Pittsburgh Insurance Rates:

Pittsburgh, PA homeowners insurance is about $591 to $800, about $49-$66/month. Our exhaustive analysis reveals consumers can save as much as $278 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
They will work with you as much as they can. they are upfront and will tell you every single thing you need to know.
Allstate
Allstate is not worth what you pay for. you are paying to be taken care of, not to be turned down.
Mutual Benefit Group
I like that with this company we were able to but our home owners insurance in with our mortgage so its one payment and then the lender makes sure that it gets where it needs to on time.
Liberty Mutual
I went to them because my last company rates were too high. They save me about $400 a year.
State Farm
The only thing I dislike about the company is the auto insurance rates. Those are higher than other providers even bundling with my homeowner's insurance. I am looking to possibly change that portion of my insurance but I will keep the homeowner's policy with state farm.
Metlife
The only communication that I receive from them is my renewal policy each year. I don't talk to them.
Geico
GEICO sends me valuable information on the website and how I can do things to get a great premium. I really like what they are doing for customers
Allstate
Any time I have talked to customer service the representative has been helpful and courteous. I have no complaints
Liberty Mutual
When working with the company to initiate my policy, the CSR took her time to explain my benefits and policy coverage. I did not feel rushed or pressured into going with their company.
State Farm
I like the company's website because it has all the instructions needed for maneuvering through the site to get to where you need. If I need to make a claim, or even speak to an agent, I can with the website.
State Farm
Sometimes it seems we receive too many letters. I could do without the unsolicited mailings about other insurance products, but they do consistently send updates and notices when rates or policy details change.
Progressive
I do not have any comments on this at this time
Geico
There's not much that I dislike about this company. The only thing I would change is their app and maybe change the prices a little so you're not paying as much. Maybe offer some kind of an award program for customers so they feel like they're winning
Farmer's Insurance
I don't have any negative experience with Farmers with regards to my home insurance,
State Farm
They are a very good company. Have been with them for 20+ years since getting our first renter's policy on an apartment.

Pittsburgh, PA Homeowners Insurance By Home Value

Pittsburgh, PA Home Value Total Homes % of Total Average Pittsburgh, PA Homeowners Insurance
Less than $50,000 12,735 20.0% $194
$50,000 to $59,999 4,761 7.0% $410
$60,000 to $69,999 5,115 8.0% $508
$70,000 to $79,999 5,749 9.0% $584
$80,000 to $89,999 5,063 8.0% $668
$90,000 to $99,999 3,917 6.0% $744
$100,000 to $124,999 6,811 11.0% $863
$125,000 to $149,999 3,638 5.0% $1078
$150,000 to $174,999 3,638 5.0% $1273
$175,000 to $199,999 1,800 2.0% $1468
$200,000 to $249,999 3,149 5.0% $1767
$250,000 to $299,999 2,164 3.0% $2164
$300,000 to $399,999 2,895 4.0% $2749

Top Home Insurance Agents Near Pittsburgh, PA

Home Insurance Company Near Pittsburgh, PA Homeowners Insurance Agency Near Pittsburgh, PA Address
Erie Charles M Mills Insurance Agency Inc. 1225 S Main Street Suite 206, Greensburg, PA, 15601
Travelers Contemporary Insurance Agency 109 Windsor Court, Monroeville, PA, 15146
Allstate Feras Alkhattar 114 N Highland Ave, Pittsburgh, PA, 15206
State Farm Greg Mcdonald 1378 Freeport Rd Ste 1B, Pittsburgh, PA, 15238-3135
State Farm Joe Sciulli 1236 Grove Rd, Pittsburgh, PA, 15234-2311

