,000 Deductible 230 3 Vinyl siding yes
1948 350,000 Composition Roof 3,020 5 $500 Deductible 1800 8 Wood siding yes
1953 190,000 Membrane Roof 1,830 5 $5000 to $10,000 Deductible 690 10 Wood siding No
1941 260,000 Tile Roof 2,710 4 $1000-$2500 Deductible 1860 12 Fiber-Cement Siding yes
1943 320,000 Metal Roof 3,570 5 $1000-$2500 Deductible 300 2 Vinyl siding yes
1951 210,000 Shingles Roof 2,240 4 $1000-$2500 Deductible 920 8 Vinyl siding No
1980 125,000 Asphalt Shingles Roof 1,390 3 $500- $1000 Deductible 490 9 Fiber-Cement Siding yes
1957 185,000 Tile Roof 1,630 3 $500- $1000 Deductible 820 9 Wood siding No
1942 125,000 Membrane Roof 1,460 3 $500- $1000 Deductible 500 7 Vinyl siding No
1954 115,000 Asphalt Shingles Roof 1,160 2 $500- $1000 Deductible 730 9 Stone Siding No
1957 340,000 Asphalt Shingles Roof 3,450 5 $500- $1000 Deductible 1490 7 Vinyl siding yes
1968 355,000 Tile Roof 3,300 5 $5000 to $10,000 Deductible 1020 8 Fiber-Cement Siding yes
1955 360,000 Slate Shingles Roof 3,380 4 $5000 to $10,000 Deductible 1310 7 Stone Siding yes
1980 210,000 Membrane Roof 2,520 4 $1000-$2500 Deductible 850 7 Stucco siding yes
1951 125,000 Membrane Roof 1,130 2 $1000-$2500 Deductible 170 2 Stone Siding No
1964 245,000 Metal Roof 2,240 5 $5000 to $10,000 Deductible 830 7 Stone Siding yes
1969 150,000 Membrane Roof 1,680 2 $500- $1000 Deductible 130 2 Brick siding yes
1965 280,000 Composition Roof 2,800 5 > $10,000 Deductible 240 3 Vinyl siding No
1953 115,000 Tile Roof 980 2 $2500-$5000 Deductible 300 5 Stone Siding yes
1986 305,000 Asphalt Shingles Roof 3,290 5 > $10,000 Deductible 80 1 Fiber-Cement Siding yes
1942 285,000 Metal Roof 2,370 3 $500- $1000 Deductible 120 1 Stucco siding No