Pinole Insurance Rates:

Pinole, CA homeowners insurance is roughly $529 to $719, about $44-$59/month. Our exhaustive research reveals consumers can save upto $249 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
One good thing about this company that i like is that they put their customers first. they care about their customers and their needs.
State Farm
I wish that state farm had some more discounts with bundles for the home, more features standard in their coverage overall.
Farmer's Insurance
I really enjoy my agent. he always answers all my questions and concerns. i know i can call and he will either answer or call me right back as soon as possible.
State Farm
I like that they know me by name and keep in contact with me. They are a great company overall.
State Farm
The website clearly states the terms and conditions. It's easy to access and user-friendly.it gives immense pleasure to work on
Liberty Mutual
If it could be less expensive, although overall I'm satisfied with the premium I receive as it compares to other insurance companies.

Pinole, CA Homeowners Insurance By Home Value

Pinole, CA Home Value Total Homes % of Total Average Pinole, CA Homeowners Insurance
Less than $50,000 119 3.0% $43
$80,000 to $89,999 94 2.0% $143
$150,000 to $174,999 96 3.0% $280
$175,000 to $199,999 81 2.0% $324
$200,000 to $249,999 371 11.0% $393
$250,000 to $299,999 800 25.0% $480
$300,000 to $399,999 1,548 48.0% $611

Top Home Insurance Agents Near Pinole, CA

Home Insurance Company Near Pinole, CA Homeowners Insurance Agency Near Pinole, CA Address
Allstate Agency Insurance Services 2450 Washington Ave Ste 208, San Leandro, CA, 94577
Nationwide Esperanza Gutierrez-Ortega Agency 50 Sand Creek Rd Ste 310, Brentwood, CA, 94513
Farmers Katherine Beckheyer 1104 S El Camino Real, San Mateo, CA, 94402
Allstate Steven Memmer 150 E Cotati Ave, Cotati, CA, 94931
Liberty Mutual Independent Sweet & Baker Insurance Brokers 44 Second Street San Francisco, San Francisco, CA, 94105

Cost Of Homeowners Insurance By Street Near Pinole, CA

Streets in Pinole Area Homeowners Insurance Cost
Eric Ct, Orion, Taper St, Shamrock Dr, Ramey Ct, Victor St, Veronica Ct, Sweeney Ct, Pinole Rd, Sonoma Way$629
Oliver Ct, Leke Way, Remuda Way, Spencer Pl, Karen Rd, Kilarney Dr, Dohrman Ln, Brian Rd, E Meadow Ave, Sargent Ave$619
Oak Ridge Rd, Hanley Dr, Bell Way, Allen Ln, Coleen Ct, Skelly, John St, Andrew Way, Match Ct, Salem Ct$613
Bonnie Dr, Bonneville Ct, Lambert Rd, Meadow Ave, Appaloosa Ct, Poulos Ct, Oak Knoll Rd, Johnson Dr, Appaloosa Trl, McDonald Dr$632
Monarch Ct, Red Arrow Ct, Carmelita Way, Tara Hills Dr, Minuet Cir, Markovich Ln, Marvin Ct, Oharte Rd, Garrity Ct, Gerz Ct$615

Pinole, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pinole$93 to $95
Tara Hills$93
Montalvin Manor$89
Hercules$94

Pinole, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tara Hills CDP, California $93 $124 $186
Montalvin Manor CDP, California $89 $119 $179
West Contra Costa CCD, Contra Costa County, California $93 $124 $186

Pinole, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pinole, CA2.2%11.5%
Tara Hills2.68%14.96%
Montalvin Manor2.54%7.59%
West Contra Costa2.22%11.44%

Pinole Renters Insurance as a Percentage of Rent

Pinole Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 67 4.0% $787
$500 to $749 36 2.0% $1912
$750 to $999 277 17.0% $2662
$1,000 to $1,499 529 34.0% $3787
$1,500 or more 630 40.0% $5437

Average Cost Of Home Insurance By Company In Areas Nearby Pinole For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewCSAA Ins Exch548
200000500NewEncompass768
200000500NewTravelers407
250000500NewMetropolitan Direct515
300000500NewMAPFRE Group580
5000001000NewGeneral Ins561
5000002500NewAmica Mutual1021
7500002500NewTokio Marine America656
1500002501-3 YearsHartford (Sentinel)489
1500005001-3 YearsTravelers361
2000005001-3 YearsUniversal North America394
40000010001-3 YearsHomesite911
40000010001-3 YearsState Farm723
50000010001-3 YearsUSAA975
1500002504-6 YearsAmerican Modern570
1500005004-6 YearsFarmers (Fire Ins)625
1500005004-6 YearsIntegon/National584
2000005004-6 YearsGrange474
25000010004-6 YearsAmco591
25000010004-6 YearsWawanesa596
2500005004-6 YearsTokio Marine America320
40000010004-6 YearsAAA (Interinsurance Exchange)1008
50000025004-6 YearsGrange855
75000025004-6 YearsGeneral Ins819