Cost Of Homeowners Insurance By Street Near Pittsburgh, PA

Streets in Pittsburgh Area Homeowners Insurance Cost
Gatewood Dr, Parkton Pl, Schenley Dr, Chellis St, Kinmount St, Ferndale St, Breesport St, Somers Dr, Pandora Way, Reifert St$656
Gilboa Way, Mintwood St, Alsace Way, Duncan St, Coverdale St, Canada Way, Temple Way, Simona Dr, Preston St, Kilkenbeck St$698
Glenarm Ave, Rugraff St, Mountford Ave, 46th St, Lupton St, Murray Hill Pl, Puritan Way, Merritt Ave, Sherlock St, Veteran St$681
Weirton St, Rivermont Dr, Wettach St, Poinsett Way, Filson St, Dunmoyle Pl, Simonton St, Ade Way, Wampum St, Parade St$696
Luxbridge Way, Sigsbee Way, Bayridge Ave, Claim St, Zahniser St, Linnview Ave, College St, Ophelia St, Shiloh St, Seneca St$694
Denisonview St, Kent Way, Agnew Rd, Vantassel St, Wernerberg Way, Osceola St, Stilwell St, Evanston St, Diller Ave, Norman St$691
Columbus Ave, Melville Way, Monastery Pl, Glendon St, Wertz Way, Pasadena St, Yardley Way, Woodmont St, Ridenour Ave, Carrie St$683
Cabot Way, Havelock Way, Greenwood St, Kincaid Park, Milroy St, Toledo St, Arbor St, Rosewood St, Secane Ave, Avalon St$689
Hillgrove Ave, Schenley Rd, S 18th St, S Neville St, Suffolk St, Vixen St, Charlick Way, Tripoli St, Wills St, Waldeck St$678
Garwood Way, Goehring St, Delevan St, S Craig St, Gate Lodge Way, Albree Way, Norton Way, Alcock Way, Dean St, Sunset Ave$703

Pittsburgh, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pittsburgh$104 to $106
Mount Oliver$101
Allegheny County$106
Millvale$102

Pittsburgh, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mount Oliver borough, Pennsylvania $85 $113 $169
Allegheny County, Pennsylvania $89 $118 $177
Millvale borough, Pennsylvania $86 $114 $171

Pittsburgh, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pittsburgh, PA5.2%13.0%
Mount Oliver6.38%14.47%
Allegheny County4.49%11.75%
Millvale5.33%13.24%

Pittsburgh Renters Insurance as a Percentage of Rent

Pittsburgh Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 2,640 4.0% $355
$200 to $299 3,998 6.0% $805
$300 to $499 7,060 10.0% $1255
$500 to $749 19,178 29.0% $1930
$750 to $999 16,300 24.0% $2680
$1,000 to $1,499 12,333 18.0% $3805
$1,500 or more 4,035 6.0% $5455

Pittsburgh, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Pittsburgh Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to Pittsburgh Home Owner from High Deductible Plan $600

Pittsburgh, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pittsburgh, PA Home Replacement Value MORE than Home Value Pittsburgh, PA Home Replacement Value LESS than Home Value
Replacement Value $109,000 $64,500
Insurance Premium based on Replacement Value $500 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Pittsburgh Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmLiberty Mutual
Monthly Premium 343567
Year Built 195919651947
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$75000-$100000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Pittsburgh, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 165,000 Membrane Roof 2,500 4 $500 Deductible 600 8 Stucco siding No
1954 65,000 Shingles Roof 930 2 $1000-$2500 Deductible 330 9 Wood siding No
1943 100,000 Wood Shake Roof 1,790 2 $500- $1000 Deductible 220 6 Wood siding No
1943 190,000 Composition Roof 3,360 4 $500- $1000 Deductible 600 7 Brick siding No
1959 100,000 Metal Roof 1,330 2 $500 Deductible 360 10 Stucco siding yes
1945 160,000 Membrane Roof 2,130 4 $500 Deductible 300 5 Stone Siding No
1953 85,000 Metal Roof 1,440 2 $1000-$2500 Deductible 370 10 Brick siding yes
1956 75,000 Asphalt Shingles Roof 1,090 2 $500- $1000 Deductible 310 8 Vinyl siding yes
1963 80,000 Asphalt Shingles Roof 1,440 2 $2500-$5000 Deductible 140 9 Stone Siding No
1948 150,000 Slate Shingles Roof 2,340 4 $500 Deductible 670 9 Stone Siding yes
1951 210,000 Metal Roof 2,720 4 $2500-$5000 Deductible 590 9 Wood siding yes
1962 155,000 Membrane Roof 2,090 3 $500- $1000 Deductible 730 12 Stone Siding No
1945 105,000 Composition Roof 1,440 3 $500- $1000 Deductible 320 7 Wood siding yes
1963 155,000 Membrane Roof 2,710 4 $1000-$2500 Deductible 670 10 Brick siding No
1949 170,000 Tile Roof 2,240 3 $1000-$2500 Deductible 60 1 Vinyl siding yes
1963 150,000 Membrane Roof 2,230 3 $500 Deductible 180 2 Stone Siding yes
1969 135,000 Membrane Roof 2,390 4 $1000-$2500 Deductible 550 9 Stucco siding yes
1944 45,000 Wood Shake Roof 1,280 3 $500- $1000 Deductible 150 8 Fiber-Cement Siding yes