Pittsburgh, PA Home Insurance - Analysis On Quotes, Rates & Agents

Pittsburgh, PA Insurance Rates:

vHome Insurance undertook a detailed analysis of the cost of insurance in different cities of the country. This analysis helped in narrowing down the list of the top home insurance providers in Pittsburgh, PA. The average cost of insurance in Pittsburgh, PA is $856.75. The following analysis stresses the importance of comparing multiple quotes. Enter your Zip Code in the banner below to get instant home insurance quotes.

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Average Home Insurance Premium in Pittsburgh, PA

National Average Premium State Average Premium Pittsburgh Average Premium
$1,438 $745 $856.75

Top Home Insurance Companies in Pittsburgh, PA | Back to Top

The following is a list of home insurance companies that provide the best home insurance quotes in Pittsburgh, PA.

Company Name Coverage $70,000 Coverage $150,000 Coverage $200,000 Coverage $350,000
Allstate $774 $929 $1,208 $1,667
Farmers $719 $863 $1,122 $1,549
Truck Insurance $562 $674 $876 $1,209
Penn National Insurance $520 $624 $811 $1,119

Pittsburgh, PA Homeowners Insurance for Different Coverages | Back to Top

Coverage Type Home Insurance Cost($)
$100,000 To $124,999 841.75
$150,000 To $174,999 1,084
$175,000 To $199,999 1,348.41
$200,000 To $249,999 1,686.58
$250,000 To $299,999 2,493.52
$300,000 To $399,999 3,195.95
$400,000 To $499,999 3,847.47
$500,000 To $749,999 4,924.76
$750,000 To $999,999 5,694.26
$1000,000 To $1499,999 6,271.38
$1500,000 To $2000,000 6,733.07

Visual Guide for Pittsburgh, PA Home Insurance Buyers on Insurance Companies and Rates

Top Home Insurance Agents Near Pittsburgh, PA | Back to Top

Home Insurance Company Near Pittsburgh, PA Homeowners Insurance Agency Near Pittsburgh, PA Address
Erie Charles M Mills Insurance Agency Inc. 1225 S Main Street Suite 206, Greensburg, PA, 15601
Travelers Contemporary Insurance Agency 109 Windsor Court, Monroeville, PA, 15146
Allstate Feras Alkhattar 114 N Highland Ave, Pittsburgh, PA, 15206
State Farm Greg Mcdonald 1378 Freeport Rd Ste 1B, Pittsburgh, PA, 15238-3135
State Farm Joe Sciulli 1236 Grove Rd, Pittsburgh, PA, 15234-2311

List of Pittsburgh, PA Home Insurance Agents by Companies


Pittsburgh, PA Homeowners Insurance Rates Based on Claims Filed | Back to Top

A discount of $102.81 on the home insurance premium is offered to Pittsburgh, PA homeowners who have no previous history of claims filed, Pittsburgh, PA homeowners with one claim have to file an additional home insurance rate of $69, while Pittsburgh, PA homeowners with 2 claims have to pay $120 more for their home insurance premium.

Type of Claim Homeowners Insurance Cost Increase/Decrease($) Homeowners Insurance Cost($)
No Claim Discount -103 754
One Claim +69 925
Two Claim +120 977


Pittsburgh, PA Homeowners Insurance by Zip Code | Back to Top

Zip Code Median Home Value($) Home Insurance Cost($)
15207 76,000 869

Factors Affecting Home Insurance Premiums in Pittsburgh, PA

Pittsburgh, PA homeowners pay an average home insurance premium of $856.75. Homeowners in Pittsburgh, PA can lower their home insurance premiums by considering various factors. vHomeInsurance lists the factors that could help homeowners reduce their home insurance premiums.

Pittsburgh, PA Home Insurance Premium Based on the Number of Bedrooms | Back to Top

Bedroom Size Average Homeowners Insurance Cost($)
2 Bedroom 468
3 Bedroom 1,287
4 Bedroom 1,346
5 Bedroom 2,633

Pittsburgh, PA Home Insurance Premiums for Different Deductibles | Back to Top

Pittsburgh, PA Homeowners with a deductible of $500 pay a higher amount for home insurance, while Pittsburgh, PA homeowners who pay a deductible of $2500 pay a lower amount on their home insurance, as seen in the table below.

Deductible Type Average Homeowners Insurance Cost($)
$500 Deductible 846
$1000 Deductible 766
$1500 Deductible 721
$2000 Deductible 654
$2500 Deductible 615

Pittsburgh, PA Homeowners Insurance Premium Based on the Age of the Home | Back to Top

Homeowners in Pittsburgh, PA pay a much lower home insurance rate if their homes are newly constructed. Homeowners with homes that are older than 50 years pay a much higher rate on their home insurance premium as seen in the table below.

Home Age Homeowners Insurance Cost($)
Newly Constructed Home 651
Year 30 Old 870
Year 40 Old 879
Year 50 Old 889
Above Year 50 898

Pittsburgh, PA Homeowners Insurance Cost Based on the Construction Type of the Home | Back to Top

Construction Type Home Insurance Cost Savings($) Home Insurance Cost($)
Fire Resistive 111 745
Masonry 43 814
Brick 43 814
Superior 77 780
Hail Resistant Roof 17 840

Top Saving Tips on Pittsburgh, PA Homeowners Insurance | Back to Top

Pittsburgh, PA Homeowners can earn discounts on homeowners insurance based on the construction type of their home. Homes that are built using damage-resistant materials are considered a safe bet for home insurance companies. Pittsburgh, PA Homeowners can also choose to bundle their home and auto insurance policies to further reduce their home insurance premium. Apart from this, senior citizens also receive substantial discounts from home insurance companies. Homes equipped with home security devices are less prone to burglaries. As a result, Pittsburgh, PA homeowners receive attractive discounts from home insurance companies.