Pinole, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Pinole Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,000$9,200
Net Savings to Pinole Home Owner from High Deductible Plan $800

Pinole, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pinole, CA Home Replacement Value MORE than Home Value Pinole, CA Home Replacement Value LESS than Home Value
Replacement Value $324,000 $224,000
Insurance Premium based on Replacement Value $775 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $175/year

Example Pinole Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceState Farm
Monthly Premium 5312075
Year Built 198719761964
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $300000-$350000$400000-$500000$500000-$600000
Deductible > $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Pinole, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 335,000 Metal Roof 1,640 3 $1000-$2500 Deductible 710 8 Fiber-Cement Siding yes
1984 455,000 Wood Shake Roof 2,550 4 > $10,000 Deductible 580 9 Brick siding No
1964 450,000 Metal Roof 2,880 5 $1000-$2500 Deductible 320 4 Brick siding yes
1987 395,000 Asphalt Shingles Roof 2,030 3 $2500-$5000 Deductible 340 4 Stucco siding No
1985 340,000 Slate Shingles Roof 1,840 4 $5000 to $10,000 Deductible 890 12 Wood siding No
1962 360,000 Tile Roof 1,830 4 $2500-$5000 Deductible 210 3 Brick siding No
1985 275,000 Metal Roof 1,320 3 $500- $1000 Deductible 170 3 Fiber-Cement Siding No
1993 810,000 Slate Shingles Roof 4,460 5 $500- $1000 Deductible 1750 7 Stone Siding yes
1964 230,000 Tile Roof 1,530 3 $1000-$2500 Deductible 190 4 Wood siding yes
1977 410,000 Membrane Roof 2,110 3 $2500-$5000 Deductible 380 5 Fiber-Cement Siding No
1962 315,000 Shingles Roof 1,600 3 $500- $1000 Deductible 1060 12 Wood siding yes
1973 320,000 Slate Shingles Roof 1,630 4 $2500-$5000 Deductible 620 12 Brick siding No
1999 320,000 Metal Roof 1,630 3 $5000 to $10,000 Deductible 310 6 Stone Siding No
1968 355,000 Composition Roof 1,900 3 $1000-$2500 Deductible 440 5 Brick siding yes
1988 265,000 Tile Roof 1,760 3 $500- $1000 Deductible 460 8 Vinyl siding No
1961 285,000 Composition Roof 1,560 3 $500 Deductible 130 2 Vinyl siding No
1996 385,000 Composition Roof 2,420 5 $5000 to $10,000 Deductible 530 8 Fiber-Cement Siding yes
1981 290,000 Metal Roof 2,000 4 $500- $1000 Deductible 590 9 Wood siding yes
1988 315,000 Wood Shake Roof 1,840 5 $1000-$2500 Deductible 190 3 Fiber-Cement Siding yes
1974 440,000 Wood Shake Roof 2,320 4 > $10,000 Deductible 680 9 Wood siding yes
1986 260,000 Wood Shake Roof 1,700 3 $5000 to $10,000 Deductible 380 7 Wood siding yes
1998 360,000 Metal Roof 1,870 4 $500- $1000 Deductible 70 1 Fiber-Cement Siding yes
1969 850,000 Slate Shingles Roof 4,610 5 > $10,000 Deductible 750 7 Fiber-Cement Siding yes
1982 210,000 Metal Roof 1,310 3 $2500-$5000 Deductible 250 5 Vinyl siding No
1985 405,000 Tile Roof 2,570 4 $1000-$2500 Deductible 1080 10 Stone Siding yes
1962 580,000 Wood Shake Roof 3,740 5 $500 Deductible 530 4 Stone Siding yes
1994 470,000 Metal Roof 2,810 4 > $10,000 Deductible 210 3 Fiber-Cement Siding No
1997 830,000 Asphalt Shingles Roof 4,210 5 $500 Deductible 1200 8 Wood siding yes
1989 265,000 Asphalt Shingles Roof 1,660 3 > $10,000 Deductible 420 10 Stone Siding No
1993 700,000 Shingles Roof 4,700 5 $1000-$2500 Deductible 110 1 Vinyl siding yes
1985 695,000 Slate Shingles Roof 3,550 5 $500 Deductible 1810 10 Stucco siding No
1992 480,000 Asphalt Shingles Roof 3,010 5 > $10,000 Deductible 550 8 Fiber-Cement Siding No
1965 400,000 Tile Roof 2,030 3 $500 Deductible 110 1 Fiber-Cement Siding No
1999 615,000 Membrane Roof 3,240 5 $500- $1000 Deductible 1160 8 Vinyl siding yes