The tables below contain the complete list of discounts that Pittsburgh, PA homeowners can take advantage of to increase their savings.

Pittsburgh, PA Auto & Homeowners Insurance Bundling Discounts and Senior Citizen Discounts

Discount Type Home Insurance Cost Savings($) Home Insurance Cost($)
Bundle Discount 120 737
Retiree Discount (Senior Citizen Discount) 120 977
Newly Constructed Home 206 651

Pittsburgh, PA Home Insurance Discounts for Home Safety Devices | Back to Top

Home Safety Devices Home Insurance Cost Savings($) Home Insurance Cost($)
Deadbolts 94 763
Fire Extinguishers 86 771
Smoke Detectors 120 737
Sprinkler System 60 797
Fire Alarm 69 788
Burglar Alarm 77 780
Lightning Protection 17 840

Latest Home Insurance Reviews

Nationwide
They will work with you as much as they can. they are upfront and will tell you every single thing you need to know.
Allstate
Allstate is not worth what you pay for. you are paying to be taken care of, not to be turned down.
Liberty Mutual
I went to them because my last company rates were too high. They save me about $400 a year.
State Farm
The only thing I dislike about the company is the auto insurance rates. Those are higher than other providers even bundling with my homeowner's insurance. I am looking to possibly change that portion of my insurance but I will keep the homeowner's policy with state farm.
Metlife
The only communication that I receive from them is my renewal policy each year. I don't talk to them.
Geico
GEICO sends me valuable information on the website and how I can do things to get a great premium. I really like what they are doing for customers
Allstate
Any time I have talked to customer service the representative has been helpful and courteous. I have no complaints
Liberty Mutual
When working with the company to initiate my policy, the CSR took her time to explain my benefits and policy coverage. I did not feel rushed or pressured into going with their company.
State Farm
I like the company's website because it has all the instructions needed for maneuvering through the site to get to where you need. If I need to make a claim, or even speak to an agent, I can with the website.
State Farm
Sometimes it seems we receive too many letters. I could do without the unsolicited mailings about other insurance products, but they do consistently send updates and notices when rates or policy details change.
Progressive
I do not have any comments on this at this time
Geico
There's not much that I dislike about this company. The only thing I would change is their app and maybe change the prices a little so you're not paying as much. Maybe offer some kind of an award program for customers so they feel like they're winning
Farmer's Insurance
I don't have any negative experience with Farmers with regards to my home insurance,
Allstate
Yes I would Recommend this insurance company. I have always had good service and value from them. Most of my family also use the same agent and have never heard anything bad about experiences with them.
State Farm
This company is fast and responsive and for the most part you maintain the same agent for a long time.
State Farm
They are a very good company. Have been with them for 20+ years since getting our first renter's policy on an apartment.
Allstate
I like that the company was not hard to get to, that it is one of the most commonly used insurance companies across the country, and that it was easy to talk to someone and get started with them.
Allstate
We compared them to progressive, state farm and farmers insurances. After all was said and done, they offered the most coverage for the best price.
State Farm
I would recommend State Farm because the agent that I have is very friendly and well educated to the point that he has helped me save a lot of money.
Liberty Mutual
The insurance agent was knowledgeable, friendly, and helpful. He talked to us and explained everything so we would understand our coverage.
Liberty Mutual
I am somewhat satisfied with my premium and deductible, despite the fact that the premium seems to consistently go up over time. I believe that I could get a lower premium by switching insurance companies.
Mutual Benefit Group
I like that with this company we were able to but our home owners insurance in with our mortgage so its one payment and then the lender makes sure that it gets where it needs to on time.
Liberty Mutual
I have chosen the liberty mutual home insurance, one of the best reason is inflation protection and personal property coverage. This coverage protects my home at any situation.
State Farm
in my area they are the only company that will provide home insurance to protect from wildfire damage. No other companies in the area are willing to do so.
Farmer's Insurance
I have found that my company is the middle of the road cost. Its not the lowest, but its not the highest
Erie Insurance
COMPARED TO OTHER COMPANIES THEY OFFERED THE BEST RATE FOR THE COVERAGE WE NEEDED. THEY PROVIDE US WITH THE APPROPRIATE AMOUNT OF PROTECTION WITHOUT OVERPAYING
State Farm
I would never recommend state farm. They are only looking for people to suck more money out of. Sad because they use to be a good company that cared about customers
Allstate
The customer service is pretty good. I wouldn't say there is anything that I personally would complain about with them
Travelers
My deductible and especially my monthly premiums are very competitive compared to today's market. I wouldn't change my policy unless there was an extreme hike in my policy rate.
Geico
I would definitely recommend Geico. They are customer service oriented and they are available 24/7 which not all insurance agencies are like that, at least in my past dealings.
Allstate
My experience has been great. Allstate is a great company to be with. Their customer service is one of the best I have ever seen.
Travelers
Our insurance broker and company are both lovely. They are old family friends and the service is delightful. 5 out of 5